OFG Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,040	591.14	748.17	550.31	2,023
Investment Securities	64.89	91.6	570.2	531.58	31.98
Trading Asset Securities	0.02	0.02	0.01	0.01	0.02
Mortgage-Backed Securities	2,778	2,629	2,117	1,440	863.82
Total Investments	2,843	2,720	2,687	1,972	895.82
Gross Loans	8,201	7,792	7,534	6,835	6,403
Allowance for Loan Losses	-202.34	-175.86	-161.11	-152.67	-155.94
Net Loans	7,999	7,616	7,373	6,683	6,247
Property, Plant & Equipment	114.82	123.71	125.83	132.18	120.97
Goodwill	84.24	84.24	84.24	84.24	86.07
Other Intangible Assets	9.86	14.78	20.69	27.59	36.09
Loans Held for Sale	15.55	17.73	28.35	40.59	82.66
Accrued Interest Receivable	-	71.67	71.4	62.4	56.56
Other Receivables	161.97	70.19	47.86	61.42	88.76
Restricted Cash	-	-	-	0.16	0.18
Other Current Assets	20.42	103.62	88.62	83.48	96.39
Long-Term Deferred Tax Assets	104.36	6.25	4.92	55.49	99.06
Other Real Estate Owned & Foreclosed	5.95	10.6	14.81	15.83	16.98
Other Long-Term Assets	66.33	70.44	49.52	50.92	50.06
Total Assets	12,466	11,501	11,344	9,819	9,900
Accrued Expenses	153.51	145.77	115.05	124.13	95.44
Interest Bearing Deposits	4,463	2,925	2,961	5,553	5,740
Institutional Deposits	-	1,049	747.2	384.4	360.8
Non-Interest Bearing Deposits	5,800	5,627	6,050	2,630	2,502
Total Deposits	10,263	9,602	9,759	8,568	8,602
Short-Term Borrowings	100.71	345.22	-	26.61	29.28
Current Portion of Leases	-	7.43	-	-	-
Accrued Interest Payable	-	3.23	3.07	0.74	0.8
Other Current Liabilities	22.44	31.53	25.58	28.61	35.33
Long-Term Debt	-	-	0	0.32	-
Federal Home Loan Bank Debt, Long-Term	456.59	55.95	200.77	0.1	0.01
Long-Term Leases	23.16	13.95	24.03	27.37	30.5
Trust Preferred Securities	-	-	-	-	36.08
Long-Term Deferred Tax Liabilities	-	40.72	22.44	-	-
Other Long-Term Liabilities	56.49	1.01	0.94	0.87	0.8
Total Liabilities	11,076	10,246	10,151	8,776	8,831
Common Stock	59.89	59.89	59.89	59.89	59.89
Additional Paid-In Capital	642.97	639.79	638.67	636.79	637.06
Retained Earnings	1,093	941.53	790.29	650.27	517.63
Treasury Stock	-389.07	-296.99	-228.35	-211.14	-150.57
Comprehensive Income & Other	-16.91	-89.84	-67.01	-93.41	5.16
Total Common Equity	1,390	1,254	1,193	1,042	1,069
Shareholders' Equity	1,390	1,254	1,193	1,042	1,069
Total Liabilities & Equity	12,466	11,501	11,344	9,819	9,900
Total Debt	580.46	422.56	224.8	54.4	95.87
Net Cash (Debt)	459.9	168.59	523.39	495.91	1,928
Net Cash Growth	172.79%	-67.79%	5.54%	-74.27%	-4.46%
Net Cash Per Share	10.27	3.59	11.01	10.24	37.52
Filing Date Shares Outstanding	43.26	45.39	47.08	47.6	48.95
Total Common Shares Outstanding	43.26	45.44	47.07	47.58	49.64
Book Value Per Share	32.13	27.60	25.36	21.91	21.54
Tangible Book Value	1,296	1,155	1,089	930.57	947
Tangible Book Value Per Share	29.96	25.43	23.13	19.56	19.08

Updated Jan 22, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q