OFG Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,718	1,773	1,923	1,764	1,311	1,318
Market Cap Growth	-7.16%	-7.82%	9.01%	34.52%	-0.53%	38.38%
Enterprise Value	1,258	1,773	1,923	1,764	1,311	1,354
Last Close Price	39.90	40.98	42.32	37.48	27.56	26.56
PE Ratio	8.71	8.95	10.00	9.79	8.01	9.45
Forward PE	9.36	9.11	10.90	10.20	7.75	9.44
PS Ratio	2.75	3.43	3.51	3.11	2.22	2.44
PB Ratio	1.24	1.28	1.53	1.48	1.26	1.23
P/TBV Ratio	1.29	1.32	1.58	1.49	1.28	1.28
P/FCF Ratio	8.62	8.89	8.32	6.35	9.83	17.12
P/OCF Ratio	7.89	8.14	7.62	5.97	7.97	13.18
EV/Sales Ratio	2.02	3.43	3.51	3.11	2.22	2.51
EV/EBITDA Ratio	-	69.83	71.79	64.65	53.94	56.60
EV/FCF Ratio	6.31	8.89	8.32	6.35	9.83	17.59
Debt / Equity Ratio	-	0	0	0	0	0.03
Debt / EBITDA Ratio	-	-	-	-	-	1.51
Debt / FCF Ratio	-	-	-	-	-	0.47
Net Debt / Equity Ratio	-	-	-	-	-	0.03
Net Debt / EBITDA Ratio	-	-	-	-	-	1.51
Net Debt / FCF Ratio	-	-	-	-	-	0.47
Asset Turnover	0.04	0.04	0.05	0.05	0.06	0.05
Return on Equity (ROE)	15.51%	15.51%	16.19%	16.27%	15.75%	13.56%
Earnings Yield	11.94%	11.18%	10.00%	10.22%	12.48%	10.58%
FCF Yield	11.60%	11.24%	12.02%	15.75%	10.18%	5.84%
Dividend Yield	3.51%	2.84%	2.31%	2.32%	2.27%	1.46%
Payout Ratio	27.29%	25.29%	23.03%	22.55%	18.10%	13.61%
Buyback Yield / Dilution	-4.97%	-4.97%	-3.43%	-0.96%	-4.82%	-3.80%
Total Shareholder Return	-1.46%	-2.13%	-1.12%	1.35%	-2.55%	-2.35%

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q