Old Second Bancorp, Inc. (OSBC)

NASDAQ: OSBC · Real-Time Price · USD

21.66

-0.40 (-1.81%)

At close: Jun 17, 2026, 4:00 PM EDT

21.69

+0.03 (0.14%)

After-hours: Jun 17, 2026, 4:10 PM EDT

Old Second Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	86.07	80.31	85.26	91.73	67.41	20.04
Depreciation & Amortization	7.39	6.15	5.59	4.49	4.09	3.15
Provision for Credit Losses	34.65	27.55	12.75	16.5	6.55	4.33
Stock-Based Compensation	5.61	5.55	3.91	3.6	2.96	1.44
Net Change in Loans Held-for-Sale	-1.35	-3.09	-1	-1.38	3.15	5.9
Other Adjustments	1.08	3.17	2.67	6.94	-3.96	9.69
Changes in Accrued Interest and Accounts Receivable	9.8	8.78	4.14	-6.64	-1.11	6.87
Changes in Accounts Payable	-5.25	-10.25	13.49	6.51	6.42	-11.08
Changes in Other Operating Activities	6.45	4.09	4.72	-5.35	11.86	-9.29
Operating Cash Flow	141.37	122.26	131.53	116.4	97.34	31.05
Operating Cash Flow Growth	38.62%	-7.05%	13.00%	19.58%	213.54%	19.47%
Net Change in Loans Held-for-Investment	-55.89	-75.84	34.71	-197.57	-443.9	122.1
Net Change in Securities and Investments	161.79	213.93	44	378.37	9.18	-141.38
Proceeds from Business Divestments	10.5	10.53	237.44	-	-0.15	149
Capital Expenditures	-3.67	-4.51	-10.79	-12.38	-4.33	-2.03
Sale of Property, Plant & Equipment	0.73	2.25	-	4.54	13.35	-
Other Investing Activities	-7.69	13.46	17.34	-11.41	-6.92	5.24
Investing Cash Flow	112.67	159.82	322.7	161.56	-432.78	132.92
Net Change in Deposits	-519.73	-404.35	-69.78	-538.75	-353.93	235.08
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	168.97	166.61	-374.81	309.31	71.82	-16.64
Long-Term Debt Issued	-	-	-	-	-	59.15
Long-Term Debt Repaid	-	-	-	-54	-10.06	-4.32
Net Long-Term Debt Issued (Repaid)	-	-	-	-54	-10.06	54.83
Repurchase of Common Stock	-30.44	-7.41	-1.05	-0.61	-0.46	-10.42
Net Common Stock Issued (Repurchased)	-30.44	-7.41	-1.05	-0.61	-0.46	-10.42
Common Dividends Paid	-13.23	-12.24	-9.41	-8.95	-8.88	-4.61
Financing Cash Flow	-394.43	-257.39	-455.05	-292.99	-301.5	258.24
Net Cash Flow	-140.39	24.7	-0.82	-15.03	-636.93	422.2
Free Cash Flow	137.7	117.76	120.75	104.03	93.01	29.01
Free Cash Flow Growth	16.93%	-2.47%	16.07%	11.84%	220.58%	31.49%
FCF Margin	42.33%	37.77%	44.28%	38.58%	38.32%	21.96%
Free Cash Flow Per Share	2.67	2.37	2.65	2.29	2.06	0.94

SEC Filings: 10-K · 10-Q