Old Second Bancorp, Inc. (OSBC)

Old Second Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	724	690	715	361	296	403
Market Cap Growth	-1.26%	-3.47%	97.82%	21.90%	-26.39%	4.12%
Enterprise Value	964	1,107	861	-192	127	558
PE Ratio	8.19	7.52	10.61	18.03	10.66	10.21
PS Ratio	2.70	2.56	2.95	2.75	2.50	3.08
PB Ratio	1.21	1.20	1.55	0.72	0.97	1.45
P/FCF Ratio	6.12	6.36	6.72	12.46	13.44	8.34
P/OCF Ratio	5.62	5.93	7.34	11.64	11.41	7.65
EV/Sales Ratio	3.59	4.10	3.55	-1.46	1.07	4.26
EV/EBITDA Ratio	7.53	8.42	8.76	-6.06	3.12	10.17
EV/EBIT Ratio	7.97	8.90	9.40	-6.88	3.40	10.76
EV/FCF Ratio	8.15	10.19	8.09	-6.61	5.76	11.56
Debt / Equity Ratio	0.57	0.89	0.57	0.40	0.52	0.74
Debt / EBITDA Ratio	2.64	3.93	2.65	6.28	3.94	3.75
Debt / FCF Ratio	2.86	4.76	2.45	6.85	7.27	4.26
Asset Turnover	0.05	0.05	0.04	0.03	0.04	0.05
Return on Equity (ROE)	16.10%	17.30%	14.90%	5.50%	9.70%	15.10%
Return on Assets (ROA)	1.60%	1.60%	1.10%	0.50%	1.00%	1.50%
Return on Capital (ROIC)	9.57%	8.39%	9.34%	2.86%	5.95%	8.16%
Earnings Yield	12.36%	13.29%	9.43%	5.55%	9.38%	9.80%
FCF Yield	16.35%	15.73%	14.88%	8.03%	7.44%	11.99%
Dividend Yield	1.22%	1.30%	1.20%	1.30%	0.40%	0.30%
Payout Ratio	10.15%	9.80%	13.20%	24.20%	4.30%	3.00%
Buyback Yield / Dilution	-0.30%	-0.28%	-55.27%	2.21%	1.83%	-0.49%
Total Shareholder Return	0.92%	1.02%	-54.07%	3.51%	2.23%	-0.19%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).