OptimumBank Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	140.02	114.56	93.63	76.66	71.84	58.97
Securities and Investments	27.26	25.4	23.05	24.72	25.64	35.43
Net Loans	1,079	947.29	794.99	671.09	477.22	247.9
Net Property, Plant & Equipment	5.31	5.11	4.74	3.54	3.05	2.58
Accrued Interest and Accounts Receivable	3.99	3.62	3.35	2.47	1.44	0.97
Long-Term Investments	2.68	3.03	2.93	3.35	0.6	0.79
Other Non-Earning Assets	10.95	12.67	10.25	9.42	5.43	5.23
Total Assets	1,269	1,112	932.93	791.25	585.22	351.88
Interest-bearing deposits	788	665.23	560.3	444.69	348.71	168.34
Noninterest-bearing deposits	304.89	266.52	211.9	194.89	159.19	124.12
Total Deposits	1,093	931.75	772.2	639.58	507.9	292.46
Short-Term Interbank Borrowing and Repurchase Agreements	40	50	50	75.6	10	18
Accounts Payable	-	-	-	-	-	0.14
Accrued Expenses	2.65	2.75	2.77	2.25	2.17	1.78
Other Liabilities	6.36	5.29	4.78	3.82	2.57	1
Total Liabilities	1,142	989.78	829.75	721.25	522.64	313.37
Common Stock	0.12	0.12	0.12	0.07	0.07	0.05
Additional Paid-in Capital	112.99	112.58	111.49	91.22	90.41	65.19
Accumulated Other Comprehensive Income	-4.73	-4.6	-5.57	-5.32	-5.83	-0.64
Retained Earnings	18.46	13.8	-2.85	-15.97	-22.07	-26.1
Shareholders' Equity	126.85	121.9	103.18	70.01	62.58	38.51
Total Liabilities & Equity	1,269	1,112	932.93	791.25	585.22	351.88
Book Value	126.85	121.9	103.18	70.01	62.58	38.51
Book Value Per Share	5.40	5.21	4.92	9.67	10.51	9.88
Tangible Book Value	126.85	121.9	103.18	70.01	62.58	38.51
Tangible Book Value Per Share	5.40	5.21	4.92	9.67	10.51	9.88

SEC Filings: 10-K · 10-Q