Old Second Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	124.03	99.33	100.15	115.18	752.11
Securities and Investments	1,123	1,181	1,226	1,560	1,707
Other Earning Assets	3.65	1.56	1.92	0.49	4.74
Gross Loans	5,252	3,981	4,043	3,870	3,421
Allowance for Loan Losses	-72.3	-43.62	-44.26	-49.48	-44.28
Net Loans	5,180	3,938	3,999	3,820	3,377
Net Property, Plant & Equipment	86.65	87.31	79.31	72.36	88.01
Other Intangible Assets	33.15	32.41	21.56	24.87	23.4
Goodwill	129.2	93.26	86.18	86.48	86.33
Long-Term Investments	130.48	112.75	109.32	106.61	105.3
Other Non-Earning Assets	93.15	103.91	102.79	102.26	67.89
Total Assets	6,903	5,649	5,723	5,888	6,212
Interest-bearing deposits	3,857	3,064	2,736	3,059	3,379
Noninterest-bearing deposits	1,739	1,705	1,835	2,052	2,088
Total Deposits	5,596	4,769	4,571	5,111	5,466
Short-Term Interbank Borrowing and Repurchase Agreements	23.77	36.66	26.47	32.16	50.34
Short-Term Borrowings	215	20	405	90	-
Long-Term Debt	100.15	85.24	85.16	138.66	148.54
Other Liabilities	70.92	67.72	58.15	55.64	45.05
Total Liabilities	6,006	4,978	5,146	5,427	5,710
Common Stock	53.02	44.91	44.71	44.71	44.71
Treasury Stock	-6.19	-0.58	-0.18	-3.23	-5.9
Additional Paid-in Capital	341.45	205.28	202.22	202.28	202.44
Accumulated Other Comprehensive Income	-28.74	-47.75	-62.78	-93.12	8.77
Retained Earnings	537.23	469.17	393.31	310.51	252.01
Shareholders' Equity	896.77	671.03	577.28	461.14	502.03
Total Liabilities & Equity	6,903	5,649	5,723	5,888	6,212
Total Debt	100.15	85.24	85.16	138.66	148.54
Net Cash (Debt)	-100.15	-85.24	-85.16	-138.66	-148.54
Net Cash Per Share	-2.02	-1.87	-1.88	-3.07	-4.83
Book Value	896.77	671.03	577.28	461.14	502.03
Book Value Per Share	18.05	14.70	12.72	10.20	16.33
Tangible Book Value	734.42	545.37	469.54	349.8	392.29
Tangible Book Value Per Share	14.79	11.95	10.34	7.74	12.76

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q