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Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
25.83
-0.08 (-0.31%)
Aug 17, 2026, 4:00 PM EDT - Market closed

Old Second Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1,3141,027797690715361
Market Cap Growth
39.90%28.78%15.56%-3.47%97.82%21.91%
Last Close Price
25.8319.3117.3614.8815.2411.79

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.8312.799.357.5210.6118.03
PS Ratio
3.853.302.932.562.952.75
PB Ratio
1.461.151.191.201.550.72
P/FCF Ratio
9.248.726.616.637.6912.46
P/OCF Ratio
9.028.406.065.937.3511.64

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.520.390.240.930.590.41
Debt / FCF Ratio
3.303.001.315.162.947.09
Net Debt / Equity Ratio
0.360.250.080.750.33-1.10
Net Debt / FCF Ratio
2.271.910.444.141.63-18.97
Return on Equity (ROE)
11.40%10.24%13.66%17.67%14.00%4.96%
Return on Assets (ROA)
1.47%1.28%1.50%1.58%1.11%0.43%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.03%7.82%10.69%13.29%9.43%5.55%
FCF Yield
10.82%11.47%15.14%15.07%13.01%8.03%
Dividend Yield
1.08%1.29%1.21%1.34%1.31%1.36%
Payout Ratio
16.07%15.24%11.04%9.75%13.17%23.01%
Buyback Yield / Dilution
-16.19%-8.83%-0.54%-0.40%-47.09%-1.87%
Total Shareholder Return
-15.11%-7.54%0.67%0.94%-45.78%-0.51%
SEC Filings: 10-K · 10-Q