OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $48.06 million. The enterprise value is -$131.03 million.
Important Dates
The next estimated earnings date is Thursday, November 6, 2025.
| Earnings Date | Nov 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 11.75 million shares outstanding. The number of shares has increased by 42.65% in one year.
| Current Share Class | 11.75M |
| Shares Outstanding | 11.75M |
| Shares Change (YoY) | +42.65% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | 15.42% |
| Owned by Institutions (%) | 15.87% |
| Float | 9.56M |
Valuation Ratios
The trailing PE ratio is 3.21.
| PE Ratio | 3.21 |
| Forward PE | n/a |
| PS Ratio | 1.09 |
| Forward PS | n/a |
| PB Ratio | 0.43 |
| P/TBV Ratio | 0.43 |
| P/FCF Ratio | 2.63 |
| P/OCF Ratio | 2.50 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.15 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.85%.
| Return on Equity (ROE) | 14.85% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $565,329 |
| Profits Per Employee | $201,685 |
| Employee Count | 73 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $5.07 million in taxes.
| Income Tax | 5.07M |
| Effective Tax Rate | 25.62% |
Stock Price Statistics
The stock price has decreased by -12.61% in the last 52 weeks. The beta is 0.41, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.41 |
| 52-Week Price Change | -12.61% |
| 50-Day Moving Average | 4.15 |
| 200-Day Moving Average | 4.34 |
| Relative Strength Index (RSI) | 51.02 |
| Average Volume (20 Days) | 33,497 |
Short Selling Information
The latest short interest is 29,501, so 0.25% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.25% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 1.35 |
Income Statement
In the last 12 months, OPHC had revenue of $41.27 million and earned $14.72 million in profits. Earnings per share was $1.28.
| Revenue | 41.27M |
| Gross Profit | 41.27M |
| Operating Income | 20.64M |
| Pretax Income | 19.79M |
| Net Income | 14.72M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.28 |
Full Income StatementBalance Sheet
The company has $181.75 million in cash and $2.66 million in debt, giving a net cash position of $179.09 million or $15.24 per share.
| Cash & Cash Equivalents | 181.75M |
| Total Debt | 2.66M |
| Net Cash | 179.09M |
| Net Cash Per Share | $15.24 |
| Equity (Book Value) | 111.35M |
| Book Value Per Share | 9.48 |
| Working Capital | -693.97M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $19.26 million and capital expenditures -$951,000, giving a free cash flow of $18.31 million.
| Operating Cash Flow | 19.26M |
| Capital Expenditures | -951,000 |
| Free Cash Flow | 18.31M |
| FCF Per Share | $1.56 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 50.02% |
| Pretax Margin | 47.96% |
| Profit Margin | 35.68% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 44.36% |
