OptimumBank Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	114.56	93.63	76.66	71.84	58.97
Securities and Investments	25.4	23.05	24.72	25.64	35.43
Net Loans	947.29	794.99	671.09	477.22	247.9
Net Property, Plant & Equipment	5.11	4.74	3.54	3.05	2.58
Accrued Interest and Accounts Receivable	3.62	3.35	2.47	1.44	0.97
Long-Term Investments	3.03	2.93	3.35	0.6	0.79
Other Non-Earning Assets	12.67	10.25	9.42	5.43	5.23
Total Assets	1,112	932.93	791.25	585.22	351.88
Interest-bearing deposits	665.23	560.3	444.69	348.71	168.34
Noninterest-bearing deposits	266.52	211.9	194.89	159.19	124.12
Total Deposits	931.75	772.2	639.58	507.9	292.46
Short-Term Interbank Borrowing and Repurchase Agreements	50	50	75.6	10	18
Accounts Payable	-	-	-	-	0.14
Accrued Expenses	2.75	2.77	2.25	2.17	1.78
Other Liabilities	5.29	4.78	3.82	2.57	1
Total Liabilities	989.78	829.75	721.25	522.64	313.37
Common Stock	0.12	0.12	0.07	0.07	0.05
Additional Paid-in Capital	112.58	111.49	91.22	90.41	65.19
Accumulated Other Comprehensive Income	-4.6	-5.57	-5.32	-5.83	-0.64
Retained Earnings	13.8	-2.85	-15.97	-22.07	-26.1
Shareholders' Equity	121.9	103.18	70.01	62.58	38.51
Total Liabilities & Equity	1,112	932.93	791.25	585.22	351.88
Book Value	121.9	103.18	70.01	62.58	38.51
Book Value Per Share	5.21	4.92	9.67	10.51	9.88
Tangible Book Value	121.9	103.18	70.01	62.58	38.51
Tangible Book Value Per Share	5.21	4.92	9.67	10.51	9.88

Updated Feb 2, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q