OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $48.05 million. The enterprise value is -$184.14 million.
Important Dates
The last earnings date was Monday, November 10, 2025, before market open.
| Earnings Date | Nov 10, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 11.53 million shares outstanding. The number of shares has decreased by -29.99% in one year.
| Current Share Class | 11.53M |
| Shares Outstanding | 11.53M |
| Shares Change (YoY) | -29.99% |
| Shares Change (QoQ) | +90.70% |
| Owned by Insiders (%) | 15.71% |
| Owned by Institutions (%) | 17.16% |
| Float | 9.35M |
Valuation Ratios
The trailing PE ratio is 3.23 and the forward PE ratio is 5.04.
| PE Ratio | 3.23 |
| Forward PE | 5.04 |
| PS Ratio | 1.10 |
| Forward PS | n/a |
| PB Ratio | 0.42 |
| P/TBV Ratio | 0.41 |
| P/FCF Ratio | 2.94 |
| P/OCF Ratio | 2.80 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.03%.
| Return on Equity (ROE) | 15.03% |
| Return on Assets (ROA) | 1.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $600,247 |
| Profits Per Employee | $215,699 |
| Employee Count | 73 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $5.28 million in taxes.
| Income Tax | 5.28M |
| Effective Tax Rate | 25.11% |
Stock Price Statistics
The stock price has decreased by -13.81% in the last 52 weeks. The beta is 0.29, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | -13.81% |
| 50-Day Moving Average | 4.09 |
| 200-Day Moving Average | 4.29 |
| Relative Strength Index (RSI) | 58.24 |
| Average Volume (20 Days) | 25,589 |
Short Selling Information
The latest short interest is 29,501, so 0.26% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.26% |
| Short % of Float | 0.32% |
| Short Ratio (days to cover) | 0.46 |
Income Statement
In the last 12 months, OPHC had revenue of $43.82 million and earned $15.75 million in profits. Earnings per share was $1.30.
| Revenue | 43.82M |
| Gross Profit | 43.82M |
| Operating Income | 21.76M |
| Pretax Income | 21.03M |
| Net Income | 15.75M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.30 |
Full Income StatementBalance Sheet
The company has $235.09 million in cash and $2.85 million in debt, giving a net cash position of $232.24 million or $20.14 per share.
| Cash & Cash Equivalents | 235.09M |
| Total Debt | 2.85M |
| Net Cash | 232.24M |
| Net Cash Per Share | $20.14 |
| Equity (Book Value) | 116.89M |
| Book Value Per Share | 9.84 |
| Working Capital | -721.23M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $17.16 million and capital expenditures -$805,000, giving a free cash flow of $16.36 million.
| Operating Cash Flow | 17.16M |
| Capital Expenditures | -805,000 |
| Free Cash Flow | 16.36M |
| FCF Per Share | $1.42 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 49.65% |
| Pretax Margin | 47.98% |
| Profit Margin | 35.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.33% |
