Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.54
+0.51 (2.83%)
At close: Sep 4, 2026, 4:00 PM EDT
18.78
+0.24 (1.29%)
After-hours: Sep 4, 2026, 7:30 PM EDT

Pioneer Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Quarter
CurrentQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
449417340329321303294291279253247252215225248287239246264284315
Market Cap Growth (YoY)
39.75%37.80%15.47%13.11%29.93%19.95%36.83%29.09%29.72%12.07%-0.28%-12.02%-10.16%-8.49%-6.08%0.91%-24.11%-18.30%-9.54%7.31%42.34%
Last Close Price
18.5417.0713.9213.4813.0612.0311.7111.5210.9710.019.8110.018.548.959.8611.409.529.8010.5211.3212.64

Price Ratios

Fiscal Quarter
CurrentQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
PE Ratio
26.5624.7517.1516.2215.4613.8715.2615.9415.3716.5515.6214.7210.6810.2712.5320.3616.9123.9560.5452.60303.35
PS Ratio
4.564.233.603.553.503.403.413.403.563.403.383.482.692.833.244.143.854.324.865.255.89
PB Ratio
1.371.271.031.021.020.960.950.960.920.850.860.890.790.850.961.150.991.011.111.161.32
P/FCF Ratio
19.8818.4726.3637.3914.8119.2014.6810.3421.9210.989.029.527.188.737.335.294.665.017.998.967.92
P/OCF Ratio
18.6417.3223.4729.5912.9116.4513.169.9620.9510.598.729.207.008.587.275.264.604.937.778.697.78

Financial Efficiency

Fiscal Quarter
CurrentQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Debt / Equity Ratio
0.030.030.020.190.030.030.040.190.030.080.080.140.110.100.080.100.120.050.030.000.00
Debt / FCF Ratio
0.380.380.597.020.360.560.542.100.761.000.861.500.960.980.630.480.580.260.200.020.02
Net Debt / Equity Ratio
-0.33-0.33-0.48-0.22-0.70-0.36-0.41-0.12-0.71-0.48-0.77-0.35-0.69-0.47-0.48-0.49-1.55-1.50-1.95-1.50-2.09
Net Debt / FCF Ratio
-4.80-4.80-12.24-8.27-10.19-7.19-6.43-1.33-16.94-6.19-8.13-3.77-6.26-4.88-3.67-2.24-7.29-7.39-13.98-11.56-12.55
Return on Equity (ROE)
5.24%5.24%6.20%6.46%----6.31%5.42%5.77%6.43%7.84%8.62%7.97%5.70%5.89%4.28%1.87%2.29%0.45%
Return on Assets (ROA)
0.76%0.76%0.92%0.98%----0.91%0.81%0.82%0.93%1.00%1.15%1.03%0.77%0.70%0.55%0.23%0.32%0.06%

Yields

Fiscal Quarter
CurrentQ2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Earnings Yield
3.75%4.04%5.83%6.17%6.47%7.21%6.55%6.27%6.50%6.04%6.40%6.79%9.36%9.74%7.98%4.91%5.91%4.17%1.65%1.90%0.33%
FCF Yield
5.03%5.41%3.79%2.67%6.75%5.21%6.81%9.68%4.56%9.11%11.09%10.51%13.94%11.46%13.64%18.90%21.45%19.98%12.52%11.16%12.63%
Buyback Yield / Dilution
2.38%2.38%2.66%2.34%2.39%1.14%0.48%0.15%-0.12%-0.21%-0.15%-0.15%-0.15%-0.15%-0.25%-0.25%-0.25%-0.25%-0.20%-0.19%-0.21%
SEC Filings: 10-K · 10-Q