OppFi Inc. (OPFI)
NYSE: OPFI · Real-Time Price · USD
9.81
-0.11 (-1.11%)
At close: Aug 4, 2026, 4:00 PM EDT
9.61
-0.20 (-2.04%)
After-hours: Aug 4, 2026, 7:34 PM EDT
OppFi Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 377.67 | 381.18 | 321.48 | 273.18 | 216.96 | 263.68 | |
Revenue Growth | 8.19% | 18.57% | 17.68% | 25.91% | -17.72% | 31.69% |
Gross Profit | 377.67 | 381.18 | 321.48 | 273.18 | 216.96 | 263.68 |
Selling, General & Admin | 176.5 | 171.43 | 169.63 | 170.33 | 170.99 | 171.88 |
Depreciation & Amortization Expenses | 3.99 | 5.16 | 9.62 | 12.74 | 13.58 | 10.28 |
Other Operating Expenses | - | -1.45 | 2.98 | -2.98 | 3.57 | - |
Total Operating Expenses | 180.49 | 175.14 | 182.23 | 180.08 | 188.14 | 182.17 |
Operating Income | 159.55 | 166.68 | 94.54 | 46.36 | -6.34 | 57.26 |
Interest Expense | -37.63 | -39.37 | -44.71 | -46.75 | -35.16 | -24.26 |
Other Non-Operating Income (Expense) | 32.55 | -10.55 | -6.48 | -4.55 | 9.41 | 32.85 |
Total Non-Operating Income (Expense) | -5.08 | -49.91 | -51.19 | -51.3 | -25.76 | 8.59 |
Pretax Income | 192.1 | 156.13 | 88.05 | 41.81 | 3.06 | 90.11 |
Provision for Income Taxes | 12.21 | 9.89 | 4.22 | 2.33 | -0.28 | 0.31 |
Net Income | 179.9 | 146.25 | 83.84 | 39.48 | 3.34 | 89.8 |
Minority Interest in Earnings | 113.79 | 119.92 | 76.58 | 40.48 | -3.76 | 64.24 |
Net Income to Common | 66.1 | 26.33 | 7.26 | -1.01 | 7.1 | 25.55 |
Net Income Growth | - | 262.76% | - | - | -72.22% | -67.03% |
Shares Outstanding (Basic) | 28 | 27 | 20 | 16 | 84 | 84 |
Shares Outstanding (Diluted) | 71 | 27 | 20 | 16 | 84 | 84 |
Shares Change | 252.82% | 31.57% | 22.91% | -80.55% | -0.26% | 104.45% |
EPS (Basic) | 2.37 | 0.99 | 0.36 | -0.06 | 0.51 | 1.93 |
EPS (Diluted) | 0.93 | 0.99 | 0.36 | -0.06 | 0.05 | 0.48 |
EPS Growth | - | 175.00% | - | - | -89.58% | -23.81% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 388.47 | 382.19 | 310.8 | 287.16 | 230.05 | 152.97 |
Free Cash Flow Growth | 22.22% | 22.97% | 8.23% | 24.82% | 50.38% | -15.67% |
Free Cash Flow Per Share | 5.47 | 14.42 | 15.43 | 17.52 | 2.73 | 1.81 |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Operating Margin | 42.25% | 43.73% | 29.41% | 16.97% | -2.92% | 21.71% |
Profit Margin | 47.63% | 38.37% | 26.08% | 14.45% | 1.54% | 34.05% |
FCF Margin | 102.86% | 100.27% | 96.68% | 105.12% | 106.03% | 58.01% |
EBITDA | 163.54 | 171.84 | 104.16 | 59.09 | 7.24 | 67.54 |
EBITDA Margin | 43.30% | 45.08% | 32.40% | 21.63% | 3.34% | 25.61% |
EBIT | 159.55 | 166.68 | 94.54 | 46.36 | -6.34 | 57.26 |
EBIT Margin | 42.25% | 43.73% | 29.41% | 16.97% | -2.92% | 21.71% |
Effective Tax Rate | 6.35% | 6.33% | 4.79% | 5.58% | -9.04% | 0.35% |