Old Second Bancorp Statistics
Total Valuation
OSBC has a market cap or net worth of $733.67 million. The enterprise value is $974.30 million.
| Market Cap | 733.67M |
| Enterprise Value | 974.30M |
Important Dates
The last earnings date was Wednesday, July 17, 2024, after market close.
| Earnings Date | Jul 17, 2024 |
| Ex-Dividend Date | Jul 26, 2024 |
Share Statistics
OSBC has 44.85 million shares outstanding. The number of shares has increased by 0.30% in one year.
| Shares Outstanding | 44.85M |
| Shares Change (YoY) | +0.30% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 4.78% |
| Owned by Institutions (%) | 69.38% |
| Float | 40.93M |
Valuation Ratios
The trailing PE ratio is 8.30 and the forward PE ratio is 8.50. OSBC's PEG ratio is 2.60.
| PE Ratio | 8.30 |
| Forward PE | 8.50 |
| PS Ratio | 2.73 |
| Forward PS | 2.56 |
| PB Ratio | 1.23 |
| P/FCF Ratio | 6.20 |
| PEG Ratio | 2.60 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.60, with an EV/FCF ratio of 8.23.
| EV / Earnings | 10.89 |
| EV / Sales | 3.63 |
| EV / EBITDA | 7.60 |
| EV / EBIT | 8.06 |
| EV / FCF | 8.23 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.57 |
| Debt / EBITDA | 2.64 |
| Debt / FCF | 2.86 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.10% and return on invested capital (ROIC) is 9.57%.
| Return on Equity (ROE) | 16.10% |
| Return on Assets (ROA) | 1.60% |
| Return on Capital (ROIC) | 9.57% |
| Revenue Per Employee | $321,892 |
| Profits Per Employee | $107,235 |
| Employee Count | 834 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OSBC has paid $31.50 million in taxes.
| Income Tax | 31.50M |
| Effective Tax Rate | 26.05% |
Stock Price Statistics
The stock price has increased by +10.84% in the last 52 weeks. The beta is 1.09, so OSBC's price volatility has been similar to the market average.
| Beta (5Y) | 1.09 |
| 52-Week Price Change | +10.84% |
| 50-Day Moving Average | 14.59 |
| 200-Day Moving Average | 14.26 |
| Relative Strength Index (RSI) | 69.44 |
| Average Volume (20 Days) | 322,579 |
Short Selling Information
The latest short interest is 737,452, so 1.64% of the outstanding shares have been sold short.
| Short Interest | 737,452 |
| Short Previous Month | 736,000 |
| Short % of Shares Out | 1.64% |
| Short % of Float | 1.80% |
| Short Ratio (days to cover) | 3.70 |
Income Statement
In the last 12 months, OSBC had revenue of $268.46 million and earned $89.43 million in profits. Earnings per share was $1.97.
| Revenue | 268.46M |
| Gross Profit | 268.46M |
| Operating Income | 120.94M |
| Pretax Income | 120.94M |
| Net Income | 89.43M |
| EBITDA | 128.14M |
| EBIT | 120.94M |
| Earnings Per Share (EPS) | $1.97 |
Balance Sheet
The company has $98.09 million in cash and $338.72 million in debt, giving a net cash position of -$240.63 million or -$5.37 per share.
| Cash & Cash Equivalents | 98.09M |
| Total Debt | 338.72M |
| Net Cash | -240.63M |
| Net Cash Per Share | -$5.37 |
| Equity (Book Value) | 596.16M |
| Book Value Per Share | 13.29 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $128.69 million and capital expenditures -$10.36 million, giving a free cash flow of $118.33 million.
| Operating Cash Flow | 128.69M |
| Capital Expenditures | -10.36M |
| Free Cash Flow | 118.33M |
| FCF Per Share | $2.64 |
Margins
Gross margin is 100.00%, with operating and profit margins of 45.05% and 33.31%.
| Gross Margin | 100.00% |
| Operating Margin | 45.05% |
| Pretax Margin | 45.05% |
| Profit Margin | 33.31% |
| EBITDA Margin | 47.73% |
| EBIT Margin | 45.05% |
| FCF Margin | 44.08% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 1.22%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 1.22% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.15% |
| Buyback Yield | -0.30% |
| Shareholder Yield | 0.92% |
| Earnings Yield | 12.19% |
| FCF Yield | 16.13% |
Analyst Forecast
The average price target for OSBC is $17.83, which is 8.99% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $17.83 |
| Price Target Difference | 8.99% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on July 29, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 29, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |