Norwood Financial Statistics
Total Valuation
NWFL has a market cap or net worth of $238.00 million. The enterprise value is $281.18 million.
Important Dates
The next estimated earnings date is Friday, July 25, 2025, before market open.
| Earnings Date | Jul 25, 2025 |
| Ex-Dividend Date | Jul 15, 2025 |
Share Statistics
NWFL has 9.21 million shares outstanding. The number of shares has increased by 3.92% in one year.
| Current Share Class | 9.21M |
| Shares Outstanding | 9.21M |
| Shares Change (YoY) | +3.92% |
| Shares Change (QoQ) | +12.19% |
| Owned by Insiders (%) | 8.39% |
| Owned by Institutions (%) | 34.09% |
| Float | 8.43M |
Valuation Ratios
The trailing PE ratio is 183.60 and the forward PE ratio is 9.67.
| PE Ratio | 183.60 |
| Forward PE | 9.67 |
| PS Ratio | 4.30 |
| Forward PS | 2.69 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | 9.86 |
| P/OCF Ratio | 8.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 238.29 |
| EV / Sales | 5.58 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.64 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.95 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 0.59%.
| Return on Equity (ROE) | 0.59% |
| Return on Assets (ROA) | 0.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $185,897 |
| Profits Per Employee | $4,354 |
| Employee Count | 271 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NWFL has paid $241,000 in taxes.
| Income Tax | 241,000 |
| Effective Tax Rate | 16.96% |
Stock Price Statistics
The stock price has increased by +6.95% in the last 52 weeks. The beta is 0.69, so NWFL's price volatility has been lower than the market average.
| Beta (5Y) | 0.69 |
| 52-Week Price Change | +6.95% |
| 50-Day Moving Average | 25.53 |
| 200-Day Moving Average | 26.74 |
| Relative Strength Index (RSI) | 52.95 |
| Average Volume (20 Days) | 16,664 |
Short Selling Information
The latest short interest is 67,165, so 0.73% of the outstanding shares have been sold short.
| Short Interest | 67,165 |
| Short Previous Month | 72,268 |
| Short % of Shares Out | 0.73% |
| Short % of Float | 0.80% |
| Short Ratio (days to cover) | 5.04 |
Income Statement
In the last 12 months, NWFL had revenue of $50.38 million and earned $1.18 million in profits. Earnings per share was $0.14.
| Revenue | 50.38M |
| Gross Profit | 50.38M |
| Operating Income | 2.91M |
| Pretax Income | 16.59M |
| Net Income | 1.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.14 |
Full Income StatementBalance Sheet
The company has $76.42 million in cash and $119.60 million in debt, giving a net cash position of -$43.18 million or -$4.69 per share.
| Cash & Cash Equivalents | 76.42M |
| Total Debt | 119.60M |
| Net Cash | -43.18M |
| Net Cash Per Share | -$4.69 |
| Equity (Book Value) | 220.71M |
| Book Value Per Share | 23.97 |
| Working Capital | -1.99B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $27.65 million and capital expenditures -$3.51 million, giving a free cash flow of $24.15 million.
| Operating Cash Flow | 27.65M |
| Capital Expenditures | -3.51M |
| Free Cash Flow | 24.15M |
| FCF Per Share | $2.62 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 5.78% |
| Pretax Margin | 2.82% |
| Profit Margin | 2.34% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.94% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 4.78%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 4.78% |
| Dividend Growth (YoY) | 3.36% |
| Years of Dividend Growth | 27 |
| Payout Ratio | 873.59% |
| Buyback Yield | -3.92% |
| Shareholder Yield | 1.04% |
| Earnings Yield | 0.50% |
| FCF Yield | 10.15% |
Dividend DetailsAnalyst Forecast
The average price target for NWFL is $28.17, which is 8.98% higher than the current price. The consensus rating is "Buy".
| Price Target | $28.17 |
| Price Target Difference | 8.98% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 18, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Sep 18, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
