Old Second Bancorp, Inc. (OSBC)
NASDAQ: OSBC · Real-Time Price · USD
16.29
+0.32 (2.00%)
May 2, 2025, 4:00 PM EDT - Market closed

Old Second Bancorp Statistics

Total Valuation

OSBC has a market cap or net worth of $733.82 million. The enterprise value is $601.62 million.

Market Cap 733.82M
Enterprise Value 601.62M

Important Dates

The last earnings date was Wednesday, April 23, 2025, after market close.

Earnings Date Apr 23, 2025
Ex-Dividend Date Apr 25, 2025

Share Statistics

OSBC has 45.05 million shares outstanding. The number of shares has increased by 0.53% in one year.

Current Share Class 45.05M
Shares Outstanding 45.05M
Shares Change (YoY) +0.53%
Shares Change (QoQ) +0.11%
Owned by Insiders (%) 3.78%
Owned by Institutions (%) 72.69%
Float 43.34M

Valuation Ratios

The trailing PE ratio is 8.90 and the forward PE ratio is 8.60.

PE Ratio 8.90
Forward PE 8.60
PS Ratio 2.65
Forward PS 2.17
PB Ratio 1.06
P/TBV Ratio 1.26
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 7.18
EV / Sales 2.18
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.98%.

Return on Equity (ROE) 12.98%
Return on Assets (ROA) 1.48%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $314,390
Profits Per Employee $95,532
Employee Count 877
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, OSBC has paid $26.83 million in taxes.

Income Tax 26.83M
Effective Tax Rate 24.26%

Stock Price Statistics

The stock price has increased by +17.70% in the last 52 weeks. The beta is 0.78, so OSBC's price volatility has been lower than the market average.

Beta (5Y) 0.78
52-Week Price Change +17.70%
50-Day Moving Average 16.34
200-Day Moving Average 17.01
Relative Strength Index (RSI) 57.84
Average Volume (20 Days) 241,964

Short Selling Information

The latest short interest is 613,447, so 1.36% of the outstanding shares have been sold short.

Short Interest 613,447
Short Previous Month 611,830
Short % of Shares Out 1.36%
Short % of Float 1.42%
Short Ratio (days to cover) 2.51

Income Statement

In the last 12 months, OSBC had revenue of $275.72 million and earned $83.78 million in profits. Earnings per share was $1.83.

Revenue 275.72M
Gross Profit 275.72M
Operating Income 119.16M
Pretax Income 115.16M
Net Income 83.78M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.83
Full Income Statement

Balance Sheet

The company has $256.12 million in cash and $123.93 million in debt, giving a net cash position of $132.20 million or $2.93 per share.

Cash & Cash Equivalents 256.12M
Total Debt 123.93M
Net Cash 132.20M
Net Cash Per Share $2.93
Equity (Book Value) 694.49M
Book Value Per Share 15.42
Working Capital -4.63B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.22%
Pretax Margin 40.12%
Profit Margin 30.39%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.47%.

Dividend Per Share $0.24
Dividend Yield 1.47%
Dividend Growth (YoY) 15.00%
Years of Dividend Growth 1
Payout Ratio 13.11%
Buyback Yield -0.53%
Shareholder Yield 0.94%
Earnings Yield 11.42%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for OSBC is $20.00, which is 22.78% higher than the current price. The consensus rating is "Buy".

Price Target $20.00
Price Target Difference 22.78%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on July 29, 2004. It was a forward split with a ratio of 2:1.

Last Split Date Jul 29, 2004
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2