Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
25.22
+0.50 (2.02%)
At close: Jul 28, 2026, 4:00 PM EDT
25.22
0.00 (0.00%)
After-hours: Jul 28, 2026, 4:10 PM EDT
Old Second Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 143.33 | 124.03 | 99.33 | 100.15 | 115.18 | 752.11 |
Securities and Investments | 1,081 | 1,123 | 1,181 | 1,226 | 1,560 | 1,707 |
Other Earning Assets | 2.35 | 3.65 | 1.56 | 1.92 | 0.49 | 4.74 |
Gross Loans | 5,246 | 5,252 | 3,981 | 4,043 | 3,870 | 3,421 |
Allowance for Loan Losses | -70.38 | -72.3 | -43.62 | -44.26 | -49.48 | -44.28 |
Net Loans | 5,175 | 5,180 | 3,938 | 3,999 | 3,820 | 3,377 |
Net Property, Plant & Equipment | 84.51 | 86.65 | 87.31 | 79.31 | 72.36 | 88.01 |
Other Intangible Assets | 31.17 | 33.15 | 32.41 | 21.56 | 24.87 | 23.4 |
Goodwill | 129.2 | 129.2 | 93.26 | 86.18 | 86.48 | 86.33 |
Long-Term Investments | 133.49 | 130.48 | 112.75 | 109.32 | 106.61 | 105.3 |
Other Non-Earning Assets | 89.88 | 93.15 | 103.91 | 102.79 | 102.26 | 67.89 |
Total Assets | 6,870 | 6,903 | 5,649 | 5,723 | 5,888 | 6,212 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest-bearing deposits | 3,698 | 3,857 | 3,064 | 2,736 | 3,059 | 3,379 |
Noninterest-bearing deposits | 1,747 | 1,739 | 1,705 | 1,835 | 2,052 | 2,088 |
Total Deposits | 5,445 | 5,596 | 4,769 | 4,571 | 5,111 | 5,466 |
Short-Term Interbank Borrowing and Repurchase Agreements | 23.24 | 23.77 | 36.66 | 26.47 | 32.16 | 50.34 |
Short-Term Borrowings | 375 | 215 | 20 | 405 | 90 | - |
Long-Term Debt | 70.42 | 100.15 | 85.24 | 85.16 | 138.66 | 148.54 |
Other Liabilities | 54.14 | 70.92 | 67.72 | 58.15 | 55.64 | 45.05 |
Total Liabilities | 5,967 | 6,006 | 4,978 | 5,146 | 5,427 | 5,710 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 53.02 | 53.02 | 44.91 | 44.71 | 44.71 | 44.71 |
Treasury Stock | -41.66 | -6.19 | -0.58 | -0.18 | -3.23 | -5.9 |
Additional Paid-in Capital | 339.62 | 341.45 | 205.28 | 202.22 | 202.28 | 202.44 |
Accumulated Other Comprehensive Income | -31.86 | -28.74 | -47.75 | -62.78 | -93.12 | 8.77 |
Retained Earnings | 583.7 | 537.23 | 469.17 | 393.31 | 310.51 | 252.01 |
Shareholders' Equity | 902.81 | 896.77 | 671.03 | 577.28 | 461.14 | 502.03 |
Total Liabilities & Equity | 6,870 | 6,903 | 5,649 | 5,723 | 5,888 | 6,212 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 70.42 | 100.15 | 85.24 | 85.16 | 138.66 | 148.54 |
Net Cash (Debt) | -70.42 | -100.15 | -85.24 | -85.16 | -138.66 | -148.54 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1.33 | -2.02 | -1.87 | -1.88 | -3.07 | -4.83 |
Book Value | 902.81 | 896.77 | 671.03 | 577.28 | 461.14 | 502.03 |
Book Value Per Share | 17.00 | 18.05 | 14.70 | 12.72 | 10.20 | 16.33 |
Tangible Book Value | 742.44 | 734.42 | 545.37 | 469.54 | 349.8 | 392.29 |
Tangible Book Value Per Share | 13.98 | 14.79 | 11.95 | 10.34 | 7.74 | 12.76 |