OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $47.94 million. The enterprise value is $7.44 million.
Important Dates
The next estimated earnings date is Monday, May 12, 2025.
| Earnings Date | May 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 11.75 million shares outstanding. The number of shares has increased by 36.00% in one year.
| Current Share Class | 11.75M |
| Shares Outstanding | 11.75M |
| Shares Change (YoY) | +36.00% |
| Shares Change (QoQ) | +9.64% |
| Owned by Insiders (%) | 14.99% |
| Owned by Institutions (%) | 14.61% |
| Float | 9.61M |
Valuation Ratios
The trailing PE ratio is 3.07 and the forward PE ratio is 5.67.
| PE Ratio | 3.07 |
| Forward PE | 5.67 |
| PS Ratio | 1.05 |
| Forward PS | n/a |
| PB Ratio | 0.46 |
| P/TBV Ratio | 0.47 |
| P/FCF Ratio | 3.30 |
| P/OCF Ratio | 3.09 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 0.57 |
| EV / Sales | 0.20 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.51 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.61 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.16%.
| Return on Equity (ROE) | 15.16% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $508,096 |
| Profits Per Employee | $179,781 |
| Employee Count | 73 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $4.51 million in taxes.
| Income Tax | 4.51M |
| Effective Tax Rate | 25.56% |
Stock Price Statistics
The stock price has decreased by -4.20% in the last 52 weeks. The beta is 0.36, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | -4.20% |
| 50-Day Moving Average | 4.46 |
| 200-Day Moving Average | 4.60 |
| Relative Strength Index (RSI) | 37.32 |
| Average Volume (20 Days) | 27,275 |
Short Selling Information
The latest short interest is 29,501, so 0.25% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.25% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.36 |
Income Statement
In the last 12 months, OPHC had revenue of $37.09 million and earned $13.12 million in profits. Earnings per share was $1.33.
| Revenue | 37.09M |
| Gross Profit | 37.09M |
| Operating Income | 18.43M |
| Pretax Income | 13.04M |
| Net Income | 13.12M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.33 |
Full Income StatementBalance Sheet
The company has $93.63 million in cash and $52.77 million in debt, giving a net cash position of $40.86 million or $3.48 per share.
| Cash & Cash Equivalents | 93.63M |
| Total Debt | 52.77M |
| Net Cash | 40.86M |
| Net Cash Per Share | $3.48 |
| Equity (Book Value) | 103.18M |
| Book Value Per Share | 8.87 |
| Working Capital | -725.65M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $15.61 million and capital expenditures -$988,000, giving a free cash flow of $14.62 million.
| Operating Cash Flow | 15.61M |
| Capital Expenditures | -988,000 |
| Free Cash Flow | 14.62M |
| FCF Per Share | $1.24 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 49.69% |
| Pretax Margin | 47.53% |
| Profit Margin | 35.38% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 39.41% |