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Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.54
+0.51 (2.83%)
At close: Sep 4, 2026, 4:00 PM EDT
18.78
+0.24 (1.29%)
After-hours: Sep 4, 2026, 7:30 PM EDT

Pioneer Bancorp Balance Sheet

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash & Equivalents
94.57156.94133.68228.55122.07139.6396.52224.97165.19246.54139.63216.54150.48145.06147.32402.87376.06464.77349.14478.58
Investment Securities
99.83103.4115.79147.93182.29220.39259.93257.12282.5320.21346.71438.68458.03530.35534.17539.72507.78444.97389.64331.54
Trading Asset Securities
22.368.520.870.50.1--0.380.160.140.1700.680.190.11.270.224.1218.2722.28
Mortgage-Backed Securities
145.84141.89146.16150.46148.34122.0887.0130------------
Total Investments
268.02253.81262.82298.89330.73342.47346.94287.5282.66320.35346.88438.68458.71530.54534.27540.99508449.1407.91353.82
Gross Loans
1,8991,7271,6721,6391,5671,5101,4561,4211,3661,3341,2851,2251,1671,1081,0701,0421,005989.371,0161,072
Allowance for Loan Losses
-28.07-26.01-25.31-24.6-23.8-22.81-21.75-21.24-21.8-21.6-21.36-21.07-22.47-22.21-22.19-22.57-22.52-22.58-22.64-23.07
Net Loans
1,8711,7011,6461,6141,5431,4871,4351,4001,3441,3121,2641,2041,1441,0861,0481,020982.57966.79993.681,049
Property, Plant & Equipment
36.0336.0935.5835.3235.7335.8135.4839.7240.1140.741.1141.4641.6242.1842.6543.3238.0237.7738.2338.49
Goodwill
26.569.69.610.8810.8810.8810.8810.8810.8810.8810.8810.888.88.88.88.88.88.88.627.29
Other Intangible Assets
12.262.592.712.352.462.582.712.832.953.083.223.352.12.192.292.392.492.62.581.77
Accrued Interest Receivable
9.439.518.899.248.78.387.947.677.567.697.687.127.198.157.525.94.624.394.113.87
Other Receivables
-------------55-----
Long-Term Deferred Tax Assets
--------0.27---5.22---6.64---
Other Real Estate Owned & Foreclosed
-0.08----------------0.710.92
Other Long-Term Assets
41.7347.445.0740.2139.2438.4639.4137.6738.1738.9938.4640.6436.7135.0337.5144.5635.9438.7737.1332.31
Total Assets
2,3642,2212,1512,2432,0962,0691,9802,0151,8951,9821,8531,9631,8561,8641,8352,0701,9641,9741,8431,968

Liabilities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Interest Bearing Deposits
1,5141,3741,2561,3251,2711,2121,1131,1371,0881,1561,0481,0311,006993.03958.691,0711,0681,1091,0251,066
Institutional Deposits
--27.38---19.1-16.5---9.9---18.6---
Non-Interest Bearing Deposits
454.82477.96456.11569.99470.9509.33454.3537.93445.33492.44473.7607.93526.12571.54579.69708.29593.46602.38554.22637.89
Total Deposits
1,9691,8521,7391,8951,7421,7221,5861,6751,5501,6481,5221,6391,5421,5651,5381,7791,6801,7111,5791,704
Short-Term Borrowings
8.457.6657.357.98.7710.7353.749.7316.7717.2233.3322.2918.8314.719.1623.0512.816.60.750.63
Current Portion of Leases
--0.61-----6.140.770.770.776.420.720.720.72----
Long-Term Leases
--3.82---5.24--5.495.625.74-5.815.956.06----
Pension & Post-Retirement Benefits
--1.06---1.18-1.35---1.38---1.55---
Other Long-Term Liabilities
57.8932.4424.8226.1831.5525.9128.8525.7924.3721.397.2824.0121.0118.6320.5819.0426.9619.0419.5223.52
Total Liabilities
2,0351,8921,8271,9291,7821,7581,6751,7111,5991,6931,5691,6921,5891,6041,5851,8281,7221,7371,5991,729

Shareholders' Equity

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Common Stock
0.250.250.250.250.260.260.260.260.260.260.260.260.260.260.260.260.260.260.260.26
Additional Paid-In Capital
116.28115.82115.4115.05114.77114.44114.11113.8113.48113.38113.43113.49113.54113.6113.63113.67113.71113.76113.79113.8
Retained Earnings
208.2208.34203.05199.72201.38198.38194.19192.83187.73184.88180.16176.96173.04168.53162.51156.32151.09148.73148.43142.17
Comprehensive Income & Other
3.614.185.17-0.82-2.16-2.38-4.01-3.08-4.95-9.56-10.05-18.94-20.14-22.53-26.67-28.54-22.44-25.66-18.46-17.08
Shareholders' Equity
328.34328.59323.86314.2314.25310.7304.55303.8296.53288.96283.8271.77266.7259.87249.73241.71242.63237.09244.01239.15
Total Liabilities & Equity
2,3642,2212,1512,2432,0962,0691,9802,0151,8951,9821,8531,9631,8561,8641,8352,0701,9641,9741,8431,968

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Total Debt
8.457.6661.777.98.7710.7358.979.7322.923.4839.7228.825.2521.2425.8329.8212.816.60.750.63
Net Cash (Debt)
108.47157.7972.77221.15113.4128.937.55215.62142.45223.19100.08187.75125.91124.01121.59374.32363.46462.29366.66500.23
Net Cash Growth (YoY)
-4.34%22.42%93.81%-0.92%13.30%-31.35%-70.18%14.84%13.13%79.98%-17.69%-49.84%-65.36%-73.17%-66.84%-25.17%3.95%32.52%58.03%64.85%
Net Cash Per Share
4.466.462.968.994.555.141.498.555.658.853.977.465.004.934.8314.8914.4618.4114.6119.95
Filing Date Shares Outstanding
24.2124.4324.4124.4124.6125.1525.1425.2525.4425.2325.2125.225.1925.1825.1625.1525.1525.1225.1125.1
Total Common Shares Outstanding
24.2124.4324.4124.4124.8725.1525.2725.4225.5225.2325.2125.225.1925.1825.1625.1525.1525.1225.1125.1
Book Value Per Share
13.5613.4513.2712.8712.6412.3512.0511.9511.6211.4511.2610.7810.5910.329.939.619.659.449.729.53
Tangible Book Value
289.52316.4311.55300.97300.91297.24290.97290.09282.7274.99269.7257.54255.81248.87238.64230.52231.33225.69232.81230.09
Tangible Book Value Per Share
11.9612.9512.7612.3312.1011.8211.5211.4111.0810.9010.7010.2210.169.899.499.179.208.989.279.17
SEC Filings: 10-K · 10-Q