OFG Bancorp Statistics
Total Valuation
OFG Bancorp has a market cap or net worth of $1.78 billion. The enterprise value is $1.25 billion.
| Market Cap | 1.78B |
| Enterprise Value | 1.25B |
Important Dates
The next confirmed earnings date is Thursday, July 18, 2024, before market open.
| Earnings Date | Jul 18, 2024 |
| Ex-Dividend Date | Jun 28, 2024 |
Share Statistics
OFG Bancorp has 47.00 million shares outstanding. The number of shares has decreased by -1.25% in one year.
| Shares Outstanding | 47.00M |
| Shares Change (YoY) | -1.25% |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 1.92% |
| Owned by Institutions (%) | 95.08% |
| Float | 46.08M |
Valuation Ratios
The trailing PE ratio is 9.68 and the forward PE ratio is 9.82. OFG Bancorp's PEG ratio is 0.93.
| PE Ratio | 9.68 |
| Forward PE | 9.82 |
| PS Ratio | 2.82 |
| Forward PS | 2.89 |
| PB Ratio | 1.47 |
| P/FCF Ratio | 6.29 |
| PEG Ratio | 0.93 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.34, with an EV/FCF ratio of 4.42.
| EV / Earnings | 6.76 |
| EV / Sales | 1.98 |
| EV / EBITDA | 4.34 |
| EV / EBIT | 4.68 |
| EV / FCF | 4.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.18 |
| Debt / EBITDA | 0.78 |
| Debt / FCF | 0.79 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.10% and return on invested capital (ROIC) is 12.87%.
| Return on Equity (ROE) | 16.10% |
| Return on Assets (ROA) | 1.70% |
| Return on Capital (ROIC) | 12.87% |
| Revenue Per Employee | $281,401 |
| Profits Per Employee | $82,444 |
| Employee Count | 2,248 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OFG Bancorp has paid $82.70 million in taxes.
| Income Tax | 82.70M |
| Effective Tax Rate | 30.85% |
Stock Price Statistics
The stock price has increased by +42.43% in the last 52 weeks. The beta is 1.09, so OFG Bancorp's price volatility has been similar to the market average.
| Beta (5Y) | 1.09 |
| 52-Week Price Change | +42.43% |
| 50-Day Moving Average | 36.94 |
| 200-Day Moving Average | 34.87 |
| Relative Strength Index (RSI) | 61.64 |
| Average Volume (20 Days) | 241,120 |
Short Selling Information
The latest short interest is 597,343, so 1.27% of the outstanding shares have been sold short.
| Short Interest | 597,343 |
| Short Previous Month | 494,740 |
| Short % of Shares Out | 1.27% |
| Short % of Float | 1.30% |
| Short Ratio (days to cover) | 3.09 |
Income Statement
In the last 12 months, OFG Bancorp had revenue of $632.59 million and earned $185.34 million in profits. Earnings per share was $3.92.
| Revenue | 632.59M |
| Gross Profit | 632.59M |
| Operating Income | 268.03M |
| Pretax Income | 268.03M |
| Net Income | 185.34M |
| EBITDA | 288.66M |
| EBIT | 268.03M |
| Earnings Per Share (EPS) | $3.92 |
Balance Sheet
The company has $754.39 million in cash and $224.74 million in debt, giving a net cash position of $529.66 million or $11.27 per share.
| Cash & Cash Equivalents | 754.39M |
| Total Debt | 224.74M |
| Net Cash | 529.66M |
| Net Cash Per Share | $11.27 |
| Equity (Book Value) | 1.22B |
| Book Value Per Share | 25.86 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $304.45 million and capital expenditures -$20.91 million, giving a free cash flow of $283.54 million.
| Operating Cash Flow | 304.45M |
| Capital Expenditures | -20.91M |
| Free Cash Flow | 283.54M |
| FCF Per Share | $5.99 |
Margins
Gross margin is 100.00%, with operating and profit margins of 42.37% and 29.30%.
| Gross Margin | 100.00% |
| Operating Margin | 42.37% |
| Pretax Margin | 42.37% |
| Profit Margin | 29.30% |
| EBITDA Margin | 45.63% |
| EBIT Margin | 42.37% |
| FCF Margin | 44.82% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.64%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.64% |
| Dividend Growth (YoY) | 11.90% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 25.51% |
| Buyback Yield | 1.25% |
| Shareholder Yield | 3.89% |
| Earnings Yield | 10.40% |
| FCF Yield | 15.90% |
Analyst Forecast
The average price target for OFG Bancorp is $40.00, which is 5.46% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.00 |
| Price Target Difference | 5.46% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 29, 2004. It was a forward split with a ratio of 11:10.
| Last Split Date | Dec 29, 2004 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |