PCB Bancorp (PCB)

PCB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	263.57	198.79	242.34	147.03	203.29	194.1
Investment Securities	12.06	20.97	18.86	22.31	21.03	19.81
Mortgage-Backed Securities	142.56	133.68	128.26	123.86	103.77	102.62
Total Investments	154.62	154.65	147.12	146.16	124.8	122.43
Gross Loans	2,795	2,629	2,323	2,046	1,732	1,584
Allowance for Loan Losses	-33.55	-30.63	-27.53	-24.94	-22.38	-26.51
Net Loans	2,762	2,599	2,296	2,021	1,710	1,557
Property, Plant & Equipment	26.8	25.53	24.91	13.27	9.88	11.66
Loans Held for Sale	8.13	6.29	5.16	22.81	37.03	1.98
Accrued Interest Receivable	10.88	10.47	9.47	7.47	5.37	9.33
Long-Term Deferred Tax Assets	7.03	7.25	-	3.12	10.82	8.12
Other Real Estate Owned & Foreclosed	-	-	2.56	-	-	1.4
Other Long-Term Assets	58	48.33	49.53	49.05	40.33	8.46
Total Assets	3,306	3,064	2,790	2,420	2,150	1,923
Interest Bearing Deposits	1,538	1,403	1,181	897.12	764.48	788.16
Institutional Deposits	709.16	665.12	575.7	413.88	272.27	268.68
Non-Interest Bearing Deposits	575.91	547.85	594.67	734.99	830.38	538.01
Total Deposits	2,823	2,616	2,352	2,046	1,867	1,595
Short-Term Borrowings	45	15	39	20	-	-
Current Portion of Long-Term Debt	-	-	-	-	10	70
Current Portion of Leases	1.85	3.4	-	-	2.71	2.49
Accrued Interest Payable	23.8	24.41	18.05	3.16	0.77	2.23
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	10
Long-Term Leases	17.8	15.27	20.14	6.81	4.74	5.96
Long-Term Deferred Tax Liabilities	-	-	0.88	-	-	-
Other Long-Term Liabilities	17.72	26.29	10.96	8.64	8.1	3.53
Total Liabilities	2,929	2,700	2,441	2,085	1,893	1,689
Preferred Stock, Redeemable	69.14	69.14	69.14	69.14	-	-
Common Stock	142.15	143.2	142.56	149.63	154.99	164.14
Retained Earnings	171.74	160.8	146.09	127.18	101.14	67.69
Comprehensive Income & Other	-6.53	-9.32	-8.92	-10.51	0.15	1.96
Total Common Equity	307.36	294.67	279.73	266.3	256.29	233.79
Shareholders' Equity	376.5	363.81	348.87	335.44	256.29	233.79
Total Liabilities & Equity	3,306	3,064	2,790	2,420	2,150	1,923
Total Debt	64.65	33.67	59.14	26.81	17.44	88.46
Net Cash (Debt)	198.92	165.12	183.21	120.22	185.84	105.64
Net Cash Growth	62.13%	-9.87%	52.39%	-35.31%	75.91%	-9.12%
Net Cash Per Share	13.85	11.51	12.71	7.98	12.18	6.84
Filing Date Shares Outstanding	14.24	14.26	14.22	14.35	14.86	15.42
Total Common Shares Outstanding	14.22	14.26	14.22	14.56	14.81	15.36
Book Value Per Share	21.61	20.66	19.67	18.29	17.30	15.22
Tangible Book Value	307.36	294.67	279.73	266.3	256.29	233.79
Tangible Book Value Per Share	21.61	20.66	19.67	18.29	17.30	15.22

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q