Norwood Financial Statistics
Total Valuation
NWFL has a market cap or net worth of $326.26 million. The enterprise value is $359.36 million.
Important Dates
The next estimated earnings date is Monday, April 20, 2026, before market open.
| Earnings Date | Apr 20, 2026 |
| Ex-Dividend Date | Apr 15, 2026 |
Share Statistics
NWFL has 10.83 million shares outstanding. The number of shares has increased by 14.11% in one year.
| Current Share Class | 10.83M |
| Shares Outstanding | 10.83M |
| Shares Change (YoY) | +14.11% |
| Shares Change (QoQ) | -1.39% |
| Owned by Insiders (%) | 9.19% |
| Owned by Institutions (%) | 36.53% |
| Float | 9.84M |
Valuation Ratios
The trailing PE ratio is 10.02 and the forward PE ratio is 8.66.
| PE Ratio | 10.02 |
| Forward PE | 8.66 |
| PS Ratio | 3.79 |
| Forward PS | 2.82 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 11.16 |
| P/OCF Ratio | 9.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.95 |
| EV / Sales | 4.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.18%.
| Return on Equity (ROE) | 12.18% |
| Return on Assets (ROA) | 1.17% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.96% |
| Revenue Per Employee | $306,648 |
| Profits Per Employee | $98,772 |
| Employee Count | 281 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NWFL has paid $7.26 million in taxes.
| Income Tax | 7.26M |
| Effective Tax Rate | 20.74% |
Stock Price Statistics
The stock price has increased by +22.64% in the last 52 weeks. The beta is 0.57, so NWFL's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +22.64% |
| 50-Day Moving Average | 29.71 |
| 200-Day Moving Average | 27.30 |
| Relative Strength Index (RSI) | 58.88 |
| Average Volume (20 Days) | 25,576 |
Short Selling Information
The latest short interest is 103,904, so 0.96% of the outstanding shares have been sold short.
| Short Interest | 103,904 |
| Short Previous Month | 79,346 |
| Short % of Shares Out | 0.96% |
| Short % of Float | 1.06% |
| Short Ratio (days to cover) | 4.31 |
Income Statement
In the last 12 months, NWFL had revenue of $86.17 million and earned $27.76 million in profits. Earnings per share was $3.01.
| Revenue | 86.17M |
| Gross Profit | 86.17M |
| Operating Income | 38.01M |
| Pretax Income | 35.02M |
| Net Income | 27.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.01 |
Full Income StatementBalance Sheet
The company has $45.21 million in cash and $78.31 million in debt, with a net cash position of -$33.10 million or -$3.06 per share.
| Cash & Cash Equivalents | 45.21M |
| Total Debt | 78.31M |
| Net Cash | -33.10M |
| Net Cash Per Share | -$3.06 |
| Equity (Book Value) | 242.16M |
| Book Value Per Share | 26.22 |
| Working Capital | -2.08B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $33.97 million and capital expenditures -$4.72 million, giving a free cash flow of $29.25 million.
| Operating Cash Flow | 33.97M |
| Capital Expenditures | -4.72M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -140.73M |
| Free Cash Flow | 29.25M |
| FCF Per Share | $2.70 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.11% |
| Pretax Margin | 40.64% |
| Profit Margin | 32.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.94% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 4.25%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 4.25% |
| Dividend Growth (YoY) | 3.28% |
| Years of Dividend Growth | 28 |
| Payout Ratio | 41.91% |
| Buyback Yield | -14.11% |
| Shareholder Yield | -9.86% |
| Earnings Yield | 8.51% |
| FCF Yield | 8.96% |
Dividend DetailsAnalyst Forecast
The average price target for NWFL is $33.00, which is 9.56% higher than the current price. The consensus rating is "Hold".
| Price Target | $33.00 |
| Price Target Difference | 9.56% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 18, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Sep 18, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
