OptimumBank Holdings, Inc. (OPHC)
NYSEAMERICAN: OPHC · Real-Time Price · USD
9.12
-0.05 (-0.55%)
Oct 29, 2026, 4:00 PM EDT - Market closed

OptimumBank Holdings Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
2204948302819
Market Cap Growth
354.72%2.06%58.41%9.52%48.90%86.92%
Last Close Price
9.124.254.764.184.093.93

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.482.943.664.836.882.95
PS Ratio
3.861.041.301.311.811.86
PB Ratio
1.620.400.470.430.440.48
P/FCF Ratio
8.622.893.294.882.765.50
P/OCF Ratio
8.222.753.084.412.674.94

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.310.430.511.110.200.51
Debt / FCF Ratio
1.633.113.6112.531.215.85
Net Debt / Equity Ratio
-0.78-0.51-0.400.02-0.95-1.02
Net Debt / FCF Ratio
-4.11-3.65-2.790.19-5.94-11.59
Return on Equity (ROE)
16.68%14.79%15.16%9.48%7.96%22.35%
Return on Assets (ROA)
1.71%1.63%1.52%0.91%0.86%2.15%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.54%33.96%27.32%20.72%14.53%33.87%
FCF Yield
11.60%34.57%30.43%20.50%36.26%18.19%
Buyback Yield / Dilution
16.44%-11.73%-189.54%-21.56%-52.72%-32.88%
SEC Filings: 10-K · 10-Q