Orrstown Financial Services, Inc. (ORRF)

ORRF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	184.15	248.87	65.16	60.82	208.71	125.26
Investment Securities	303.32	321.4	335.97	348.29	338.69	328.11
Trading Asset Securities	15.33	13.48	11.38	10.66	1.17	1.36
Mortgage-Backed Securities	587.04	518.32	180.15	167.54	136.35	141.46
Total Investments	905.68	853.19	527.5	526.49	476.21	470.93
Gross Loans	3,980	3,931	2,298	2,151	1,980	1,980
Allowance for Loan Losses	-48.11	-48.69	-28.7	-25.18	-21.18	-20.15
Net Loans	3,932	3,883	2,270	2,126	1,959	1,960
Property, Plant & Equipment	65.43	63.66	40.22	38.6	44.56	43.84
Goodwill	69.75	68.11	18.72	18.72	18.72	18.72
Other Intangible Assets	40.34	47.77	2.41	3.08	4.18	5.46
Loans Held for Sale	6.03	6.61	5.82	10.88	8.87	11.73
Accrued Interest Receivable	20.44	21.06	13.63	11.03	8.23	8.93
Other Current Assets	-	1.9	-	2	0.32	1.1
Long-Term Deferred Tax Assets	34.1	42.65	22.02	24.03	11.65	12.93
Other Long-Term Assets	212.68	205.26	99.15	100.71	94.3	92.14
Total Assets	5,470	5,442	3,064	2,922	2,835	2,751
Interest Bearing Deposits	3,481	3,559	2,051	1,946	1,868	1,838
Institutional Deposits	151.05	170.11	76.41	36.52	44.02	61.94
Non-Interest Bearing Deposits	901.56	894.18	430.96	494.13	553.24	456.78
Total Deposits	4,534	4,623	2,559	2,476	2,465	2,357
Short-Term Borrowings	48.46	113.44	120.75	133.27	24.06	77.21
Current Portion of Long-Term Debt	-	15	-	-	-	-
Current Portion of Leases	0.41	1.66	-	-	-	-
Accrued Interest Payable	3.06	2.92	2.56	0.46	0.15	0.24
Long-Term Debt	36.97	68.68	32.09	32.03	31.96	31.9
Federal Home Loan Bank Debt, Long-Term	208.9	25	40	1.46	1.9	2.32
Long-Term Leases	14.87	12.97	11.61	9.98	11.12	9.14
Pension & Post-Retirement Benefits	-	36.8	18.9	17.32	16.24	15.45
Other Long-Term Liabilities	52.08	25.34	14.45	22.77	12.55	11.18
Total Liabilities	4,898	4,925	2,799	2,694	2,563	2,504
Common Stock	1.03	1.03	0.58	0.58	0.59	0.59
Additional Paid-In Capital	423.62	423.27	189.03	189.26	189.69	189.07
Retained Earnings	170.53	126.54	117.67	92.47	78.7	54.1
Treasury Stock	-5.7	-7.84	-13.75	-13.51	-1.77	-0.85
Comprehensive Income & Other	-17.54	-26.32	-28.48	-39.91	4.45	3.35
Shareholders' Equity	571.94	516.68	265.06	228.9	271.66	246.25
Total Liabilities & Equity	5,470	5,442	3,064	2,922	2,835	2,751
Total Debt	309.61	236.75	204.46	176.73	69.04	120.57
Net Cash (Debt)	-110.14	25.6	-127.92	-105.25	140.84	6.05
Net Cash Growth	-	-	-	-	2229.09%	-
Net Cash Per Share	-5.69	1.72	-12.26	-9.83	12.68	0.55
Filing Date Shares Outstanding	19.5	19.51	10.71	10.73	11.14	11.25
Total Common Shares Outstanding	19.5	19.39	10.61	10.67	11.18	11.2
Book Value Per Share	29.33	26.65	24.98	21.45	24.29	21.98
Tangible Book Value	461.85	400.81	243.92	207.09	248.75	222.07
Tangible Book Value Per Share	23.68	20.67	22.98	19.41	22.24	19.83

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q