OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $1.86 billion. The enterprise value is $1.44 billion.
Important Dates
The next estimated earnings date is Thursday, July 17, 2025, before market open.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | Jun 30, 2025 |
Share Statistics
OFG Bancorp has 44.91 million shares outstanding. The number of shares has decreased by -2.02% in one year.
| Current Share Class | 44.91M |
| Shares Outstanding | 44.91M |
| Shares Change (YoY) | -2.02% |
| Shares Change (QoQ) | -1.60% |
| Owned by Insiders (%) | 1.18% |
| Owned by Institutions (%) | 98.19% |
| Float | 44.34M |
Valuation Ratios
The trailing PE ratio is 9.96 and the forward PE ratio is 9.83.
| PE Ratio | 9.96 |
| Forward PE | 9.83 |
| PS Ratio | 3.09 |
| Forward PS | 2.92 |
| PB Ratio | 1.44 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | 7.33 |
| P/OCF Ratio | 6.81 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.40 |
| EV / Sales | 2.31 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.63 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.08 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.46%.
| Return on Equity (ROE) | 15.46% |
| Return on Assets (ROA) | 1.70% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $277,386 |
| Profits Per Employee | $86,398 |
| Employee Count | 2,246 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $51.23 million in taxes.
| Income Tax | 51.23M |
| Effective Tax Rate | 20.89% |
Stock Price Statistics
The stock price has increased by +15.79% in the last 52 weeks. The beta is 0.76, so OFG Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +15.79% |
| 50-Day Moving Average | 39.64 |
| 200-Day Moving Average | 42.05 |
| Relative Strength Index (RSI) | 54.15 |
| Average Volume (20 Days) | 211,235 |
Short Selling Information
The latest short interest is 1.11 million, so 2.48% of the outstanding shares have been sold short.
| Short Interest | 1.11M |
| Short Previous Month | 878,411 |
| Short % of Shares Out | 2.48% |
| Short % of Float | 2.51% |
| Short Ratio (days to cover) | 4.07 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $623.01 million and earned $194.05 million in profits. Earnings per share was $4.18.
| Revenue | 623.01M |
| Gross Profit | 623.01M |
| Operating Income | 259.99M |
| Pretax Income | 273.51M |
| Net Income | 194.05M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.18 |
Full Income StatementBalance Sheet
The company has $710.62 million in cash and $276.44 million in debt, giving a net cash position of $434.18 million or $9.67 per share.
| Cash & Cash Equivalents | 710.62M |
| Total Debt | 276.44M |
| Net Cash | 434.18M |
| Net Cash Per Share | $9.67 |
| Equity (Book Value) | 1.30B |
| Book Value Per Share | 28.83 |
| Working Capital | -9.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $274.58 million and capital expenditures -$19.50 million, giving a free cash flow of $255.08 million.
| Operating Cash Flow | 274.58M |
| Capital Expenditures | -19.50M |
| Free Cash Flow | 255.08M |
| FCF Per Share | $5.68 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.73% |
| Pretax Margin | 39.37% |
| Profit Margin | 31.15% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.94% |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | 17.02% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 28.70% |
| Buyback Yield | 2.02% |
| Shareholder Yield | 4.90% |
| Earnings Yield | 10.37% |
| FCF Yield | 13.64% |
Dividend DetailsAnalyst Forecast
The average price target for OFG Bancorp is $44.00, which is 6.27% higher than the current price. The consensus rating is "Buy".
| Price Target | $44.00 |
| Price Target Difference | 6.27% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 29, 2004 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |