Norwood Financial Statistics
Total Valuation
NWFL has a market cap or net worth of $262.04 million. The enterprise value is $259.54 million.
Important Dates
The last earnings date was Wednesday, October 22, 2025, before market open.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Oct 15, 2025 |
Share Statistics
NWFL has 9.22 million shares outstanding. The number of shares has increased by 10.57% in one year.
| Current Share Class | 9.22M |
| Shares Outstanding | 9.22M |
| Shares Change (YoY) | +10.57% |
| Shares Change (QoQ) | +1.16% |
| Owned by Insiders (%) | 8.68% |
| Owned by Institutions (%) | 36.83% |
| Float | 8.42M |
Valuation Ratios
The trailing PE ratio is 33.13 and the forward PE ratio is 8.52.
| PE Ratio | 33.13 |
| Forward PE | 8.52 |
| PS Ratio | 4.19 |
| Forward PS | 2.38 |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | 10.54 |
| P/OCF Ratio | 8.74 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 33.87 |
| EV / Sales | 4.29 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.43 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.93 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.56%.
| Return on Equity (ROE) | 3.56% |
| Return on Assets (ROA) | 0.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $223,402 |
| Profits Per Employee | $28,273 |
| Employee Count | 271 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NWFL has paid $1.93 million in taxes.
| Income Tax | 1.93M |
| Effective Tax Rate | 20.14% |
Stock Price Statistics
The stock price has decreased by -9.08% in the last 52 weeks. The beta is 0.60, so NWFL's price volatility has been lower than the market average.
| Beta (5Y) | 0.60 |
| 52-Week Price Change | -9.08% |
| 50-Day Moving Average | 26.23 |
| 200-Day Moving Average | 25.47 |
| Relative Strength Index (RSI) | 68.66 |
| Average Volume (20 Days) | 30,128 |
Short Selling Information
The latest short interest is 480,620, so 5.21% of the outstanding shares have been sold short.
| Short Interest | 480,620 |
| Short Previous Month | 439,701 |
| Short % of Shares Out | 5.21% |
| Short % of Float | 5.71% |
| Short Ratio (days to cover) | 14.54 |
Income Statement
In the last 12 months, NWFL had revenue of $60.54 million and earned $7.66 million in profits. Earnings per share was $0.86.
| Revenue | 60.54M |
| Gross Profit | 60.54M |
| Operating Income | 11.27M |
| Pretax Income | 9.59M |
| Net Income | 7.66M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.86 |
Full Income StatementBalance Sheet
The company has $75.54 million in cash and $72.88 million in debt, giving a net cash position of $2.66 million or $0.29 per share.
| Cash & Cash Equivalents | 75.54M |
| Total Debt | 72.88M |
| Net Cash | 2.66M |
| Net Cash Per Share | $0.29 |
| Equity (Book Value) | 234.91M |
| Book Value Per Share | 25.49 |
| Working Capital | -2.04B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $30.00 million and capital expenditures -$5.11 million, giving a free cash flow of $24.89 million.
| Operating Cash Flow | 30.00M |
| Capital Expenditures | -5.11M |
| Free Cash Flow | 24.89M |
| FCF Per Share | $2.70 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 18.61% |
| Pretax Margin | 15.85% |
| Profit Margin | 12.66% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.10% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 4.36%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 4.36% |
| Dividend Growth (YoY) | 3.33% |
| Years of Dividend Growth | 27 |
| Payout Ratio | 144.41% |
| Buyback Yield | -10.57% |
| Shareholder Yield | -6.21% |
| Earnings Yield | 2.92% |
| FCF Yield | 9.49% |
Dividend DetailsAnalyst Forecast
The average price target for NWFL is $28.50, which is 0.24% higher than the current price. The consensus rating is "Buy".
| Price Target | $28.50 |
| Price Target Difference | 0.24% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 18, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Sep 18, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
