Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
25.83
-0.08 (-0.31%)
Aug 17, 2026, 4:00 PM EDT - Market closed
Old Second Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 92.42 | 80.31 | 85.26 | 91.73 | 67.41 | 20.04 |
Depreciation & Amortization | 11.6 | 11.25 | 9.16 | 7.7 | 6.89 | 3.8 |
Other Amortization | 0 | 0 | 0.05 | - | - | - |
Gain (Loss) on Sale of Assets | -1.2 | -0.94 | -0.42 | -0.88 | -2.18 | -0.04 |
Gain (Loss) on Sale of Investments | 1.88 | 1.93 | 2.65 | 7.47 | 6.16 | 2.7 |
Total Asset Writedown | 0.08 | 0.68 | 1.74 | 0.27 | 0.1 | 3.89 |
Provision for Credit Losses | 39.65 | 27.55 | 12.75 | 16.5 | 6.55 | 4.33 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.02 | -0.8 | 0.81 | 0.1 | 5.17 | 15.2 |
Accrued Interest Receivable | 15.1 | 8.78 | 4.14 | -6.64 | -1.11 | 6.87 |
Change in Income Taxes | -2.73 | 4.32 | 5.99 | -4.87 | 12.05 | -9.29 |
Change in Other Net Operating Assets | -4.56 | -3.2 | -3.62 | -2.12 | -0.72 | -1.39 |
Other Operating Activities | -2.42 | -0.64 | -2.57 | -1.49 | -10.32 | 3.89 |
Operating Cash Flow | 145.71 | 122.26 | 131.53 | 116.4 | 97.34 | 31.05 |
Operating Cash Flow Growth | 27.17% | -7.05% | 13.00% | 19.58% | 213.54% | 19.47% |
Capital Expenditures | -3.54 | -4.51 | -10.79 | -12.38 | -4.33 | -2.03 |
Sale of Property, Plant and Equipment | 2.32 | 2.25 | - | 4.54 | 13.35 | - |
Cash Acquisitions | 10.5 | 10.53 | 237.44 | - | -0.15 | 149 |
Investment in Securities | 261.23 | 213.93 | 44 | 378.37 | 9.18 | -141.38 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -61.34 | -75.84 | 34.71 | -197.57 | -443.9 | 122.1 |
Other Investing Activities | -19.7 | -11.24 | 14.1 | -13.42 | -7.86 | -0.59 |
Investing Cash Flow | 196.35 | 159.82 | 322.7 | 161.56 | -432.78 | 132.92 |
Short-Term Debt Issued | - | 179.5 | 10.19 | 315 | 90 | - |
Long-Term Debt Issued | - | - | - | - | - | 59.15 |
Total Debt Issued | 328.91 | 179.5 | 10.19 | 315 | 90 | 59.15 |
Short-Term Debt Repaid | - | -12.89 | -385 | -5.69 | -18.18 | -16.64 |
Long-Term Debt Repaid | - | - | - | -54 | -10.06 | -4.32 |
Total Debt Repaid | -23.42 | -12.89 | -385 | -59.69 | -28.24 | -20.96 |
Net Debt Issued (Repaid) | 305.49 | 166.61 | -374.81 | 255.31 | 61.76 | 38.19 |
Issuance of Common Stock | 0.05 | - | - | - | - | - |
Repurchase of Common Stock | -46.13 | -7.41 | -1.05 | -0.61 | -0.46 | -10.42 |
Common Dividends Paid | -14.15 | -12.24 | -9.41 | -8.95 | -8.88 | -4.61 |
Total Dividends Paid | -14.15 | -12.24 | -9.41 | -8.95 | -8.88 | -4.61 |
Net Increase (Decrease) in Deposit Accounts | -585.75 | -404.35 | -69.78 | -538.75 | -353.93 | 235.08 |
Financing Cash Flow | -340.49 | -257.39 | -455.05 | -292.99 | -301.5 | 258.24 |
Net Cash Flow | 1.57 | 24.7 | -0.82 | -15.03 | -636.93 | 422.2 |
Free Cash Flow | 142.16 | 117.76 | 120.75 | 104.03 | 93.01 | 29.01 |
Free Cash Flow Growth | 32.02% | -2.47% | 16.07% | 11.84% | 220.58% | 31.49% |
Free Cash Flow Margin | 41.64% | 37.82% | 44.42% | 38.58% | 38.32% | 22.04% |
Free Cash Flow Per Share | 2.68 | 2.37 | 2.65 | 2.29 | 2.06 | 0.94 |
Cash Interest Paid | 60.53 | 60.53 | 55.28 | 38.45 | 10.2 | 8.12 |
Cash Income Tax Paid | 20.69 | 20.69 | 22.96 | 35.66 | 11.23 | 10.59 |