Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
18.52
+0.57 (3.18%)
Nov 21, 2025, 4:00 PM EST - Market closed
Old Second Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 70.63 | 85.26 | 91.73 | 67.41 | 20.04 | 27.83 | Upgrade |
Depreciation & Amortization | 11.3 | 9.16 | 7.7 | 6.89 | 3.8 | 3.29 | Upgrade |
Other Amortization | 0.05 | 0.05 | - | - | - | - | Upgrade |
Gain (Loss) on Sale of Assets | -0.46 | -0.42 | -0.88 | -2.18 | -0.04 | -0.2 | Upgrade |
Gain (Loss) on Sale of Investments | 1.94 | 2.65 | 7.47 | 6.16 | 2.7 | 2.35 | Upgrade |
Total Asset Writedown | 2.43 | 1.74 | 0.27 | 0.1 | 3.89 | 0.36 | Upgrade |
Provision for Credit Losses | 28.05 | 12.75 | 16.5 | 6.55 | 4.33 | 10.41 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.19 | 0.81 | 0.1 | 5.17 | 15.2 | 4.16 | Upgrade |
Accrued Interest Receivable | 3.14 | 4.14 | -6.64 | -1.11 | 6.87 | -17.69 | Upgrade |
Change in Income Taxes | -3.71 | 5.99 | -4.87 | 12.05 | -9.29 | 0.81 | Upgrade |
Change in Other Net Operating Assets | -3.13 | -3.62 | -2.12 | -0.72 | -1.39 | -1.23 | Upgrade |
Other Operating Activities | -11.95 | -2.57 | -1.49 | -10.32 | 3.89 | 2.44 | Upgrade |
Operating Cash Flow | 102.02 | 131.53 | 116.4 | 97.34 | 31.05 | 25.99 | Upgrade |
Operating Cash Flow Growth | -25.32% | 13.00% | 19.58% | 213.54% | 19.47% | -50.63% | Upgrade |
Capital Expenditures | -5.77 | -10.79 | -12.38 | -4.33 | -2.03 | -3.92 | Upgrade |
Sale of Property, Plant and Equipment | 1.59 | - | 4.54 | 13.35 | - | - | Upgrade |
Cash Acquisitions | 247.97 | 237.44 | - | -0.15 | 149 | - | Upgrade |
Investment in Securities | 159 | 44 | 378.37 | 9.18 | -141.38 | 0.83 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -89.13 | 34.71 | -197.57 | -443.9 | 122.1 | -103.89 | Upgrade |
Other Investing Activities | 3.26 | 14.1 | -13.42 | -7.86 | -0.59 | -0.11 | Upgrade |
Investing Cash Flow | 337.67 | 322.7 | 161.56 | -432.78 | 132.92 | -103.81 | Upgrade |
Short-Term Debt Issued | - | 10.19 | 315 | 90 | - | 18.29 | Upgrade |
Long-Term Debt Issued | - | - | - | - | 59.15 | 20 | Upgrade |
Total Debt Issued | 112.29 | 10.19 | 315 | 90 | 59.15 | 38.29 | Upgrade |
Short-Term Debt Repaid | - | -385 | -5.69 | -18.18 | -16.64 | -48.5 | Upgrade |
Long-Term Debt Repaid | - | - | -54 | -10.06 | -4.32 | -35.91 | Upgrade |
Total Debt Repaid | -327.37 | -385 | -59.69 | -28.24 | -20.96 | -84.41 | Upgrade |
Net Debt Issued (Repaid) | -215.08 | -374.81 | 255.31 | 61.76 | 38.19 | -46.12 | Upgrade |
Repurchase of Common Stock | -7.63 | -1.05 | -0.61 | -0.46 | -10.42 | -5.92 | Upgrade |
Common Dividends Paid | -11.24 | -9.41 | -8.95 | -8.88 | -4.61 | -1.19 | Upgrade |
Total Dividends Paid | -11.24 | -9.41 | -8.95 | -8.88 | -4.61 | -1.19 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | -204.98 | -69.78 | -538.75 | -353.93 | 235.08 | 410.32 | Upgrade |
Financing Cash Flow | -438.93 | -455.05 | -292.99 | -301.5 | 258.24 | 357.09 | Upgrade |
Net Cash Flow | 0.76 | -0.82 | -15.03 | -636.93 | 422.2 | 279.27 | Upgrade |
Free Cash Flow | 96.25 | 120.75 | 104.03 | 93.01 | 29.01 | 22.07 | Upgrade |
Free Cash Flow Growth | -22.27% | 16.07% | 11.84% | 220.58% | 31.49% | -54.28% | Upgrade |
Free Cash Flow Margin | 33.32% | 44.42% | 38.58% | 38.32% | 22.04% | 18.58% | Upgrade |
Free Cash Flow Per Share | 2.02 | 2.65 | 2.29 | 2.06 | 0.94 | 0.73 | Upgrade |
Cash Interest Paid | 55.28 | 55.28 | 38.45 | 10.2 | 8.12 | 12.35 | Upgrade |
Cash Income Tax Paid | 23.03 | 23.03 | 35.67 | 11.23 | 10.59 | 7.92 | Upgrade |
Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.