Old Second Bancorp, Inc. (OSBC)

Old Second Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	268.46	269.61	242.72	131.65	118.83	130.96
Revenue Growth (YoY)	4.88%	11.08%	84.37%	10.79%	-9.27%	8.17%
Gross Profit	268.46	269.61	242.72	131.65	118.83	130.96
Selling, General & Admin	114.88	111.93	118.82	80.61	64.25	62.69
Other Operating Expenses	32.64	33.27	32.35	23.17	17.17	16.41
Operating Expenses	147.52	145.2	151.17	103.78	81.42	79.1
Operating Income	120.94	124.41	91.55	27.87	37.41	51.86
Pretax Income	120.94	124.41	91.55	27.87	37.41	51.86
Income Tax	31.5	32.68	24.14	7.82	9.58	12.4
Net Income	89.43	91.73	67.41	20.04	27.83	39.46
Net Income Growth	13.22%	36.09%	236.29%	-27.96%	-29.48%	16.00%
Shares Outstanding (Basic)	45	45	45	29	29	30
Shares Change	0.30%	0.28%	55.27%	-2.21%	-1.83%	0.49%
EPS (Basic)	2.00	2.05	1.51	0.66	0.94	1.32
EPS (Diluted)	1.97	2.02	1.49	0.65	0.92	1.30
EPS Growth	13.22%	35.57%	129.23%	-29.35%	-29.23%	16.07%
Free Cash Flow	118.33	108.57	106.36	29.01	22.07	48.29
Free Cash Flow Per Share	2.64	2.43	2.39	1.01	0.75	1.61
Dividend Per Share	0.200	0.200	0.200	0.160	0.040	0.040
Dividend Growth	0%	0%	25.00%	300.00%	0%	0%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	45.05%	46.14%	37.72%	21.17%	31.48%	39.60%
Profit Margin	33.31%	34.02%	27.77%	15.23%	23.42%	30.13%
Free Cash Flow Margin	44.08%	40.27%	43.82%	22.04%	18.57%	36.88%
Effective Tax Rate	26.05%	26.27%	26.37%	28.07%	25.62%	23.92%
EBITDA	128.14	131.35	98.26	31.66	40.7	54.86
EBITDA Margin	47.73%	48.72%	40.48%	24.05%	34.25%	41.89%
Depreciation & Amortization	7.21	6.95	6.71	3.8	3.29	3
EBIT	120.94	124.41	91.55	27.87	37.41	51.86
EBIT Margin	45.05%	46.14%	37.72%	21.17%	31.48%	39.60%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).