Orrstown Financial Services, Inc. (ORRF)
NASDAQ: ORRF · Real-Time Price · USD
34.84
+1.46 (4.37%)
At close: Oct 22, 2025, 4:00 PM EDT
34.84
0.00 (0.00%)
After-hours: Oct 22, 2025, 4:20 PM EDT

ORRF Statistics

Total Valuation

ORRF has a market cap or net worth of $679.41 million. The enterprise value is $773.96 million.

Market Cap679.41M
Enterprise Value 773.96M

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date Oct 21, 2025
Ex-Dividend Date Aug 5, 2025

Share Statistics

ORRF has 19.50 million shares outstanding. The number of shares has increased by 52.47% in one year.

Current Share Class 19.50M
Shares Outstanding 19.50M
Shares Change (YoY) +52.47%
Shares Change (QoQ) +0.11%
Owned by Insiders (%) 4.92%
Owned by Institutions (%) 51.84%
Float 17.27M

Valuation Ratios

The trailing PE ratio is 9.21 and the forward PE ratio is 8.26.

PE Ratio 9.21
Forward PE 8.26
PS Ratio 2.70
Forward PS 2.98
PB Ratio 1.19
P/TBV Ratio 1.47
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 10.60
EV / Sales 3.13
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.43%.

Return on Equity (ROE) 13.43%
Return on Assets (ROA) 1.34%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $392,533
Profits Per Employee $115,949
Employee Count630
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ORRF has paid $19.23 million in taxes.

Income Tax 19.23M
Effective Tax Rate 20.84%

Stock Price Statistics

The stock price has decreased by -4.21% in the last 52 weeks. The beta is 0.83, so ORRF's price volatility has been lower than the market average.

Beta (5Y) 0.83
52-Week Price Change -4.21%
50-Day Moving Average 34.20
200-Day Moving Average 32.41
Relative Strength Index (RSI) 57.70
Average Volume (20 Days) 110,687

Short Selling Information

The latest short interest is 361,124, so 1.85% of the outstanding shares have been sold short.

Short Interest 361,124
Short Previous Month 359,448
Short % of Shares Out 1.85%
Short % of Float 2.09%
Short Ratio (days to cover) 3.32

Income Statement

In the last 12 months, ORRF had revenue of $247.30 million and earned $73.05 million in profits. Earnings per share was $3.78.

Revenue247.30M
Gross Profit 247.30M
Operating Income 112.75M
Pretax Income 92.28M
Net Income 73.05M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.78
Full Income Statement

Balance Sheet

The company has $184.15 million in cash and $278.69 million in debt, giving a net cash position of -$94.54 million or -$4.85 per share.

Cash & Cash Equivalents 184.15M
Total Debt 278.69M
Net Cash -94.54M
Net Cash Per Share -$4.85
Equity (Book Value) 571.94M
Book Value Per Share 29.33
Working Capital -4.36B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 45.59%
Pretax Margin 37.32%
Profit Margin 29.54%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.24%.

Dividend Per Share $1.08
Dividend Yield 3.24%
Dividend Growth (YoY) 22.89%
Years of Dividend Growth 9
Payout Ratio 26.98%
Buyback Yield -52.47%
Shareholder Yield -49.37%
Earnings Yield 10.75%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for ORRF is $42.00, which is 20.55% higher than the current price. The consensus rating is "Buy".

Price Target $42.00
Price Target Difference 20.55%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 23, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date May 23, 2007
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2