OptimumBank Holdings, Inc. (OPHC)
NYSEAMERICAN: OPHC · Real-Time Price · USD
4.165
-0.015 (-0.36%)
Nov 28, 2025, 11:00 AM EST - Market open
OptimumBank Holdings Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 235.09 | 93.63 | 76.66 | 71.84 | 58.97 | 54.63 | Upgrade |
Investment Securities | 12.97 | 12.48 | 12.9 | 12.44 | 17.5 | 6.38 | Upgrade |
Mortgage-Backed Securities | 10.21 | 10.57 | 11.82 | 13.21 | 17.94 | 15.91 | Upgrade |
Total Investments | 23.17 | 23.05 | 24.72 | 25.64 | 35.43 | 22.29 | Upgrade |
Gross Loans | 813.72 | 804.24 | 680.07 | 483.38 | 251.4 | 154.92 | Upgrade |
Allowance for Loan Losses | -10.02 | -8.66 | -7.68 | -5.79 | -3.08 | -1.91 | Upgrade |
Other Adjustments to Gross Loans | -0.89 | -0.6 | -1.29 | -0.37 | -0.42 | -0.54 | Upgrade |
Net Loans | 802.81 | 794.99 | 671.09 | 477.22 | 247.9 | 152.47 | Upgrade |
Property, Plant & Equipment | 5.03 | 4.74 | 3.54 | 3.05 | 2.58 | 2.32 | Upgrade |
Accrued Interest Receivable | 3.17 | 3.35 | 2.47 | 1.44 | 0.97 | 1.34 | Upgrade |
Long-Term Deferred Tax Assets | 3.24 | 3 | 2.9 | 3.84 | 3.44 | 0.03 | Upgrade |
Other Long-Term Assets | 9.87 | 7.25 | 6.52 | 1.59 | 1.79 | 0.95 | Upgrade |
Total Assets | 1,083 | 932.93 | 791.25 | 585.22 | 351.88 | 235.11 | Upgrade |
Interest Bearing Deposits | 645.51 | 485.52 | 405.56 | 301.37 | 166.65 | 129.91 | Upgrade |
Institutional Deposits | - | 74.78 | 39.13 | 47.34 | 1.69 | 2.54 | Upgrade |
Non-Interest Bearing Deposits | 313.97 | 211.9 | 194.89 | 159.19 | 124.12 | 58.31 | Upgrade |
Total Deposits | 959.49 | 772.2 | 639.58 | 507.9 | 292.46 | 190.76 | Upgrade |
Short-Term Borrowings | - | 40 | 65.6 | - | - | - | Upgrade |
Current Portion of Long-Term Debt | - | 10 | - | - | - | - | Upgrade |
Current Portion of Leases | - | 0.43 | - | - | - | - | Upgrade |
Other Current Liabilities | - | - | - | - | 0.14 | 0.14 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | - | 10 | 10 | 18 | 23 | Upgrade |
Long-Term Leases | 2.85 | 2.34 | 2.25 | 2.17 | 1.78 | 0.92 | Upgrade |
Trust Preferred Securities | - | - | - | - | - | 2.07 | Upgrade |
Other Long-Term Liabilities | 3.82 | 4.78 | 3.82 | 2.57 | 1 | 0.39 | Upgrade |
Total Liabilities | 966.16 | 829.75 | 721.25 | 522.64 | 313.37 | 217.28 | Upgrade |
Common Stock | 0.12 | 0.12 | 0.07 | 0.07 | 0.05 | 0.03 | Upgrade |
Additional Paid-In Capital | 112.57 | 111.49 | 91.22 | 90.41 | 65.19 | 50.26 | Upgrade |
Retained Earnings | 8.95 | -2.85 | -15.97 | -22.07 | -26.1 | -32.39 | Upgrade |
Comprehensive Income & Other | -4.75 | -5.57 | -5.32 | -5.83 | -0.64 | -0.07 | Upgrade |
Shareholders' Equity | 116.89 | 103.18 | 70.01 | 62.58 | 38.51 | 17.83 | Upgrade |
Total Liabilities & Equity | 1,083 | 932.93 | 791.25 | 585.22 | 351.88 | 235.11 | Upgrade |
Total Debt | 2.85 | 52.77 | 77.85 | 12.17 | 19.78 | 25.99 | Upgrade |
Net Cash (Debt) | 232.24 | 40.86 | -1.19 | 59.66 | 39.2 | 28.64 | Upgrade |
Net Cash Growth | 159.36% | - | - | 52.22% | 36.86% | - | Upgrade |
Net Cash Per Share | 19.32 | 4.15 | -0.16 | 10.02 | 10.05 | 9.76 | Upgrade |
Filing Date Shares Outstanding | 11.53 | 11.75 | 7.87 | 7.25 | 4.9 | 3.2 | Upgrade |
Total Common Shares Outstanding | 11.88 | 11.64 | 7.25 | 7.06 | 4.78 | 3.2 | Upgrade |
Book Value Per Share | 9.84 | 8.87 | 9.66 | 8.87 | 8.06 | 5.57 | Upgrade |
Tangible Book Value | 116.89 | 103.18 | 70.01 | 62.58 | 38.51 | 17.83 | Upgrade |
Tangible Book Value Per Share | 9.84 | 8.87 | 9.66 | 8.87 | 8.06 | 5.57 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.