OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $62.90 million. The enterprise value is $1.09 million.
Important Dates
The last earnings date was Monday, February 2, 2026, before market open.
| Earnings Date | Feb 2, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 12.17 million shares outstanding. The number of shares has increased by 11.74% in one year.
| Current Share Class | 12.17M |
| Shares Outstanding | 12.17M |
| Shares Change (YoY) | +11.74% |
| Shares Change (QoQ) | -1.29% |
| Owned by Insiders (%) | 19.01% |
| Owned by Institutions (%) | 13.46% |
| Float | 9.48M |
Valuation Ratios
The trailing PE ratio is 7.28 and the forward PE ratio is 6.01.
| PE Ratio | 7.28 |
| Forward PE | 6.01 |
| PS Ratio | 1.33 |
| Forward PS | n/a |
| PB Ratio | 0.49 |
| P/TBV Ratio | 0.52 |
| P/FCF Ratio | 3.71 |
| P/OCF Ratio | 3.53 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 0.07 |
| EV / Sales | 0.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.06 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.79%.
| Return on Equity (ROE) | 14.79% |
| Return on Assets (ROA) | 1.63% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.11% |
| Revenue Per Employee | $482,908 |
| Profits Per Employee | $169,878 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $5.52 million in taxes.
| Income Tax | 5.52M |
| Effective Tax Rate | 24.91% |
Stock Price Statistics
The stock price has increased by +18.85% in the last 52 weeks. The beta is 0.27, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +18.85% |
| 50-Day Moving Average | 4.86 |
| 200-Day Moving Average | 4.42 |
| Relative Strength Index (RSI) | 52.21 |
| Average Volume (20 Days) | 31,776 |
Short Selling Information
The latest short interest is 29,501, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.57 |
Income Statement
In the last 12 months, OPHC had revenue of $47.33 million and earned $16.65 million in profits. Earnings per share was $0.71.
| Revenue | 47.33M |
| Gross Profit | 47.33M |
| Operating Income | 22.86M |
| Pretax Income | 22.17M |
| Net Income | 16.65M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.71 |
Full Income StatementBalance Sheet
The company has $114.56 million in cash and $52.75 million in debt, with a net cash position of $61.81 million or $5.08 per share.
| Cash & Cash Equivalents | 114.56M |
| Total Debt | 52.75M |
| Net Cash | 61.81M |
| Net Cash Per Share | $5.08 |
| Equity (Book Value) | 121.90M |
| Book Value Per Share | 10.57 |
| Working Capital | -863.52M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $17.84 million and capital expenditures -$896,000, giving a free cash flow of $16.95 million.
| Operating Cash Flow | 17.84M |
| Capital Expenditures | -896,000 |
| Free Cash Flow | 16.95M |
| FCF Per Share | $1.39 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.30% |
| Pretax Margin | 46.85% |
| Profit Margin | 35.18% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.81% |
