OFG Bancorp (OFG)

OFG Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 14, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,819	1,773	1,923	1,764	1,311	1,318
Market Cap Growth	-2.18%	-7.82%	9.01%	34.52%	-0.53%	38.38%
Enterprise Value	1,359	2,229	2,249	1,965	1,338	1,383
Last Close Price	42.83	40.98	42.32	37.48	27.56	26.56
PE Ratio	9.35	8.95	10.00	9.79	8.01	9.45
Forward PE	9.94	9.11	10.90	10.20	7.75	9.44
PS Ratio	2.92	2.84	3.06	2.81	2.22	2.44
PB Ratio	1.33	1.28	1.53	1.48	1.26	1.23
P/TBV Ratio	1.38	1.32	1.58	1.49	1.28	1.28
P/FCF Ratio	9.13	8.89	8.32	6.35	9.83	17.12
P/OCF Ratio	8.36	8.14	7.62	5.97	7.97	13.18
EV/Sales Ratio	2.18	3.57	3.57	3.13	2.27	2.56
EV/EBITDA Ratio	-	87.81	83.96	72.01	55.05	57.79
EV/FCF Ratio	6.82	11.18	9.73	7.07	10.03	17.96
Debt / Equity Ratio	0.33	0.33	0.26	0.17	0.03	0.06
Debt / EBITDA Ratio	17.99	17.99	12.17	7.36	1.11	2.70
Debt / FCF Ratio	2.29	2.29	1.41	0.72	0.20	0.84
Net Debt / Equity Ratio	0.33	0.33	0.26	0.17	0.03	0.06
Net Debt / EBITDA Ratio	17.99	17.99	12.17	7.36	1.11	2.70
Net Debt / FCF Ratio	2.29	2.29	1.41	0.72	0.20	0.84
Asset Turnover	0.05	0.05	0.06	0.06	0.06	0.05
Return on Equity (ROE)	15.51%	15.51%	16.19%	16.27%	15.75%	13.56%
Earnings Yield	11.27%	11.18%	10.00%	10.22%	12.48%	10.58%
FCF Yield	10.96%	11.24%	12.02%	15.75%	10.18%	5.84%
Dividend Yield	3.25%	2.84%	2.31%	2.32%	2.27%	1.46%
Payout Ratio	27.29%	25.29%	23.03%	22.55%	18.10%	13.61%
Buyback Yield / Dilution	4.57%	4.57%	1.37%	1.83%	5.71%	0.36%
Total Shareholder Return	7.82%	7.41%	3.68%	4.14%	7.98%	1.82%

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q