OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
45.05
-0.15 (-0.33%)
May 22, 2026, 4:00 PM EDT - Market closed

OFG Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
213.47205.1198.17181.87166.24146.15
Depreciation & Amortization
24.8725.3926.7927.2924.3123.93
Provision for Credit Losses
104.31107.5182.2560.6424.120.22
Stock-Based Compensation
6.016.247.1754.196.25
Net Change in Loans Held-for-Sale
-83.25-81.83-42.05-32.06-88.28-133
Other Adjustments
-170.59-155.6415.4652.2140.440.17
Changes in Accrued Interest and Accounts Receivable
0.370.61-0.25-8.94-5.839.54
Changes in Accounts Payable
3.53.450.5230.03-0.86
Changes in Accrued Expenses
56.1646.91-4.760.28-34.1518.38
Changes in Other Operating Activities
46.8259.98-30.816.3733.42-10.73
Operating Cash Flow
207.77217.72252.5295.66164.46100.04
Operating Cash Flow Growth
-24.33%-13.78%-14.60%79.78%64.38%186.17%
Net Change in Loans Held-for-Investment
-473.77-489.01-362.88-860.17-473.0192.69
Net Change in Securities and Investments
80.4313.690.06-586.84-1,064-298.1
Capital Expenditures
-18.39-18.38-21.34-17.86-31-23.05
Sale of Property, Plant & Equipment
55.5255.3248.1860.1254.6545.54
Investing Cash Flow
-342.45-438.38-335.98-1,405-1,513-182.93
Net Change in Deposits
-70.83661.85-153.221,1956.91152.7
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
300155.01200173.07-1.55-39.17
Long-Term Debt Issued
-----34.96-
Net Long-Term Debt Issued (Repaid)
-----34.96-
Issuance of Common Stock
-2.43-3.53-4.37-1.69-0.910.28
Repurchase of Common Stock
-112.68-91.6-70.32-18.65-64.11-49.87
Net Common Stock Issued (Repurchased)
-115.11-95.12-74.69-20.34-65.02-49.59
Repurchase of Preferred Stock
------92
Net Preferred Stock Issued (Repurchased)
------92
Common Dividends Paid
-53.48-51.87-45.65-41.01-30.09-19.72
Preferred Share Dividends Paid
------1.26
Financing Cash Flow
60.58669.86-73.561,307-124.71-49.04
Net Cash Flow
-74.1449.2-157.04197.71-1,473-131.93
Free Cash Flow
189.38199.34231.16277.8133.4676.99
Free Cash Flow Growth
-5.00%-13.77%-16.79%108.16%73.34%290.88%
FCF Margin
28.42%31.95%36.73%44.19%22.63%14.25%
Free Cash Flow Per Share
17.584.454.935.842.761.50
Levered Free Cash Flow
326.8323.05168.33192.01118.08162.1
Unlevered Free Cash Flow
113.33117.95-29.8410.14-13.2117.21
Updated May 9, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q