Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.51
+0.34 (1.87%)
Nov 4, 2026, 9:30 AM EST - Market open
Pioneer Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 103.08 | 98.51 | 94.41 | 92.59 | 91.72 | 88.93 | 86.2 | - | - | 78.36 | 74.19 | 73.14 | 72.42 | 80.04 | 79.69 | 76.46 | 69.22 | 62.18 | 57 | 54.35 |
Revenue Growth | 12.39% | 10.78% | 9.52% | - | 25.40% | 22.80% | 7.70% | - | - | -2.10% | -6.90% | -4.34% | 4.63% | 28.74% | 39.80% | 40.69% | 27.79% | 16.06% | 6.51% | 3.13% |
Net Income Net Income Growth | 12.6 | 16.85 | 19.81 | 20.29 | 20.79 | 21.81 | 19.29 | 18.25 | 18.25 | 18.15 | 15.26 | 15.84 | 17.14 | 20.13 | 21.95 | 19.8 | 14.08 | 14.16 | 10.28 | 4.36 |
Earnings Per Share EPS Growth | 0.52 | 0.70 | 0.82 | 0.83 | 0.84 | 0.88 | 0.77 | 0.73 | 0.73 | 0.72 | 0.61 | 0.63 | 0.68 | 0.80 | 0.87 | 0.79 | 0.56 | 0.56 | 0.41 | 0.17 |
EPS Growth | -38.11% | -20.41% | 6.11% | 14.05% | 33.63% | 28.98% | -3.74% | -16.45% | -16.45% | -9.97% | -30.38% | -20.15% | 21.48% | 42.01% | 112.71% | 361.93% | 166.22% | 1770.67% | 922.53% | -29.02% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 116.93 | 116.93 | 165.46 | 134.54 | 229.05 | 122.17 | 139.63 | 37.55 | 37.55 | 225.35 | 165.35 | 246.68 | 139.8 | 216.55 | 151.16 | 145.25 | 147.42 | 404.14 | 376.28 | 468.89 |
Total Debt Total Debt Growth | 8.45 | 8.45 | 7.66 | 61.77 | 7.9 | 8.77 | 10.73 | - | - | 9.73 | 22.9 | 23.48 | 39.72 | 28.8 | 25.25 | 21.24 | 25.83 | 29.82 | 12.81 | 6.6 |
Net Cash (Debt) Net Cash Growth | 108.47 | 108.47 | 157.79 | 72.77 | 221.15 | 113.4 | 128.9 | 37.55 | 37.55 | 215.62 | 142.45 | 223.19 | 100.08 | 187.75 | 125.91 | 124.01 | 121.59 | 374.32 | 363.46 | 462.29 |
Net Cash Growth | -50.95% | -4.34% | 22.42% | 93.81% | -0.92% | 13.30% | -31.35% | -70.18% | -70.18% | 14.84% | 13.13% | 79.98% | -17.69% | -49.84% | -65.36% | -73.17% | -66.84% | -25.17% | 3.95% | 32.52% |
Net Cash Per Share Net Cash Per Share Growth | 4.45 | 4.46 | 6.46 | 2.96 | 8.99 | 4.55 | 5.14 | 1.49 | 1.49 | 8.55 | 5.65 | 8.85 | 3.97 | 7.46 | 5.00 | 4.93 | 4.83 | 14.89 | 14.46 | 18.41 |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | 24.07 | 14.48 | 11.12 | 24.89 | 18.39 | 22.37 | - | - | 13.32 | 23.85 | 28.36 | 27.42 | 30.74 | 26.27 | 34.13 | 54.53 | 52.04 | 49.97 | 33.98 |
Capital Expenditures CapEx Growth | - | -1.5 | -1.59 | -2.32 | -3.18 | -2.63 | -2.32 | - | - | -0.59 | -0.84 | -0.92 | -0.91 | -0.76 | -0.45 | -0.3 | -0.34 | -0.68 | -0.78 | -0.9 |
Free Cash Flow Free Cash Flow Growth | - | 22.57 | 12.89 | 8.8 | 21.71 | 15.76 | 20.05 | - | - | 12.73 | 23.01 | 27.44 | 26.51 | 29.98 | 25.82 | 33.82 | 54.19 | 51.37 | 49.19 | 33.08 |
Free Cash Flow Growth | - | 43.19% | -35.69% | - | -20.89% | -40.54% | -33.12% | - | - | -57.53% | -10.88% | -18.88% | -51.08% | -41.64% | -47.51% | 2.25% | 70.85% | 28.89% | 53.44% | -8.49% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
Profit Margin | 12.22% | 17.10% | 20.99% | 21.91% | 22.66% | 24.53% | 22.38% | 21.30% | 21.30% | 23.16% | 20.57% | 21.65% | 23.67% | 25.15% | 27.54% | 25.90% | 20.34% | 22.77% | 18.03% | 8.03% |
FCF Margin | - | 22.91% | 13.66% | 9.50% | 23.67% | 17.73% | 23.26% | - | - | 16.25% | 31.01% | 37.51% | 36.60% | 37.45% | 32.40% | 44.24% | 78.29% | 82.61% | 86.29% | 60.86% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
PE Ratio | 34.11 | 24.75 | 17.15 | 16.22 | 15.46 | 13.87 | 15.26 | 15.94 | 15.94 | 15.37 | 16.55 | 15.62 | 14.72 | 10.68 | 10.27 | 12.53 | 20.36 | 16.91 | 23.95 | 60.54 |
P/FCF Ratio | - | 18.47 | 26.36 | 37.39 | 14.81 | 19.20 | 14.68 | - | - | 21.92 | 10.98 | 9.02 | 9.52 | 7.18 | 8.73 | 7.33 | 5.29 | 4.66 | 5.01 | 7.99 |
PS Ratio | 4.17 | 4.23 | 3.60 | 3.55 | 3.50 | 3.40 | 3.41 | 3.40 | 3.40 | 3.56 | 3.40 | 3.38 | 3.48 | 2.69 | 2.83 | 3.24 | 4.14 | 3.85 | 4.32 | 4.86 |