Old Second Bancorp, Inc. (OSBC)

Old Second Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	115.73	124.03	99.33	100.15	115.18	752.11
Securities and Investments	1,147	1,123	1,181	1,226	1,560	1,707
Other Earning Assets	4.34	3.65	1.56	1.92	0.49	4.74
Gross Loans	5,185	5,252	3,981	4,043	3,870	3,421
Allowance for Loan Losses	-72.13	-72.3	-43.62	-44.26	-49.48	-44.28
Net Loans	5,113	5,180	3,938	3,999	3,820	3,377
Net Property, Plant & Equipment	85.63	86.65	87.31	79.31	72.36	88.01
Other Intangible Assets	32.1	33.15	32.41	21.56	24.87	23.4
Goodwill	129.2	129.2	93.26	86.18	86.48	86.33
Long-Term Investments	131.56	130.48	112.75	109.32	106.61	105.3
Other Non-Earning Assets	90.76	93.15	103.91	102.79	102.26	67.89
Total Assets	6,849	6,903	5,649	5,723	5,888	6,212
Interest-bearing deposits	3,809	3,857	3,064	2,736	3,059	3,379
Noninterest-bearing deposits	1,756	1,739	1,705	1,835	2,052	2,088
Total Deposits	5,565	5,596	4,769	4,571	5,111	5,466
Short-Term Interbank Borrowing and Repurchase Agreements	23.13	23.77	36.66	26.47	32.16	50.34
Short-Term Borrowings	200	215	20	405	90	-
Long-Term Debt	100.19	100.15	85.24	85.16	138.66	148.54
Other Liabilities	67.61	70.92	67.72	58.15	55.64	45.05
Total Liabilities	5,956	6,006	4,978	5,146	5,427	5,710
Common Stock	53.02	53.02	44.91	44.71	44.71	44.71
Treasury Stock	-26.17	-6.19	-0.58	-0.18	-3.23	-5.9
Additional Paid-in Capital	338.42	341.45	205.28	202.22	202.28	202.44
Accumulated Other Comprehensive Income	-31.1	-28.74	-47.75	-62.78	-93.12	8.77
Retained Earnings	559.13	537.23	469.17	393.31	310.51	252.01
Shareholders' Equity	893.3	896.77	671.03	577.28	461.14	502.03
Total Liabilities & Equity	6,849	6,903	5,649	5,723	5,888	6,212
Total Debt	100.19	100.15	85.24	85.16	138.66	148.54
Net Cash (Debt)	-100.19	-100.15	-85.24	-85.16	-138.66	-148.54
Net Cash Per Share	-1.94	-2.02	-1.87	-1.88	-3.07	-4.83
Book Value	893.3	896.77	671.03	577.28	461.14	502.03
Book Value Per Share	17.33	18.05	14.70	12.72	10.20	16.33
Tangible Book Value	732.01	734.42	545.37	469.54	349.8	392.29
Tangible Book Value Per Share	14.20	14.79	11.95	10.34	7.74	12.76

Updated Apr 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q