OptimumBank Holdings, Inc. (OPHC)

OptimumBank Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	62	49	55	30	29	19
Market Cap Growth	18.16%	-11.50%	82.77%	4.97%	53.85%	73.83%
Enterprise Value	1.69	49.02	55.39	30.3	28.87	18.77
Last Close Price	5.06	4.25	4.76	4.18	4.09	3.93
PE Ratio	7.15	5.99	7.56	4.80	6.01	2.44
PS Ratio	1.34	1.04	1.49	1.31	1.88	1.88
PB Ratio	0.49	0.40	0.54	0.43	0.46	0.49
P/TBV Ratio	0.97	0.82	0.97	0.43	0.39	0.40
P/FCF Ratio	3.75	2.89	3.79	4.88	2.88	5.55
P/OCF Ratio	3.56	2.75	3.55	4.40	2.79	4.99
EV/Sales Ratio	0.04	1.04	1.49	1.31	1.88	1.88
EV/EBITDA Ratio	-	55.45	92.47	54.12	50.74	62.14
EV/FCF Ratio	0.10	2.89	3.79	4.88	2.88	5.55
Asset Turnover	0.05	0.05	0.04	0.03	0.03	0.03
Return on Equity (ROE)	14.79%	14.79%	15.16%	9.48%	7.96%	22.35%
Earnings Yield	26.21%	16.71%	13.24%	20.81%	16.63%	40.97%
FCF Yield	26.68%	34.57%	26.39%	20.50%	34.77%	18.02%
Buyback Yield / Dilution	-11.73%	-11.73%	-189.52%	-21.56%	-52.73%	-
Total Shareholder Return	-11.73%	-11.73%	-189.52%	-21.56%	-52.73%	0.00%

Updated Feb 2, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q