OptimumBank Holdings Statistics
Total Valuation
OPHC has a market cap or net worth of $63.34 million. The enterprise value is $1.53 million.
Important Dates
The last earnings date was Monday, February 2, 2026, before market open.
| Earnings Date | Feb 2, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPHC has 12.07 million shares outstanding. The number of shares has increased by 138.18% in one year.
| Current Share Class | 12.07M |
| Shares Outstanding | 12.07M |
| Shares Change (YoY) | +138.18% |
| Shares Change (QoQ) | -1.29% |
| Owned by Insiders (%) | 19.17% |
| Owned by Institutions (%) | 13.57% |
| Float | 9.38M |
Valuation Ratios
The trailing PE ratio is 7.39 and the forward PE ratio is 6.10.
| PE Ratio | 7.39 |
| Forward PE | 6.10 |
| PS Ratio | 1.34 |
| Forward PS | n/a |
| PB Ratio | 0.50 |
| P/TBV Ratio | 0.52 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 0.09 |
| EV / Sales | 0.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.79%.
| Return on Equity (ROE) | 14.79% |
| Return on Assets (ROA) | 1.63% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.19% |
| Revenue Per Employee | $647,548 |
| Profits Per Employee | $228,055 |
| Employee Count | 73 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPHC has paid $5.52 million in taxes.
| Income Tax | 5.52M |
| Effective Tax Rate | 24.91% |
Stock Price Statistics
The stock price has increased by +11.11% in the last 52 weeks. The beta is 0.29, so OPHC's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +11.11% |
| 50-Day Moving Average | 4.57 |
| 200-Day Moving Average | 4.37 |
| Relative Strength Index (RSI) | 69.74 |
| Average Volume (20 Days) | 29,356 |
Short Selling Information
The latest short interest is 29,501, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 29,501 |
| Short Previous Month | 22,615 |
| Short % of Shares Out | 0.24% |
| Short % of Float | 0.31% |
| Short Ratio (days to cover) | 0.83 |
Income Statement
In the last 12 months, OPHC had revenue of $47.27 million and earned $16.65 million in profits. Earnings per share was $0.71.
| Revenue | 47.27M |
| Gross Profit | 47.27M |
| Operating Income | 22.86M |
| Pretax Income | 22.17M |
| Net Income | 16.65M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.71 |
Full Income StatementBalance Sheet
The company has $114.56 million in cash and $52.75 million in debt, with a net cash position of $61.81 million or $5.12 per share.
| Cash & Cash Equivalents | 114.56M |
| Total Debt | 52.75M |
| Net Cash | 61.81M |
| Net Cash Per Share | $5.12 |
| Equity (Book Value) | 121.90M |
| Book Value Per Share | 10.57 |
| Working Capital | -813.57M |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 48.36% |
| Pretax Margin | 46.90% |
| Profit Margin | 35.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
