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Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
24.40
+0.05 (0.21%)
Nov 6, 2026, 4:00 PM EST - Market closed

Old Second Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
1,2061,027797690715361
Market Cap Growth
26.66%28.78%15.56%-3.47%97.82%21.91%
Last Close Price
24.4019.2517.3014.8315.1911.75

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.4812.799.357.5210.6118.03
PS Ratio
3.393.302.932.562.952.75
PB Ratio
1.371.151.191.201.550.72
P/FCF Ratio
7.038.726.616.637.6912.46
P/OCF Ratio
6.918.406.065.937.3511.64

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.560.390.240.930.590.41
Debt / FCF Ratio
2.873.001.315.162.947.09
Net Debt / Equity Ratio
0.430.250.080.750.33-1.10
Net Debt / FCF Ratio
2.201.910.444.141.63-18.97
Return on Equity (ROE)
12.78%10.24%13.66%17.67%14.00%4.96%
Return on Assets (ROA)
1.62%1.28%1.50%1.58%1.11%0.43%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.71%7.82%10.69%13.29%9.43%5.55%
FCF Yield
14.23%11.47%15.14%15.07%13.01%8.03%
Dividend Yield
1.31%1.28%1.18%1.29%1.25%1.97%
Payout Ratio
15.06%15.24%11.04%9.75%13.17%23.01%
Buyback Yield / Dilution
-10.08%-8.83%-0.54%-0.40%-47.09%-1.87%
Total Shareholder Return
-8.77%-7.55%0.64%0.89%-45.84%0.10%
SEC Filings: 10-K · 10-Q