Old Second Bancorp Statistics
Total Valuation
OSBC has a market cap or net worth of $797.49 million. The enterprise value is $662.94 million.
Important Dates
The next estimated earnings date is Wednesday, July 16, 2025, after market close.
| Earnings Date | Jul 16, 2025 |
| Ex-Dividend Date | Apr 25, 2025 |
Share Statistics
OSBC has 45.06 million shares outstanding. The number of shares has increased by 0.53% in one year.
| Current Share Class | 45.06M |
| Shares Outstanding | 45.06M |
| Shares Change (YoY) | +0.53% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 3.80% |
| Owned by Institutions (%) | 73.52% |
| Float | 43.34M |
Valuation Ratios
The trailing PE ratio is 9.12 and the forward PE ratio is 8.81.
| PE Ratio | 9.12 |
| Forward PE | 8.81 |
| PS Ratio | 2.72 |
| Forward PS | 2.30 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 8.58 |
| P/OCF Ratio | 7.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.91 |
| EV / Sales | 2.40 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.36 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.98%.
| Return on Equity (ROE) | 12.98% |
| Return on Assets (ROA) | 1.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $314,390 |
| Profits Per Employee | $95,532 |
| Employee Count | 877 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OSBC has paid $26.83 million in taxes.
| Income Tax | 26.83M |
| Effective Tax Rate | 24.26% |
Stock Price Statistics
The stock price has increased by +23.86% in the last 52 weeks. The beta is 0.81, so OSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | +23.86% |
| 50-Day Moving Average | 16.53 |
| 200-Day Moving Average | 17.11 |
| Relative Strength Index (RSI) | 66.25 |
| Average Volume (20 Days) | 208,194 |
Short Selling Information
The latest short interest is 486,198, so 1.08% of the outstanding shares have been sold short.
| Short Interest | 486,198 |
| Short Previous Month | 463,273 |
| Short % of Shares Out | 1.08% |
| Short % of Float | 1.12% |
| Short Ratio (days to cover) | 2.62 |
Income Statement
In the last 12 months, OSBC had revenue of $275.72 million and earned $83.78 million in profits. Earnings per share was $1.83.
| Revenue | 275.72M |
| Gross Profit | 275.72M |
| Operating Income | 119.16M |
| Pretax Income | 115.16M |
| Net Income | 83.78M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.83 |
Full Income StatementBalance Sheet
The company has $260.59 million in cash and $126.04 million in debt, giving a net cash position of $134.55 million or $2.99 per share.
| Cash & Cash Equivalents | 260.59M |
| Total Debt | 126.04M |
| Net Cash | 134.55M |
| Net Cash Per Share | $2.99 |
| Equity (Book Value) | 694.49M |
| Book Value Per Share | 15.42 |
| Working Capital | -4.60B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $101.98 million and capital expenditures -$9.07 million, giving a free cash flow of $92.92 million.
| Operating Cash Flow | 101.98M |
| Capital Expenditures | -9.07M |
| Free Cash Flow | 92.92M |
| FCF Per Share | $2.06 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.22% |
| Pretax Margin | 40.12% |
| Profit Margin | 30.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.70% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.44%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.44% |
| Dividend Growth (YoY) | 15.00% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 12.57% |
| Buyback Yield | -0.53% |
| Shareholder Yield | 0.82% |
| Earnings Yield | 10.51% |
| FCF Yield | 11.65% |
Dividend DetailsAnalyst Forecast
The average price target for OSBC is $20.00, which is 12.99% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.00 |
| Price Target Difference | 12.99% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 29, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 29, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
