Old Second Bancorp Statistics
Total Valuation
OSBC has a market cap or net worth of $733.82 million. The enterprise value is $601.62 million.
Important Dates
The last earnings date was Wednesday, April 23, 2025, after market close.
Earnings Date | Apr 23, 2025 |
Ex-Dividend Date | Apr 25, 2025 |
Share Statistics
OSBC has 45.05 million shares outstanding. The number of shares has increased by 0.53% in one year.
Current Share Class | 45.05M |
Shares Outstanding | 45.05M |
Shares Change (YoY) | +0.53% |
Shares Change (QoQ) | +0.11% |
Owned by Insiders (%) | 3.78% |
Owned by Institutions (%) | 72.69% |
Float | 43.34M |
Valuation Ratios
The trailing PE ratio is 8.90 and the forward PE ratio is 8.60.
PE Ratio | 8.90 |
Forward PE | 8.60 |
PS Ratio | 2.65 |
Forward PS | 2.17 |
PB Ratio | 1.06 |
P/TBV Ratio | 1.26 |
P/FCF Ratio | n/a |
P/OCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 7.18 |
EV / Sales | 2.18 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.98%.
Return on Equity (ROE) | 12.98% |
Return on Assets (ROA) | 1.48% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $314,390 |
Profits Per Employee | $95,532 |
Employee Count | 877 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, OSBC has paid $26.83 million in taxes.
Income Tax | 26.83M |
Effective Tax Rate | 24.26% |
Stock Price Statistics
The stock price has increased by +17.70% in the last 52 weeks. The beta is 0.78, so OSBC's price volatility has been lower than the market average.
Beta (5Y) | 0.78 |
52-Week Price Change | +17.70% |
50-Day Moving Average | 16.34 |
200-Day Moving Average | 17.01 |
Relative Strength Index (RSI) | 57.84 |
Average Volume (20 Days) | 241,964 |
Short Selling Information
The latest short interest is 613,447, so 1.36% of the outstanding shares have been sold short.
Short Interest | 613,447 |
Short Previous Month | 611,830 |
Short % of Shares Out | 1.36% |
Short % of Float | 1.42% |
Short Ratio (days to cover) | 2.51 |
Income Statement
In the last 12 months, OSBC had revenue of $275.72 million and earned $83.78 million in profits. Earnings per share was $1.83.
Revenue | 275.72M |
Gross Profit | 275.72M |
Operating Income | 119.16M |
Pretax Income | 115.16M |
Net Income | 83.78M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.83 |
Full Income Statement Balance Sheet
The company has $256.12 million in cash and $123.93 million in debt, giving a net cash position of $132.20 million or $2.93 per share.
Cash & Cash Equivalents | 256.12M |
Total Debt | 123.93M |
Net Cash | 132.20M |
Net Cash Per Share | $2.93 |
Equity (Book Value) | 694.49M |
Book Value Per Share | 15.42 |
Working Capital | -4.63B |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 43.22% |
Pretax Margin | 40.12% |
Profit Margin | 30.39% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.47%.
Dividend Per Share | $0.24 |
Dividend Yield | 1.47% |
Dividend Growth (YoY) | 15.00% |
Years of Dividend Growth | 1 |
Payout Ratio | 13.11% |
Buyback Yield | -0.53% |
Shareholder Yield | 0.94% |
Earnings Yield | 11.42% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for OSBC is $20.00, which is 22.78% higher than the current price. The consensus rating is "Buy".
Price Target | $20.00 |
Price Target Difference | 22.78% |
Analyst Consensus | Buy |
Analyst Count | 5 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on July 29, 2004. It was a forward split with a ratio of 2:1.
Last Split Date | Jul 29, 2004 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 2 |