OFG Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	745.71	1,040	591.14	748.17	550.31	2,023
Investment Securities	67.47	64.89	91.6	570.2	531.58	31.98
Trading Asset Securities	0.02	0.02	0.02	0.01	0.01	0.02
Mortgage-Backed Securities	2,629	2,778	2,629	2,117	1,440	863.82
Total Investments	2,697	2,843	2,720	2,687	1,972	895.82
Gross Loans	8,297	8,201	7,792	7,534	6,835	6,403
Allowance for Loan Losses	-188.26	-202.34	-175.86	-161.11	-152.67	-155.94
Net Loans	8,109	7,999	7,616	7,373	6,683	6,247
Property, Plant & Equipment	115.24	114.82	123.71	125.83	132.18	120.97
Goodwill	84.24	84.24	84.24	84.24	84.24	86.07
Other Intangible Assets	7.88	9.85	14.78	20.69	27.59	36.09
Loans Held for Sale	7.82	15.55	17.73	28.35	40.59	82.66
Accrued Interest Receivable	70.13	71.11	71.67	71.4	62.4	56.56
Other Receivables	85.22	68.37	70.19	47.86	61.42	88.76
Restricted Cash	-	-	-	-	0.16	0.18
Other Current Assets	45.39	42.91	103.62	88.62	83.48	96.39
Long-Term Deferred Tax Assets	113.34	104.36	6.25	4.92	55.49	99.06
Other Real Estate Owned & Foreclosed	5.87	5.95	10.6	14.81	15.83	16.98
Other Long-Term Assets	67.87	66.33	70.44	49.52	50.92	50.06
Total Assets	12,155	12,466	11,501	11,344	9,819	9,900

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	166.15	210	145.77	115.05	124.13	95.44
Interest Bearing Deposits	3,304	6,453	6,059	2,961	5,553	5,740
Institutional Deposits	1,792	1,177	1,049	747.2	384.4	360.8
Non-Interest Bearing Deposits	4,887	2,627	2,494	6,050	2,630	2,502
Total Deposits	9,983	10,257	9,602	9,759	8,568	8,602
Short-Term Borrowings	555.09	155.71	345.22	-	26.61	29.28
Current Portion of Leases	3.92	7.64	-	-	-	-
Accrued Interest Payable	-	5.51	3.23	3.07	0.74	0.8
Other Current Liabilities	19.42	22.44	31.53	25.58	28.61	35.33
Long-Term Debt	-	0.01	-	0	0.32	-
Federal Home Loan Bank Debt, Long-Term	1.53	401.58	55.95	200.77	0.1	0.01
Long-Term Leases	17.46	15.51	21.39	24.03	27.37	30.5
Trust Preferred Securities	-	-	-	-	-	36.08
Long-Term Deferred Tax Liabilities	0.62	-	40.72	22.44	-	-
Other Long-Term Liabilities	-	-	1.01	0.94	0.87	0.8
Total Liabilities	10,747	11,076	10,246	10,151	8,776	8,831

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	59.89	59.89	59.89	59.89	59.89	59.89
Additional Paid-In Capital	642.02	642.97	639.79	638.67	636.79	637.06
Retained Earnings	1,176	1,093	941.53	790.29	650.27	517.63
Treasury Stock	-432.06	-389.07	-296.99	-228.35	-211.14	-150.57
Comprehensive Income & Other	-38.95	-16.91	-89.84	-67.01	-93.41	5.16
Total Common Equity	1,407	1,390	1,254	1,193	1,042	1,069
Shareholders' Equity	1,407	1,390	1,254	1,193	1,042	1,069
Total Liabilities & Equity	12,155	12,466	11,501	11,344	9,819	9,900

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	577.99	580.46	422.56	224.8	54.4	95.87
Net Cash (Debt)	167.74	459.9	168.59	523.39	495.91	1,928
Net Cash Growth	-51.86%	172.79%	-67.79%	5.54%	-74.27%	-4.46%
Net Cash Per Share	3.86	10.27	3.59	11.01	10.24	37.52
Filing Date Shares Outstanding	42.27	43.06	45.39	47.08	47.6	48.95
Total Common Shares Outstanding	42.27	43.26	45.44	47.07	47.58	49.64
Book Value Per Share	33.30	32.13	27.60	25.36	21.91	21.54
Tangible Book Value	1,315	1,296	1,155	1,089	930.57	947
Tangible Book Value Per Share	31.12	29.96	25.43	23.13	19.56	19.08

SEC Filings: 10-K · 10-Q