Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.51
+0.34 (1.87%)
Nov 4, 2026, 9:31 AM EST - Market open
Pioneer Bancorp Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
| 448 | 430 | 417 | 340 | 329 | 321 | 303 | 294 | 291 | 291 | 279 | 253 | 247 | 252 | 215 | 225 | 248 | 287 | 239 | 246 | 264 | |
Market Cap Growth (YoY) | 38.56% | 33.77% | 37.80% | 15.47% | 13.11% | 29.93% | 19.95% | 36.83% | 29.09% | 29.09% | 29.72% | 12.07% | -0.28% | -12.02% | -10.16% | -8.49% | -6.08% | 0.91% | -24.11% | -18.30% | -9.54% |
Last Close Price | 18.17 | 17.76 | 17.07 | 13.92 | 13.48 | 13.06 | 12.03 | 11.71 | 11.52 | 11.52 | 10.97 | 10.01 | 9.81 | 10.01 | 8.54 | 8.95 | 9.86 | 11.40 | 9.52 | 9.80 | 10.52 |
Price Ratios
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
PE Ratio | 35.63 | 34.11 | 24.75 | 17.15 | 16.22 | 15.46 | 13.87 | 15.26 | 15.94 | 15.94 | 15.37 | 16.55 | 15.62 | 14.72 | 10.68 | 10.27 | 12.53 | 20.36 | 16.91 | 23.95 | 60.54 |
PS Ratio | 4.27 | 4.17 | 4.23 | 3.60 | 3.55 | 3.50 | 3.40 | 3.41 | 3.40 | 3.40 | 3.56 | 3.40 | 3.38 | 3.48 | 2.69 | 2.83 | 3.24 | 4.14 | 3.85 | 4.32 | 4.86 |
PB Ratio | 1.34 | 1.31 | 1.27 | 1.03 | 1.02 | 1.02 | 0.96 | 0.95 | - | - | 0.92 | 0.85 | 0.86 | 0.89 | 0.79 | 0.85 | 0.96 | 1.15 | 0.99 | 1.01 | 1.11 |
P/FCF Ratio | 19.48 | - | 18.47 | 26.36 | 37.39 | 14.81 | 19.20 | 14.68 | - | - | 21.92 | 10.98 | 9.02 | 9.52 | 7.18 | 8.73 | 7.33 | 5.29 | 4.66 | 5.01 | 7.99 |
P/OCF Ratio | 18.27 | - | 17.32 | 23.47 | 29.59 | 12.91 | 16.45 | 13.16 | - | - | 20.95 | 10.59 | 8.72 | 9.20 | 7.00 | 8.58 | 7.27 | 5.26 | 4.60 | 4.93 | 7.77 |
Financial Efficiency
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
Debt / Equity Ratio | 0.03 | 0.03 | 0.03 | 0.02 | 0.19 | 0.03 | 0.03 | 0.04 | - | - | 0.03 | 0.08 | 0.08 | 0.14 | 0.11 | 0.10 | 0.08 | 0.10 | 0.12 | 0.05 | 0.03 |
Debt / FCF Ratio | - | - | 0.38 | 0.59 | 7.02 | 0.36 | 0.56 | 0.54 | - | - | 0.76 | 1.00 | 0.86 | 1.50 | 0.96 | 0.98 | 0.63 | 0.48 | 0.58 | 0.26 | 0.20 |
Net Debt / Equity Ratio | -0.33 | -0.33 | -0.33 | -0.48 | -0.22 | -0.70 | -0.36 | -0.41 | - | - | -0.71 | -0.48 | -0.77 | -0.35 | -0.69 | -0.47 | -0.48 | -0.49 | -1.55 | -1.50 | -1.95 |
Net Debt / FCF Ratio | - | - | -4.80 | -12.24 | -8.27 | -10.19 | -7.19 | -6.43 | - | - | -16.94 | -6.19 | -8.13 | -3.77 | -6.26 | -4.88 | -3.67 | -2.24 | -7.29 | -7.39 | -13.98 |
Return on Equity (ROE) | - | - | 5.24% | 6.20% | 6.46% | - | - | - | - | - | 6.31% | 5.42% | 5.77% | 6.43% | 7.84% | 8.62% | 7.97% | 5.70% | 5.89% | 4.28% | 1.87% |
Return on Assets (ROA) | - | - | 0.76% | 0.92% | 0.98% | - | - | - | - | - | 0.91% | 0.81% | 0.82% | 0.93% | 1.00% | 1.15% | 1.03% | 0.77% | 0.70% | 0.55% | 0.23% |
Yields
Fiscal Quarter | Current | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q4 2024 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 4, 2026 | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 |
Earnings Yield | 2.81% | 2.93% | 4.04% | 5.83% | 6.17% | 6.47% | 7.21% | 6.55% | - | - | 6.50% | 6.04% | 6.40% | 6.79% | 9.36% | 9.74% | 7.98% | 4.91% | 5.91% | 4.17% | 1.65% |
FCF Yield | 5.13% | - | 5.41% | 3.79% | 2.67% | 6.75% | 5.21% | 6.81% | - | - | 4.56% | 9.11% | 11.09% | 10.51% | 13.94% | 11.46% | 13.64% | 18.90% | 21.45% | 19.98% | 12.52% |
Buyback Yield / Dilution | 1.03% | 1.03% | 2.38% | 2.66% | 2.34% | 2.18% | 1.10% | 0.55% | 0.20% | 0.15% | -0.12% | -0.21% | -0.15% | -0.15% | -0.15% | -0.15% | -0.25% | -0.25% | -0.25% | -0.25% | -0.20% |