Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
16.40
-0.12 (-0.73%)
At close: May 23, 2025, 4:00 PM
16.41
+0.01 (0.06%)
After-hours: May 23, 2025, 4:04 PM EDT
Old Second Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 252.34 | 253.41 | 244.28 | 176.51 | 90.78 | 91.23 | Upgrade
|
| Interest Income on Investments | 45.8 | 44.49 | 47.69 | 39.96 | 14.39 | 12.99 | Upgrade
|
| Total Interest Income | 298.14 | 297.9 | 291.97 | 216.47 | 105.17 | 104.22 | Upgrade
|
| Interest Paid on Deposits | 39.68 | 38.01 | 15.4 | 3.35 | 2.47 | 6.6 | Upgrade
|
| Interest Paid on Borrowings | 13.71 | 18.26 | 24.64 | 6.97 | 5.98 | 5.86 | Upgrade
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| Total Interest Expense | 53.38 | 56.27 | 40.04 | 10.32 | 8.45 | 12.46 | Upgrade
|
| Net Interest Income | 244.76 | 241.64 | 251.93 | 206.16 | 96.72 | 91.75 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.16% | -4.09% | 22.20% | 113.16% | 5.41% | -5.18% | Upgrade
|
| Trust Income | 11.95 | 11.43 | 9.8 | 9.89 | 9.41 | 7.91 | Upgrade
|
| Mortgage Banking Activities | 0.31 | 0.29 | 0.26 | 0.33 | 1.04 | 1.65 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0 | - | -4.15 | -0.94 | 0.23 | -0.03 | Upgrade
|
| Other Non-Interest Income | 17.87 | 19.17 | 16.97 | 22.26 | 13.87 | 6.87 | Upgrade
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| Total Non-Interest Income | 42.61 | 42.91 | 34.18 | 43.12 | 39.26 | 37.43 | Upgrade
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| Non-Interest Income Growth (YoY) | 15.57% | 25.56% | -20.73% | 9.82% | 4.89% | 7.16% | Upgrade
|
| Revenues Before Loan Losses | 287.37 | 284.55 | 286.11 | 249.27 | 135.98 | 129.18 | Upgrade
|
| Provision for Loan Losses | 11.65 | 12.75 | 16.5 | 6.55 | 4.33 | 10.41 | Upgrade
|
| Revenue | 275.72 | 271.8 | 269.61 | 242.72 | 131.65 | 118.77 | Upgrade
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| Revenue Growth (YoY) | 2.88% | 0.81% | 11.08% | 84.37% | 10.85% | -8.70% | Upgrade
|
| Salaries and Employee Benefits | 96.57 | 94.11 | 84.96 | 83.61 | 56.26 | 47.46 | Upgrade
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| Occupancy Expenses | 13.18 | 12.56 | 11.49 | 12.7 | 8.18 | 7.28 | Upgrade
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| Federal Deposit Insurance | 2.5 | 2.54 | 2.71 | 2.4 | 0.98 | 0.6 | Upgrade
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| Amortization of Goodwill & Intangibles | 2.9 | 2.44 | 2.46 | 2.63 | 0.64 | 0.49 | Upgrade
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| Selling, General & Administrative | 22.68 | 22.05 | 17.89 | 24.94 | 17.38 | 10.27 | Upgrade
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| Other Non-Interest Expense | 24.14 | 23.82 | 25.29 | 24.77 | 16.39 | 14.67 | Upgrade
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| Total Non-Interest Expense | 166.01 | 159.75 | 145.2 | 151.17 | 99.97 | 81.42 | Upgrade
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| EBT Excluding Unusual Items | 109.71 | 112.05 | 124.41 | 91.55 | 31.68 | 37.35 | Upgrade
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| Pretax Income | 110.61 | 112.96 | 124.41 | 91.55 | 27.87 | 37.41 | Upgrade
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| Income Tax Expense | 26.83 | 27.69 | 32.68 | 24.14 | 7.82 | 9.58 | Upgrade
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| Net Income | 83.78 | 85.26 | 91.73 | 67.41 | 20.04 | 27.83 | Upgrade
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| Net Income to Common | 83.78 | 85.26 | 91.73 | 67.41 | 20.04 | 27.83 | Upgrade
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| Net Income Growth | -6.32% | -7.05% | 36.09% | 236.28% | -27.96% | -29.48% | Upgrade
|
| Basic Shares Outstanding | 45 | 45 | 45 | 45 | 30 | 30 | Upgrade
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| Diluted Shares Outstanding | 46 | 46 | 45 | 45 | 31 | 30 | Upgrade
|
| Shares Change (YoY) | 0.53% | 0.54% | 0.40% | 47.09% | 1.87% | -0.80% | Upgrade
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| EPS (Basic) | 1.87 | 1.90 | 2.05 | 1.51 | 0.66 | 0.94 | Upgrade
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| EPS (Diluted) | 1.83 | 1.87 | 2.02 | 1.49 | 0.65 | 0.92 | Upgrade
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| EPS Growth | -7.11% | -7.43% | 35.57% | 129.23% | -29.35% | -29.23% | Upgrade
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| Dividend Per Share | 0.220 | 0.210 | 0.200 | 0.200 | 0.160 | 0.040 | Upgrade
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| Dividend Growth | 10.00% | 5.00% | - | 25.00% | 300.00% | - | Upgrade
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| Effective Tax Rate | 24.26% | 24.52% | 26.27% | 26.37% | 28.07% | 25.62% | Upgrade
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Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.