OFG Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	566.77	1,040	591.14	748.17	550.31	2,023
Investment Securities	67.35	64.89	91.6	570.2	531.58	31.98
Trading Asset Securities	0.02	0.02	0.02	0.01	0.01	0.02
Mortgage-Backed Securities	2,650	2,778	2,629	2,117	1,440	863.82
Total Investments	2,717	2,843	2,720	2,687	1,972	895.82
Gross Loans	8,448	8,201	7,792	7,534	6,835	6,403
Allowance for Loan Losses	-191.83	-202.34	-175.86	-161.11	-152.67	-155.94
Net Loans	8,257	7,999	7,616	7,373	6,683	6,247
Property, Plant & Equipment	119.35	114.82	123.71	125.83	132.18	120.97
Goodwill	84.24	84.24	84.24	84.24	84.24	86.07
Other Intangible Assets	6.9	9.85	14.78	20.69	27.59	36.09
Loans Held for Sale	10.29	15.55	17.73	28.35	40.59	82.66
Accrued Interest Receivable	-	71.11	71.67	71.4	62.4	56.56
Other Receivables	150.1	68.37	70.19	47.86	61.42	88.76
Restricted Cash	-	-	-	-	0.16	0.18
Other Current Assets	30.92	42.91	103.62	88.62	83.48	96.39
Long-Term Deferred Tax Assets	127.36	104.36	6.25	4.92	55.49	99.06
Other Real Estate Owned & Foreclosed	6.3	5.95	10.6	14.81	15.83	16.98
Other Long-Term Assets	68.54	66.33	70.44	49.52	50.92	50.06
Total Assets	12,144	12,466	11,501	11,344	9,819	9,900

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	108.96	210	145.77	115.05	124.13	95.44
Interest Bearing Deposits	5,238	6,453	6,059	2,961	5,553	5,740
Institutional Deposits	-	1,177	1,049	747.2	384.4	360.8
Non-Interest Bearing Deposits	4,751	2,627	2,494	6,050	2,630	2,502
Total Deposits	9,989	10,257	9,602	9,759	8,568	8,602
Short-Term Borrowings	200.67	155.71	345.22	-	26.61	29.28
Current Portion of Leases	-	7.64	-	-	-	-
Accrued Interest Payable	-	5.51	3.23	3.07	0.74	0.8
Other Current Liabilities	23.73	22.44	31.53	25.58	28.61	35.33
Long-Term Debt	-	0.01	-	0	0.32	-
Federal Home Loan Bank Debt, Long-Term	401.36	401.58	55.95	200.77	0.1	0.01
Long-Term Leases	24.51	15.51	21.39	24.03	27.37	30.5
Trust Preferred Securities	-	-	-	-	-	36.08
Long-Term Deferred Tax Liabilities	0.76	-	40.72	22.44	-	-
Other Long-Term Liabilities	58.69	-	1.01	0.94	0.87	0.8
Total Liabilities	10,808	11,076	10,246	10,151	8,776	8,831

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	59.89	59.89	59.89	59.89	59.89	59.89
Additional Paid-In Capital	643.65	642.97	639.79	638.67	636.79	637.06
Retained Earnings	1,218	1,093	941.53	790.29	650.27	517.63
Treasury Stock	-445.6	-389.07	-296.99	-228.35	-211.14	-150.57
Comprehensive Income & Other	-139.17	-16.91	-89.84	-67.01	-93.41	5.16
Total Common Equity	1,337	1,390	1,254	1,193	1,042	1,069
Shareholders' Equity	1,337	1,390	1,254	1,193	1,042	1,069
Total Liabilities & Equity	12,144	12,466	11,501	11,344	9,819	9,900

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	626.54	580.46	422.56	224.8	54.4	95.87
Net Cash (Debt)	-59.74	459.9	168.59	523.39	495.91	1,928
Net Cash Growth	-	172.79%	-67.79%	5.54%	-74.27%	-4.46%
Net Cash Per Share	-1.39	10.27	3.59	11.01	10.24	37.52
Filing Date Shares Outstanding	42.01	43.06	45.39	47.08	47.6	48.95
Total Common Shares Outstanding	42.01	43.26	45.44	47.07	47.58	49.64
Book Value Per Share	31.83	32.13	27.60	25.36	21.91	21.54
Tangible Book Value	1,246	1,296	1,155	1,089	930.57	947
Tangible Book Value Per Share	29.66	29.96	25.43	23.13	19.56	19.08

SEC Filings: 10-K · 10-Q