Norwood Financial Statistics
Total Valuation
NWFL has a market cap or net worth of $365.78 million. The enterprise value is $371.01 million.
| Market Cap | 365.78M |
| Enterprise Value | 371.01M |
Important Dates
The next confirmed earnings date is Tuesday, October 27, 2026, before market open.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Oct 15, 2026 |
Share Statistics
NWFL has 10.84 million shares outstanding. The number of shares has increased by 15.76% in one year.
| Current Share Class | 10.84M |
| Shares Outstanding | 10.84M |
| Shares Change (YoY) | +15.76% |
| Shares Change (QoQ) | +0.69% |
| Owned by Insiders (%) | 9.40% |
| Owned by Institutions (%) | 43.14% |
| Float | 9.82M |
Valuation Ratios
The trailing PE ratio is 11.73 and the forward PE ratio is 8.97.
| PE Ratio | 11.73 |
| Forward PE | 8.97 |
| PS Ratio | 3.67 |
| Forward PS | 3.02 |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | 12.21 |
| P/OCF Ratio | 11.08 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.87 |
| EV / Sales | 3.72 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.39 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.21 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.20%.
| Return on Equity (ROE) | 11.20% |
| Return on Assets (ROA) | 1.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.15% |
| Revenue Per Employee | $354,751 |
| Profits Per Employee | $102,616 |
| Employee Count | 281 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NWFL has paid $7.51 million in taxes.
| Income Tax | 7.51M |
| Effective Tax Rate | 20.67% |
Stock Price Statistics
The stock price has increased by +31.60% in the last 52 weeks. The beta is 0.55, so NWFL's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +31.60% |
| 50-Day Moving Average | 34.10 |
| 200-Day Moving Average | 31.12 |
| Relative Strength Index (RSI) | 47.51 |
| Average Volume (20 Days) | 34,538 |
Short Selling Information
The latest short interest is 165,224, so 1.52% of the outstanding shares have been sold short.
| Short Interest | 165,224 |
| Short Previous Month | 153,518 |
| Short % of Shares Out | 1.52% |
| Short % of Float | 1.68% |
| Short Ratio (days to cover) | 5.37 |
Income Statement
In the last 12 months, NWFL had revenue of $99.69 million and earned $28.84 million in profits. Earnings per share was $2.88.
| Revenue | 99.69M |
| Gross Profit | 99.69M |
| Operating Income | 44.73M |
| Pretax Income | 36.35M |
| Net Income | 28.84M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.88 |
Balance Sheet
The company has $61.09 million in cash and $66.32 million in debt, with a net cash position of -$5.22 million or -$0.48 per share.
| Cash & Cash Equivalents | 61.09M |
| Total Debt | 66.32M |
| Net Cash | -5.22M |
| Net Cash Per Share | -$0.48 |
| Equity (Book Value) | 289.64M |
| Book Value Per Share | 26.73 |
| Working Capital | -2.47B |
Cash Flow
In the last 12 months, operating cash flow was $33.02 million and capital expenditures -$3.06 million, giving a free cash flow of $29.95 million.
| Operating Cash Flow | 33.02M |
| Capital Expenditures | -3.06M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -88.02M |
| Free Cash Flow | 29.95M |
| FCF Per Share | $2.76 |
Margins
| Gross Margin | n/a |
| Operating Margin | 44.87% |
| Pretax Margin | 36.46% |
| Profit Margin | 28.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.05% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.80%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 3.80% |
| Dividend Growth (YoY) | 3.23% |
| Years of Dividend Growth | 27 |
| Payout Ratio | 44.51% |
| FCF Payout Ratio | 46.34% |
| Buyback Yield | -15.76% |
| Shareholder Yield | -11.97% |
| Earnings Yield | 7.88% |
| FCF Yield | 8.19% |
Analyst Forecast
The average price target for NWFL is $36.50, which is 8.21% higher than the current price. The consensus rating is "Buy".
| Price Target | $36.50 |
| Price Target Difference | 8.21% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 15.33% |
| EPS Growth Forecast (3Y) | 12.43% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 18, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Sep 18, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |