OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $51.82 million. The enterprise value is -$78.89 million.
Important Dates
The next estimated earnings date is Tuesday, August 5, 2025.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 11.75 million shares outstanding. The number of shares has increased by 49.66% in one year.
| Current Share Class | 11.75M |
| Shares Outstanding | 11.75M |
| Shares Change (YoY) | +49.66% |
| Shares Change (QoQ) | +8.41% |
| Owned by Insiders (%) | 15.42% |
| Owned by Institutions (%) | 14.47% |
| Float | 9.56M |
Valuation Ratios
The trailing PE ratio is 3.31.
| PE Ratio | 3.31 |
| Forward PE | n/a |
| PS Ratio | 1.15 |
| Forward PS | n/a |
| PB Ratio | 0.48 |
| P/TBV Ratio | 0.48 |
| P/FCF Ratio | 3.41 |
| P/OCF Ratio | 3.20 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.84 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.30%.
| Return on Equity (ROE) | 15.30% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $547,671 |
| Profits Per Employee | $200,233 |
| Employee Count | 73 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $4.99 million in taxes.
| Income Tax | 4.99M |
| Effective Tax Rate | 25.43% |
Stock Price Statistics
The stock price has increased by +2.80% in the last 52 weeks. The beta is 0.48, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.48 |
| 52-Week Price Change | +2.80% |
| 50-Day Moving Average | 4.35 |
| 200-Day Moving Average | 4.54 |
| Relative Strength Index (RSI) | 48.03 |
| Average Volume (20 Days) | 9,205 |
Short Selling Information
The latest short interest is 29,501, so 0.25% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.25% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.38 |
Income Statement
In the last 12 months, OPHC had revenue of $39.98 million and earned $14.62 million in profits. Earnings per share was $1.33.
| Revenue | 39.98M |
| Gross Profit | 39.98M |
| Operating Income | 20.48M |
| Pretax Income | 13.04M |
| Net Income | 14.62M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.33 |
Full Income StatementBalance Sheet
The company has $143.46 million in cash and $12.75 million in debt, giving a net cash position of $130.71 million or $11.12 per share.
| Cash & Cash Equivalents | 143.46M |
| Total Debt | 12.75M |
| Net Cash | 130.71M |
| Net Cash Per Share | $11.12 |
| Equity (Book Value) | 108.00M |
| Book Value Per Share | 9.19 |
| Working Capital | -716.19M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $16.20 million and capital expenditures -$1.01 million, giving a free cash flow of $15.18 million.
| Operating Cash Flow | 16.20M |
| Capital Expenditures | -1.01M |
| Free Cash Flow | 15.18M |
| FCF Per Share | $1.29 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 51.22% |
| Pretax Margin | 49.03% |
| Profit Margin | 36.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.98% |