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Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
18.51
+0.34 (1.87%)
Nov 4, 2026, 9:31 AM EST - Market open

Pioneer Bancorp Balance Sheet

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22
Cash & Equivalents
-94.57156.94133.68228.55122.07139.6396.5296.52224.97165.19246.54139.63216.54150.48145.06147.32402.87376.06464.77
Investment Securities
-99.83103.4115.79147.93182.29220.39259.93259.93257.12282.5320.21346.71438.68458.03530.35534.17539.72507.78444.97
Trading Asset Securities
-22.368.520.870.50.1---0.380.160.140.1700.680.190.11.270.224.12
Mortgage-Backed Securities
-145.84141.89146.16150.46148.34122.0887.0187.0130----------
Total Investments
-268.02253.81262.82298.89330.73342.47346.94346.94287.5282.66320.35346.88438.68458.71530.54534.27540.99508449.1
Gross Loans
-1,8991,7271,6721,6391,5671,5101,4561,4561,4211,3661,3341,2851,2251,1671,1081,0701,0421,005989.37
Allowance for Loan Losses
--28.07-26.01-25.31-24.6-23.8-22.81-21.75-21.75-21.24-21.8-21.6-21.36-21.07-22.47-22.21-22.19-22.57-22.52-22.58
Net Loans
-1,8711,7011,6461,6141,5431,4871,4351,4351,4001,3441,3121,2641,2041,1441,0861,0481,020982.57966.79
Property, Plant & Equipment
-36.0336.0935.5835.3235.7335.8135.4835.4839.7240.1140.741.1141.4641.6242.1842.6543.3238.0237.77
Goodwill
-26.569.69.610.8810.8810.8810.8810.8810.8810.8810.8810.8810.888.88.88.88.88.88.8
Other Intangible Assets
-12.262.592.712.352.462.582.712.712.832.953.083.223.352.12.192.292.392.492.6
Accrued Interest Receivable
-9.439.518.899.248.78.387.947.947.677.567.697.687.127.198.157.525.94.624.39
Other Receivables
---------------55---
Long-Term Deferred Tax Assets
----------0.27---5.22---6.64-
Other Real Estate Owned & Foreclosed
--0.08-----------------
Other Long-Term Assets
-41.7347.445.0740.2139.2438.4639.4139.4137.6738.1738.9938.4640.6436.7135.0337.5144.5635.9438.77
Total Assets
-2,3642,2212,1512,2432,0962,069--2,0151,8951,9821,8531,9631,8561,8641,8352,0701,9641,974

Liabilities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22
Interest Bearing Deposits
-1,5141,3741,2561,3251,2711,2121,1131,1131,1371,0881,1561,0481,0311,006993.03958.691,0711,0681,109
Institutional Deposits
---27.38---19.119.1-16.5---9.9---18.6-
Non-Interest Bearing Deposits
-454.82477.96456.11569.99470.9509.33454.3454.3537.93445.33492.44473.7607.93526.12571.54579.69708.29593.46602.38
Total Deposits
-1,9691,8521,7391,8951,7421,7221,5861,5861,6751,5501,6481,5221,6391,5421,5651,5381,7791,6801,711
Short-Term Borrowings
-8.457.6657.357.98.7710.7353.7453.749.7316.7717.2233.3322.2918.8314.719.1623.0512.816.6
Current Portion of Leases
---0.61------6.140.770.770.776.420.720.720.72--
Long-Term Leases
---3.82---5.245.24--5.495.625.74-5.815.956.06--
Pension & Post-Retirement Benefits
---1.06---1.181.18-1.35---1.38---1.55-
Other Long-Term Liabilities
-57.8932.4424.8226.1831.5525.9128.8528.8525.7924.3721.397.2824.0121.0118.6320.5819.0426.9619.04
Total Liabilities
-2,0351,8921,8271,9291,7821,7581,6751,6751,7111,5991,6931,5691,6921,5891,6041,5851,8281,7221,737

Shareholders' Equity

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22
Common Stock
-0.250.250.250.250.260.260.260.260.260.260.260.260.260.260.260.260.260.260.26
Additional Paid-In Capital
-116.28115.82115.4115.05114.77114.44114.11114.11113.8113.48113.38113.43113.49113.54113.6113.63113.67113.71113.76
Retained Earnings
-208.2208.34203.05199.72201.38198.38194.19194.19192.83187.73184.88180.16176.96173.04168.53162.51156.32151.09148.73
Comprehensive Income & Other
-3.614.185.17-0.82-2.16-2.38-4.01-4.01-3.08-4.95-9.56-10.05-18.94-20.14-22.53-26.67-28.54-22.44-25.66
Total Common Equity
328.34328.34328.59323.86314.2314.25310.7304.55304.55303.8296.53288.96283.8271.77266.7259.87249.73241.71242.63237.09
Shareholders' Equity
328.34328.34328.59323.86314.2314.25310.7--303.8296.53288.96283.8271.77266.7259.87249.73241.71242.63237.09
Total Liabilities & Equity
-2,3642,2212,1512,2432,0962,0691,9801,9802,0151,8951,9821,8531,9631,8561,8641,8352,0701,9641,974

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q4 2024Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022
Period Ending
Sep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22
Total Debt
8.458.457.6661.777.98.7710.73--9.7322.923.4839.7228.825.2521.2425.8329.8212.816.6
Net Cash (Debt)
108.47108.47157.7972.77221.15113.4128.937.5537.55215.62142.45223.19100.08187.75125.91124.01121.59374.32363.46462.29
Net Cash Growth (YoY)
-50.95%-4.34%22.42%93.81%-0.92%13.30%-31.35%-70.18%-70.18%14.84%13.13%79.98%-17.69%-49.84%-65.36%-73.17%-66.84%-25.17%3.95%32.52%
Net Cash Per Share
4.454.466.462.968.994.555.141.491.498.555.658.853.977.465.004.934.8314.8914.4618.41
Filing Date Shares Outstanding
23.9624.2124.4324.4124.4124.6125.1525.1425.1425.2525.4425.2325.2125.225.1925.1825.1625.1525.1525.12
Total Common Shares Outstanding
23.9624.2124.4324.4124.4124.8725.1525.2725.2725.4225.5225.2325.2125.225.1925.1825.1625.1525.1525.12
Book Value Per Share
13.5613.5613.4513.2712.8712.6412.3512.0512.0511.9511.6211.4511.2610.7810.5910.329.939.619.659.44
Tangible Book Value
289.52289.52316.4311.55300.97300.91297.24290.97290.97290.09282.7274.99269.7257.54255.81248.87238.64230.52231.33225.69
Tangible Book Value Per Share
11.9611.9612.9512.7612.3312.1011.8211.5211.5211.4111.0810.9010.7010.2210.169.899.499.179.208.98
SEC Filings: 10-K · 10-Q