OptimumBank Holdings, Inc. (OPHC)

OptimumBank Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	26.08	23.12	15.33	10.01	4.26	3.39
Revenue Growth (YoY)	55.14%	50.80%	53.22%	134.64%	25.82%	-30.61%
Gross Profit	26.08	23.12	15.33	10.01	4.26	3.39
Selling, General & Admin	11.82	10.73	7.39	5.07	3.44	3
Other Operating Expenses	4.13	3.93	2.55	1.87	1.61	1.54
Operating Expenses	15.95	14.66	9.94	6.94	5.05	4.54
Operating Income	10.14	8.46	5.39	3.07	-0.78	-1.15
Pretax Income	10.14	8.46	5.39	3.07	-0.78	-1.15
Income Tax	2.63	2.17	1.37	-3.23	0	-0.05
Net Income	7.51	6.28	4.02	6.3	-0.78	-1.1
Net Income Growth	73.73%	56.18%	-36.10%	-	-	-
Shares Outstanding (Basic)	8	7	7	5	3	2
Shares Change	8.51%	7.12%	43.08%	60.29%	53.02%	6.35%
EPS (Basic)	1.02	0.87	0.68	1.61	-0.27	-0.58
EPS (Diluted)	1.02	0.87	0.68	1.61	-0.27	-0.58
EPS Growth	52.24%	27.94%	-57.76%	-	-	-
Free Cash Flow	8.71	6.21	10.04	4.46	-1.66	-0.72
Free Cash Flow Per Share	1.11	0.86	1.48	0.94	-0.56	-0.37
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	38.86%	36.58%	35.17%	30.67%	-18.34%	-33.99%
Profit Margin	28.78%	27.18%	26.24%	62.93%	-18.34%	-32.46%
Free Cash Flow Margin	33.39%	26.88%	65.48%	44.61%	-38.88%	-21.16%
Effective Tax Rate	25.93%	25.71%	25.39%	-105.15%	-	-
EBITDA	10.7	9.02	5.96	3.37	-0.46	-0.89
EBITDA Margin	41.02%	39.00%	38.88%	33.69%	-10.67%	-26.26%
Depreciation & Amortization	0.56	0.56	0.57	0.3	0.33	0.26
EBIT	10.14	8.46	5.39	3.07	-0.78	-1.15
EBIT Margin	38.86%	36.58%	35.17%	30.67%	-18.34%	-33.99%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).