OptimumBank Holdings, Inc. (OPHC)
NASDAQ: OPHC · Real-Time Price · USD
4.960
-0.110 (-2.17%)
Nov 20, 2024, 4:00 PM EST - Market closed
OptimumBank Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 48.29 | 31.76 | 17.95 | 9.76 | 6.41 | 4.69 | Upgrade
|
| Interest Income on Investments | 6.88 | 4.02 | 1.93 | 0.63 | 0.3 | 0.48 | Upgrade
|
| Total Interest Income | 55.17 | 35.78 | 19.88 | 10.39 | 6.71 | 5.17 | Upgrade
|
| Interest Paid on Deposits | 20.73 | 11.6 | 3.23 | 0.65 | 1.28 | 1.5 | Upgrade
|
| Interest Paid on Borrowings | 1.84 | 0.47 | 0.81 | 0.33 | 0.44 | 0.54 | Upgrade
|
| Total Interest Expense | 22.57 | 12.07 | 4.05 | 0.99 | 1.72 | 2.05 | Upgrade
|
| Net Interest Income | 32.6 | 23.71 | 15.84 | 9.4 | 4.99 | 3.13 | Upgrade
|
| Net Interest Income Growth (YoY) | 54.39% | 49.74% | 68.40% | 88.46% | 59.53% | 2.69% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | 0.34 | - | -0.22 | Upgrade
|
| Other Non-Interest Income | 4.6 | 3.45 | 2.96 | 1.43 | 0.02 | 0.01 | Upgrade
|
| Total Non-Interest Income | 4.6 | 3.45 | 2.96 | 1.77 | 0.29 | -0.03 | Upgrade
|
| Non-Interest Income Growth (YoY) | 40.69% | 16.62% | 66.85% | 503.40% | - | - | Upgrade
|
| Revenues Before Loan Losses | 37.2 | 27.17 | 18.8 | 11.18 | 5.28 | 3.1 | Upgrade
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| Provision for Loan Losses | 2.69 | 4.05 | 3.47 | 1.17 | 1.02 | -0.08 | Upgrade
|
| Revenue | 34.51 | 23.12 | 15.33 | 10.01 | 4.26 | 3.17 | Upgrade
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| Revenue Growth (YoY) | 66.69% | 50.80% | 53.22% | 134.64% | 34.34% | -35.01% | Upgrade
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| Salaries and Employee Benefits | 10.58 | 7.77 | 5.08 | 3.45 | 2.11 | 1.82 | Upgrade
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| Occupancy Expenses | 0.49 | 0.43 | 0.44 | 0.44 | 0.4 | 0.39 | Upgrade
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| Federal Deposit Insurance | 0.62 | 0.55 | 0.26 | 0.16 | 0.16 | 0.04 | Upgrade
|
| Selling, General & Administrative | 4.03 | 3.36 | 2.48 | 1.77 | 1.5 | 1.35 | Upgrade
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| Other Non-Interest Expense | 3.04 | 2.17 | 1.69 | 1.12 | 0.88 | 0.73 | Upgrade
|
| Total Non-Interest Expense | 18.76 | 14.29 | 9.94 | 6.94 | 5.05 | 4.33 | Upgrade
|
| EBT Excluding Unusual Items | 15.75 | 8.83 | 5.39 | 3.07 | -0.78 | -1.15 | Upgrade
|
| Legal Settlements | - | -0.38 | - | - | - | - | Upgrade
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| Pretax Income | 15.75 | 8.46 | 5.39 | 3.07 | -0.78 | -1.15 | Upgrade
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| Income Tax Expense | 4.02 | 2.17 | 1.37 | -3.23 | - | -0.05 | Upgrade
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| Net Income | 11.72 | 6.28 | 4.02 | 6.3 | -0.78 | -1.1 | Upgrade
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| Net Income to Common | 11.72 | 6.28 | 4.02 | 6.3 | -0.78 | -1.1 | Upgrade
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| Net Income Growth | 121.84% | 56.18% | -36.10% | - | - | - | Upgrade
|
| Basic Shares Outstanding | 9 | 7 | 6 | 4 | 3 | 2 | Upgrade
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| Diluted Shares Outstanding | 9 | 7 | 6 | 4 | 3 | 2 | Upgrade
|
| Shares Change (YoY) | 23.85% | 21.56% | 52.72% | 32.88% | 54.28% | 27.37% | Upgrade
|
| EPS (Basic) | 1.37 | 0.87 | 0.68 | 1.61 | -0.27 | -0.58 | Upgrade
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| EPS (Diluted) | 1.32 | 0.87 | 0.68 | 1.61 | -0.27 | -0.58 | Upgrade
|
| EPS Growth | 78.77% | 28.48% | -58.16% | - | - | - | Upgrade
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| Effective Tax Rate | 25.55% | 25.71% | 25.39% | - | - | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.