Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
17.30
-0.31 (-1.76%)
At close: Jul 30, 2025, 4:00 PM
17.28
-0.02 (-0.12%)
After-hours: Jul 30, 2025, 4:00 PM EDT
Old Second Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Cash & Equivalents | 141.77 | 99.33 | 100.15 | 115.18 | 752.11 | 329.9 | Upgrade |
Investment Securities | 686.59 | 692.81 | 693.92 | 880.6 | 848.36 | 422.38 | Upgrade |
Trading Asset Securities | - | 5.58 | 5.38 | 6.59 | 4 | 10.23 | Upgrade |
Mortgage-Backed Securities | 491.1 | 468.89 | 498.91 | 658.76 | 845.27 | 73.79 | Upgrade |
Total Investments | 1,178 | 1,167 | 1,198 | 1,546 | 1,698 | 506.41 | Upgrade |
Gross Loans | 3,999 | 3,981 | 4,043 | 3,870 | 3,421 | 2,035 | Upgrade |
Allowance for Loan Losses | -42.99 | -43.62 | -44.26 | -49.48 | -44.28 | -33.86 | Upgrade |
Net Loans | 3,956 | 3,938 | 3,999 | 3,820 | 3,377 | 2,001 | Upgrade |
Property, Plant & Equipment | 85.7 | 87.31 | 79.31 | 72.36 | 88.01 | 45.48 | Upgrade |
Goodwill | 93.23 | 93.26 | 86.48 | 86.48 | 86.33 | 18.6 | Upgrade |
Other Intangible Assets | 19.97 | 22.03 | 11.22 | 13.68 | 16.3 | 2.18 | Upgrade |
Loans Held for Sale | 3.24 | 1.56 | 1.32 | 0.49 | 4.74 | 12.61 | Upgrade |
Accrued Interest Receivable | - | 24.6 | 27.1 | 22.7 | 13.5 | 9.7 | Upgrade |
Other Current Assets | - | 1.4 | 1 | 4.6 | - | - | Upgrade |
Long-Term Deferred Tax Assets | 20.4 | 26.62 | 31.08 | 44.75 | 6.1 | 8.12 | Upgrade |
Other Real Estate Owned & Foreclosed | 6.49 | 21.62 | 5.12 | 1.56 | 2.36 | 2.47 | Upgrade |
Other Long-Term Assets | 178.05 | 162.11 | 164.67 | 154.82 | 161.53 | 100.65 | Upgrade |
Total Assets | 5,701 | 5,649 | 5,723 | 5,888 | 6,212 | 3,041 | Upgrade |
Interest Bearing Deposits | 3,094 | 2,668 | 2,474 | 2,861 | 3,171 | 1,402 | Upgrade |
Institutional Deposits | - | 396.15 | 261.87 | 197.9 | 207.51 | 225.33 | Upgrade |
Non-Interest Bearing Deposits | 1,704 | 1,705 | 1,835 | 2,052 | 2,088 | 909.51 | Upgrade |
Total Deposits | 4,798 | 4,769 | 4,571 | 5,111 | 5,466 | 2,537 | Upgrade |
Short-Term Borrowings | 47.25 | 59.85 | 439.79 | 134.42 | 57.15 | 80.14 | Upgrade |
Current Portion of Long-Term Debt | - | - | - | 9 | 8 | - | Upgrade |
Long-Term Debt | 59.51 | 59.47 | 59.38 | 103.88 | 114.77 | 61.37 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | - | - | - | - | 6.4 | Upgrade |
Trust Preferred Securities | 25.77 | 25.77 | 25.77 | 25.77 | 25.77 | 25.77 | Upgrade |
Other Long-Term Liabilities | 51.67 | 64.52 | 49.82 | 43.38 | 38.25 | 23 | Upgrade |
Total Liabilities | 4,983 | 4,978 | 5,146 | 5,427 | 5,710 | 2,734 | Upgrade |
Common Stock | 45.09 | 44.91 | 44.71 | 44.71 | 44.71 | 34.96 | Upgrade |
Additional Paid-In Capital | 206.21 | 205.28 | 202.22 | 202.28 | 202.44 | 122.21 | Upgrade |
Retained Earnings | 505.42 | 469.17 | 393.31 | 310.51 | 252.01 | 236.58 | Upgrade |
Treasury Stock | -0.65 | -0.58 | -0.18 | -3.23 | -5.9 | -101.42 | Upgrade |
Comprehensive Income & Other | -37.43 | -47.75 | -62.78 | -93.12 | 8.77 | 14.76 | Upgrade |
Total Common Equity | 718.65 | 671.03 | 577.28 | 461.14 | 502.03 | 307.09 | Upgrade |
Shareholders' Equity | 718.65 | 671.03 | 577.28 | 461.14 | 502.03 | 307.09 | Upgrade |
Total Liabilities & Equity | 5,701 | 5,649 | 5,723 | 5,888 | 6,212 | 3,041 | Upgrade |
Total Debt | 132.54 | 145.09 | 524.95 | 273.08 | 205.69 | 173.68 | Upgrade |
Net Cash (Debt) | 9.23 | -40.18 | -419.42 | -151.31 | 550.42 | 166.45 | Upgrade |
Net Cash Growth | - | - | - | - | 230.68% | - | Upgrade |
Net Cash Per Share | 0.20 | -0.88 | -9.24 | -3.35 | 17.91 | 5.52 | Upgrade |
Filing Date Shares Outstanding | 45.06 | 45.05 | 44.8 | 44.67 | 44.46 | 29.13 | Upgrade |
Total Common Shares Outstanding | 45.06 | 44.87 | 44.7 | 44.58 | 44.46 | 29.33 | Upgrade |
Book Value Per Share | 15.95 | 14.95 | 12.92 | 10.34 | 11.29 | 10.47 | Upgrade |
Tangible Book Value | 605.45 | 555.74 | 479.59 | 360.99 | 399.39 | 286.31 | Upgrade |
Tangible Book Value Per Share | 13.44 | 12.38 | 10.73 | 8.10 | 8.98 | 9.76 | Upgrade |
Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.