OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $1.73 billion. The enterprise value is $1.29 billion.
Important Dates
The last earnings date was Wednesday, April 23, 2025, before market open.
Earnings Date | Apr 23, 2025 |
Ex-Dividend Date | Mar 31, 2025 |
Share Statistics
OFG Bancorp has 45.39 million shares outstanding. The number of shares has decreased by -2.02% in one year.
Current Share Class | 45.39M |
Shares Outstanding | 45.39M |
Shares Change (YoY) | -2.02% |
Shares Change (QoQ) | -1.60% |
Owned by Insiders (%) | 1.17% |
Owned by Institutions (%) | 95.82% |
Float | 44.84M |
Valuation Ratios
The trailing PE ratio is 9.09 and the forward PE ratio is 8.98.
PE Ratio | 9.09 |
Forward PE | 8.98 |
PS Ratio | 2.82 |
Forward PS | 2.70 |
PB Ratio | 1.32 |
P/TBV Ratio | 1.44 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 6.65 |
EV / Sales | 2.07 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.46%.
Return on Equity (ROE) | 15.46% |
Return on Assets (ROA) | 1.70% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $277,386 |
Profits Per Employee | $86,398 |
Employee Count | 2,246 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $51.23 million in taxes.
Income Tax | 51.23M |
Effective Tax Rate | 20.89% |
Stock Price Statistics
The stock price has increased by +2.35% in the last 52 weeks. The beta is 0.76, so OFG Bancorp's price volatility has been lower than the market average.
Beta (5Y) | 0.76 |
52-Week Price Change | +2.35% |
50-Day Moving Average | 39.33 |
200-Day Moving Average | 42.28 |
Relative Strength Index (RSI) | 52.88 |
Average Volume (20 Days) | 342,648 |
Short Selling Information
The latest short interest is 832,895, so 1.83% of the outstanding shares have been sold short.
Short Interest | 832,895 |
Short Previous Month | 811,785 |
Short % of Shares Out | 1.83% |
Short % of Float | 1.86% |
Short Ratio (days to cover) | 1.54 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $623.01 million and earned $194.05 million in profits. Earnings per share was $4.18.
Revenue | 623.01M |
Gross Profit | 623.01M |
Operating Income | 259.90M |
Pretax Income | 273.51M |
Net Income | 194.05M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $4.18 |
Full Income Statement Balance Sheet
The company has $710.62 million in cash and $276.44 million in debt, giving a net cash position of $434.18 million or $9.56 per share.
Cash & Cash Equivalents | 710.62M |
Total Debt | 276.44M |
Net Cash | 434.18M |
Net Cash Per Share | $9.56 |
Equity (Book Value) | 1.30B |
Book Value Per Share | 28.83 |
Working Capital | -9.09B |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 41.72% |
Pretax Margin | 39.37% |
Profit Margin | 31.15% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.17%.
Dividend Per Share | $1.20 |
Dividend Yield | 3.17% |
Dividend Growth (YoY) | 15.38% |
Years of Dividend Growth | 4 |
Payout Ratio | 28.70% |
Buyback Yield | 2.02% |
Shareholder Yield | 5.19% |
Earnings Yield | 11.25% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for OFG Bancorp is $44.00, which is 16.28% higher than the current price. The consensus rating is "Buy".
Price Target | $44.00 |
Price Target Difference | 16.28% |
Analyst Consensus | Buy |
Analyst Count | 3 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 1.1:1.
Last Split Date | Dec 29, 2004 |
Split Type | Forward |
Split Ratio | 1.1:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 2 |