OptimumBank Holdings, Inc. (OPHC)
NYSEAMERICAN: OPHC · Real-Time Price · USD
5.50
-0.04 (-0.72%)
Jun 3, 2026, 1:37 PM EDT - Market open
OptimumBank Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 17.44 | 16.65 | 13.12 | 6.28 | 4.02 | 6.3 |
Depreciation & Amortization | 0.99 | 0.88 | 0.6 | 0.56 | 0.57 | 0.3 |
Provision for Credit Losses | 2.97 | 2.04 | 2.22 | 4.05 | 3.47 | 1.17 |
Stock-Based Compensation | 1.01 | 0.88 | 0.49 | 0.49 | 0.37 | 0.2 |
Other Adjustments | -0.74 | -0.63 | -0.05 | 0.82 | 1.1 | -4.34 |
Changes in Accrued Interest and Accounts Receivable | -0.71 | -0.27 | -0.87 | -1.03 | -0.47 | 0.37 |
Changes in Other Operating Activities | 1.56 | -1.75 | 0.09 | -4.29 | 1.31 | -0.23 |
Operating Cash Flow | 22.58 | 17.84 | 15.61 | 6.88 | 10.36 | 3.76 |
Operating Cash Flow Growth | 39.39% | 14.33% | 126.75% | -33.57% | 175.31% | - |
Net Change in Loans Held-for-Investment | -290.51 | -154.64 | -126.21 | -197.85 | -232.31 | -95.57 |
Net Change in Securities and Investments | -0.21 | -1.15 | 1.73 | -1.14 | 2.83 | -13.89 |
Capital Expenditures | -1.05 | -0.9 | -0.99 | -0.67 | -0.32 | -0.38 |
Sale of Property, Plant & Equipment | - | - | - | - | - | 1.08 |
Other Investing Activities | 0.56 | - | - | - | - | - |
Investing Cash Flow | -295.94 | -156.68 | -125.47 | -199.66 | -229.8 | -108.76 |
Net Change in Deposits | 239.95 | 159.56 | 132.61 | 131.68 | 215.44 | 101.7 |
Short-Term Debt Issued | - | - | -13.6 | 13.6 | - | - |
Net Short-Term Debt Issued (Repaid) | - | - | -13.6 | 13.6 | - | - |
Long-Term Debt Issued | 30 | - | -12 | 52 | -8 | -5 |
Net Long-Term Debt Issued (Repaid) | 30 | - | -12 | 52 | -8 | -5 |
Issuance of Common Stock | -0.03 | 0.22 | 17.89 | 0.32 | 9.87 | 3.64 |
Net Common Stock Issued (Repurchased) | -0.03 | 0.22 | 17.89 | 0.32 | 9.87 | 3.64 |
Issuance of Preferred Stock | - | - | 1.93 | - | 15 | 9 |
Repurchase of Preferred Stock | -0 | - | - | - | - | - |
Net Preferred Stock Issued (Repurchased) | -0 | - | 1.93 | - | 15 | 9 |
Financing Cash Flow | 269.92 | 159.77 | 126.83 | 197.61 | 232.31 | 109.34 |
Net Cash Flow | -3.44 | 20.93 | 16.97 | 4.83 | 12.87 | 4.34 |
Free Cash Flow | 21.52 | 16.95 | 14.62 | 6.21 | 10.04 | 3.38 |
Free Cash Flow Growth | 27.02% | 15.93% | 135.23% | -38.09% | 196.81% | - |
FCF Margin | 42.45% | 35.81% | 39.41% | 26.88% | 65.48% | 33.80% |
Free Cash Flow Per Share | 0.92 | 0.72 | 0.70 | 0.86 | 1.69 | 0.87 |
Levered Free Cash Flow | 48.23 | 14.61 | -13.65 | 66.46 | -2.9 | 1.35 |
Unlevered Free Cash Flow | 0.79 | -2.04 | -1.17 | -5.42 | 1.08 | 0.05 |