Orrstown Financial Services, Inc. (ORRF)

ORRF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	238.31	65.16	60.82	208.71	125.26
Investment Securities	829.71	335.97	348.29	338.69	328.11
Trading Asset Securities	-	11.38	10.66	1.17	1.36
Mortgage-Backed Securities	-	180.15	167.54	136.35	141.46
Total Investments	829.71	527.5	526.49	476.21	470.93
Gross Loans	3,931	2,298	2,151	1,980	1,980
Allowance for Loan Losses	-48.69	-28.7	-25.18	-21.18	-20.15
Other Adjustments to Gross Loans	-	-0.07	-	-	-
Net Loans	3,883	2,270	2,126	1,959	1,960
Property, Plant & Equipment	50.22	40.22	38.6	44.56	43.84
Goodwill	68.11	18.72	18.72	18.72	18.72
Other Intangible Assets	47.77	2.41	3.08	4.18	5.46
Loans Held for Sale	6.61	5.82	10.88	8.87	11.73
Accrued Interest Receivable	21.06	13.63	11.03	8.23	8.93
Other Current Assets	-	-	2	0.32	1.1
Long-Term Deferred Tax Assets	42.65	22.02	24.03	11.65	12.93
Other Long-Term Assets	244.07	99.15	100.71	94.3	92.14
Total Assets	5,431	3,064	2,922	2,835	2,751
Interest Bearing Deposits	3,729	2,051	1,946	1,868	1,838
Institutional Deposits	-	76.41	36.52	44.02	61.94
Non-Interest Bearing Deposits	886.79	430.96	494.13	553.24	456.78
Total Deposits	4,616	2,559	2,476	2,465	2,357
Short-Term Borrowings	25.86	120.75	133.27	24.06	77.21
Current Portion of Leases	-	1.35	-	-	-
Accrued Interest Payable	-	2.56	0.46	0.15	0.24
Long-Term Debt	68.68	32.09	32.03	31.96	31.9
Federal Home Loan Bank Debt, Long-Term	115.36	40	1.46	1.9	2.32
Long-Term Leases	-	10.27	9.98	11.12	9.14
Pension & Post-Retirement Benefits	-	18.9	17.32	16.24	15.45
Other Long-Term Liabilities	88.73	14.45	22.77	12.55	11.18
Total Liabilities	4,914	2,799	2,694	2,563	2,504
Common Stock	1.03	0.58	0.58	0.59	0.59
Additional Paid-In Capital	423.27	189.03	189.26	189.69	189.07
Retained Earnings	126.54	117.67	92.47	78.7	54.1
Treasury Stock	-7.84	-13.75	-13.51	-1.77	-0.85
Comprehensive Income & Other	-26.32	-28.48	-39.91	4.45	3.35
Shareholders' Equity	516.68	265.06	228.9	271.66	246.25
Total Liabilities & Equity	5,431	3,064	2,922	2,835	2,751
Total Debt	209.91	204.46	176.73	69.04	120.57
Net Cash (Debt)	28.4	-127.92	-105.25	140.84	6.05
Net Cash Growth	-	-	-	2229.09%	-
Net Cash Per Share	1.90	-12.26	-9.83	12.68	0.55
Filing Date Shares Outstanding	19.39	10.71	10.73	11.14	11.25
Total Common Shares Outstanding	19.39	10.61	10.67	11.18	11.2
Book Value Per Share	26.65	24.98	21.45	24.29	21.98
Tangible Book Value	400.81	243.92	207.09	248.75	222.07
Tangible Book Value Per Share	20.67	22.98	19.41	22.24	19.83

Source: S&P Capital IQ. Banks template. Financial Sources.