Orrstown Financial Services, Inc. (ORRF)
NASDAQ: ORRF · Real-Time Price · USD
42.56
+0.60 (1.43%)
At close: Jul 24, 2026, 4:00 PM EDT
42.56
0.00 (0.00%)
After-hours: Jul 24, 2026, 4:10 PM EDT

ORRF Statistics

Total Valuation

ORRF has a market cap or net worth of $837.15 million. The enterprise value is $982.72 million.

Market Cap837.15M
Enterprise Value 982.72M

Important Dates

The last earnings date was Tuesday, July 21, 2026, after market close.

Earnings Date Jul 21, 2026
Ex-Dividend Date Aug 4, 2026

Share Statistics

ORRF has 19.67 million shares outstanding. The number of shares has increased by 0.39% in one year.

Current Share Class 19.67M
Shares Outstanding 19.67M
Shares Change (YoY) +0.39%
Shares Change (QoQ) +0.11%
Owned by Insiders (%) 4.68%
Owned by Institutions (%) 59.78%
Float 18.75M

Valuation Ratios

The trailing PE ratio is 9.56 and the forward PE ratio is 9.89.

PE Ratio 9.56
Forward PE 9.89
PS Ratio 3.28
Forward PS 3.99
PB Ratio 1.35
P/TBV Ratio 1.62
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 11.38
EV / Sales 3.85
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.75%.

Return on Equity (ROE) 14.75%
Return on Assets (ROA) 1.57%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.94%
Revenue Per Employee $391,689
Profits Per Employee $132,397
Employee Count652
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ORRF has paid $21.01 million in taxes.

Income Tax 21.01M
Effective Tax Rate 19.58%

Stock Price Statistics

The stock price has increased by +16.57% in the last 52 weeks. The beta is 0.68, so ORRF's price volatility has been lower than the market average.

Beta (5Y) 0.68
52-Week Price Change +16.57%
50-Day Moving Average 39.06
200-Day Moving Average 36.72
Relative Strength Index (RSI) 66.63
Average Volume (20 Days) 153,460

Short Selling Information

The latest short interest is 573,283, so 2.91% of the outstanding shares have been sold short.

Short Interest 573,283
Short Previous Month 841,246
Short % of Shares Out 2.91%
Short % of Float 3.06%
Short Ratio (days to cover) 3.06

Income Statement

In the last 12 months, ORRF had revenue of $255.38 million and earned $86.32 million in profits. Earnings per share was $4.45.

Revenue255.38M
Gross Profit 255.38M
Operating Income 119.03M
Pretax Income 107.34M
Net Income 86.32M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.45
Full Income Statement

Balance Sheet

The company has $144.84 million in cash and $290.41 million in debt, with a net cash position of -$145.57 million or -$7.40 per share.

Cash & Cash Equivalents 144.84M
Total Debt 290.41M
Net Cash -145.57M
Net Cash Per Share -$7.40
Equity (Book Value) 621.65M
Book Value Per Share 31.60
Working Capital -4.46B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 46.61%
Pretax Margin 42.03%
Profit Margin 33.80%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 2.82%.

Dividend Per Share $1.20
Dividend Yield 2.82%
Dividend Growth (YoY) 14.71%
Years of Dividend Growth 10
Payout Ratio 26.29%
Buyback Yield -0.39%
Shareholder Yield 2.43%
Earnings Yield 10.31%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for ORRF is $43.25, which is 1.62% higher than the current price. The consensus rating is "Buy".

Price Target $43.25
Price Target Difference 1.62%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 23, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date May 23, 2007
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2