OP Bancorp (OPBK)
NASDAQ: OPBK · Real-Time Price · USD
15.63
+0.02 (0.13%)
Aug 6, 2026, 4:00 PM EDT - Market closed
OP Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 81.8 | 78.35 | 65.61 | 68.69 | 76.91 | 61.03 |
Net Interest Income Growth | 15.91% | 19.42% | -4.48% | -10.69% | 26.03% | 34.52% |
Non-Interest Income | 17.23 | 16.33 | 16.43 | 14.18 | 17.62 | 16.02 |
Non-Interest Income Growth | -1.20% | -0.58% | 15.84% | -19.51% | 10.00% | 48.70% |
Revenues Before Loan Losses | 99.03 | 94.68 | 82.04 | 82.87 | 94.53 | 77.04 |
Provision for Credit Losses | 1.9 | 3.58 | 2.76 | 1.65 | 2.98 | 0.52 |
| 97.13 | 91.1 | 79.28 | 81.22 | 91.55 | 76.52 | |
Revenue Growth | 15.52% | 14.91% | -2.39% | -11.29% | 19.65% | 52.51% |
Compensation Expenses | 37.15 | 35.99 | 31.72 | 29.59 | 27.19 | 21.25 |
Selling, General & Admin | 12.71 | 12.3 | 12.66 | 12.24 | 11.03 | 9.67 |
Other Non-Interest Expenses | 7.13 | 7.49 | 5.82 | 5.89 | 6.62 | 4.94 |
Total Non-Interest Expense | 56.98 | 55.77 | 50.2 | 47.73 | 44.83 | 35.87 |
Pretax Income | 40.15 | 35.33 | 29.08 | 33.49 | 46.72 | 40.66 |
Provision for Income Taxes | 11.2 | 9.69 | 8.01 | 9.57 | 13.41 | 11.82 |
Net Income | 28.95 | 25.64 | 21.07 | 23.92 | 33.31 | 28.84 |
Net Income to Common | 28.95 | 25.64 | 21.07 | 23.92 | 33.31 | 28.84 |
Net Income Growth | 29.84% | 21.67% | -11.91% | -28.20% | 15.50% | 119.70% |
Shares Outstanding (Basic) | 15 | 15 | 15 | 15 | 15 | 15 |
Shares Outstanding (Diluted) | 15 | 15 | 15 | 15 | 15 | 15 |
Shares Change | 0.61% | 0.23% | -1.89% | -0.48% | 0.50% | -0.45% |
EPS (Basic) | 1.95 | 1.72 | 1.39 | 1.55 | 2.15 | 1.89 |
EPS (Diluted) | 1.93 | 1.72 | 1.39 | 1.55 | 2.14 | 1.88 |
EPS Growth | 30.40% | 23.74% | -10.32% | -27.57% | 13.83% | 121.18% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 23.36 | 29.68 | 65.57 | 82.32 | -29.4 |
Free Cash Flow Growth | - | -21.30% | -54.74% | -20.35% | - | - |
Free Cash Flow Per Share | - | 1.57 | 2.00 | 4.33 | 5.40 | -1.94 |
Dividends Per Share | 0.500 | 0.480 | 0.480 | 0.480 | 0.440 | 0.340 |
Dividend Growth | 4.17% | 0% | 0% | 9.09% | 29.41% | 21.43% |
Profit Margin | 29.81% | 28.14% | 26.58% | 29.45% | 36.38% | 37.69% |
FCF Margin | - | 25.64% | 37.44% | 80.74% | 89.92% | -38.42% |
Effective Tax Rate | 27.88% | 27.44% | 27.55% | 28.58% | 28.71% | 29.06% |