OFG Bancorp (OFG)
NYSE: OFG · Real-Time Price · USD
40.60
+0.32 (0.79%)
Mar 4, 2026, 2:23 PM EST - Market open
OFG Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 205.1 | 198.17 | 181.87 | 166.24 | 146.15 |
Depreciation & Amortization | 25.39 | 26.79 | 27.29 | 24.31 | 23.93 |
Provision for Credit Losses | 107.51 | 82.25 | 60.64 | 24.12 | 0.22 |
Stock-Based Compensation | 6.24 | 7.17 | 5 | 4.19 | 6.25 |
Net Change in Loans Held-for-Sale | -85.86 | -43.42 | -39.39 | -89.48 | -140.29 |
Other Adjustments | -151.6 | 16.84 | 59.54 | 41.6 | 47.46 |
Changes in Accrued Interest and Accounts Receivable | 4.71 | 0.28 | -7.54 | -7.77 | 7.86 |
Changes in Accounts Payable | 3.45 | 0.52 | 3 | 0.03 | -0.86 |
Changes in Accrued Expenses | 46.91 | -4.76 | 0.28 | -34.15 | 18.38 |
Changes in Other Operating Activities | 55.87 | -31.34 | 4.97 | 35.37 | -9.05 |
Operating Cash Flow | 217.72 | 252.5 | 295.66 | 164.46 | 100.04 |
Operating Cash Flow Growth | -13.78% | -14.60% | 79.78% | 64.38% | 186.17% |
Net Change in Loans Held-for-Investment | -502.76 | -362.88 | -860.17 | -473.01 | 87.84 |
Net Change in Securities and Investments | 13.69 | 20.43 | -586.84 | -1,064 | -298.1 |
Capital Expenditures | -18.38 | -21.34 | -17.86 | -31 | -23.05 |
Purchases of Intangible Assets | - | -20.38 | - | - | - |
Sale of Property, Plant & Equipment | 55.32 | 48.18 | 60.12 | 53.59 | 45.54 |
Other Investing Activities | 13.76 | - | - | 1.06 | 4.85 |
Investing Cash Flow | -438.38 | -335.98 | -1,405 | -1,513 | -182.93 |
Net Change in Deposits | 661.85 | -153.22 | 1,195 | 6.91 | 152.7 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 25 | 75 | - | - | - |
Long-Term Debt Issued | 130.01 | 125 | 173.07 | -36.51 | -39.17 |
Net Long-Term Debt Issued (Repaid) | 130.01 | 125 | 173.07 | -36.51 | -39.17 |
Issuance of Common Stock | -3.53 | -4.37 | -1.69 | -0.91 | 0.28 |
Repurchase of Common Stock | 91.6 | 70.32 | 18.65 | 64.11 | 49.87 |
Net Common Stock Issued (Repurchased) | 88.07 | 65.96 | 16.96 | 63.2 | 50.16 |
Repurchase of Preferred Stock | - | - | - | - | 92 |
Net Preferred Stock Issued (Repurchased) | - | - | - | - | 92 |
Common Dividends Paid | -51.87 | -45.65 | -41.01 | -30.09 | -19.72 |
Preferred Share Dividends Paid | - | - | - | - | -1.26 |
Financing Cash Flow | 669.86 | -73.56 | 1,307 | -124.71 | -49.04 |
Net Cash Flow | 449.2 | -157.04 | 197.71 | -1,473 | -131.93 |
Free Cash Flow | 199.34 | 231.16 | 277.8 | 133.46 | 76.99 |
Free Cash Flow Growth | -13.77% | -16.79% | 108.16% | 73.34% | 290.88% |
FCF Margin | 38.60% | 42.25% | 48.91% | 22.63% | 14.25% |
Free Cash Flow Per Share | 4.45 | 4.93 | 5.84 | 2.76 | 1.50 |
Levered Free Cash Flow | 453.06 | 293.32 | 365.08 | 116.53 | 122.93 |
Unlevered Free Cash Flow | 117.95 | -29.84 | 10.14 | -13.21 | 17.21 |
Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.