OFG Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	2,031	1,773	1,923	1,764	1,311	1,318
Market Cap Growth	8.99%	-7.82%	9.01%	34.52%	-0.53%	38.38%
Enterprise Value	1,973	2,229	2,249	1,965	1,338	1,383
Last Close Price	48.06	40.98	42.32	37.48	27.56	26.56
PE Ratio	9.93	8.95	10.00	9.79	8.01	9.45
Forward PE	10.54	9.11	10.90	10.20	7.75	9.44
PS Ratio	3.20	2.84	3.06	2.81	2.22	2.44
PB Ratio	1.49	1.28	1.53	1.48	1.26	1.23
P/FCF Ratio	10.72	8.89	8.32	6.35	9.83	17.12
P/OCF Ratio	9.77	8.14	7.62	5.97	7.97	13.18
EV/Sales Ratio	3.11	3.57	3.57	3.13	2.27	2.56
EV/EBITDA Ratio	-	87.81	83.96	72.01	55.05	57.79
EV/FCF Ratio	10.42	11.18	9.73	7.07	10.03	17.96
Debt / Equity Ratio	0.33	0.33	0.26	0.17	0.03	0.06
Debt / EBITDA Ratio	18.36	17.99	12.17	7.36	1.11	2.70
Debt / FCF Ratio	2.41	2.29	1.41	0.72	0.20	0.84
Net Debt / Equity Ratio	0.33	0.33	0.26	0.17	0.03	0.06
Net Debt / EBITDA Ratio	18.36	17.99	12.17	7.36	1.11	2.70
Net Debt / FCF Ratio	2.41	2.29	1.41	0.72	0.20	0.84
Asset Turnover	0.05	0.05	0.06	0.06	0.06	0.05
Return on Equity (ROE)	15.49%	15.51%	16.19%	16.27%	15.75%	13.56%
Earnings Yield	10.51%	11.18%	10.00%	10.22%	12.48%	10.58%
FCF Yield	9.32%	11.24%	12.02%	15.75%	10.18%	5.84%
Dividend Yield	2.91%	2.84%	2.31%	2.32%	2.27%	1.46%
Payout Ratio	26.85%	25.29%	23.03%	22.55%	18.10%	13.61%
Buyback Yield / Dilution	5.00%	4.57%	1.37%	1.83%	5.71%	0.36%
Total Shareholder Return	7.91%	7.41%	3.68%	4.14%	7.98%	1.82%

SEC Filings: 10-K · 10-Q