PCB Bancorp (PCB)

PCB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	369.5	198.79	242.34	147.03	203.29	194.1
Investment Securities	-	20.97	18.86	22.31	21.03	19.81
Mortgage-Backed Securities	150.28	133.68	128.26	123.86	103.77	102.62
Total Investments	150.28	154.65	147.12	146.16	124.8	122.43
Gross Loans	2,753	2,629	2,323	2,046	1,732	1,584
Allowance for Loan Losses	-32.96	-30.63	-27.53	-24.94	-22.38	-26.51
Net Loans	2,720	2,599	2,296	2,021	1,710	1,557
Property, Plant & Equipment	25.74	25.53	24.91	13.27	9.88	11.66
Loans Held for Sale	9.63	6.29	5.16	22.81	37.03	1.98
Accrued Interest Receivable	10.83	10.47	9.47	7.47	5.37	9.33
Long-Term Deferred Tax Assets	7.16	7.25	-	3.12	10.82	8.12
Other Real Estate Owned & Foreclosed	-	-	2.56	-	-	1.4
Other Long-Term Assets	55.83	48.33	49.53	49.05	40.33	8.46
Total Assets	3,364	3,064	2,790	2,420	2,150	1,923
Interest Bearing Deposits	1,631	1,403	1,181	897.12	764.48	788.16
Institutional Deposits	731.52	665.12	575.7	413.88	272.27	268.68
Non-Interest Bearing Deposits	551.31	547.85	594.67	734.99	830.38	538.01
Total Deposits	2,914	2,616	2,352	2,046	1,867	1,595
Short-Term Borrowings	-	15	39	20	-	-
Current Portion of Long-Term Debt	-	-	-	-	10	70
Current Portion of Leases	-	3.4	-	-	2.71	2.49
Accrued Interest Payable	46.54	24.41	18.05	3.16	0.77	2.23
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	10
Long-Term Leases	18.96	15.27	20.14	6.81	4.74	5.96
Long-Term Deferred Tax Liabilities	-	-	0.88	-	-	-
Other Long-Term Liabilities	-	26.29	10.96	8.64	8.1	3.53
Total Liabilities	2,979	2,700	2,441	2,085	1,893	1,689
Preferred Stock, Redeemable	69.14	69.14	69.14	69.14	-	-
Common Stock	140.58	143.2	142.56	149.63	154.99	164.14
Retained Earnings	180.19	160.8	146.09	127.18	101.14	67.69
Comprehensive Income & Other	-5.41	-9.32	-8.92	-10.51	0.15	1.96
Total Common Equity	315.36	294.67	279.73	266.3	256.29	233.79
Shareholders' Equity	384.5	363.81	348.87	335.44	256.29	233.79
Total Liabilities & Equity	3,364	3,064	2,790	2,420	2,150	1,923
Total Debt	18.96	33.67	59.14	26.81	17.44	88.46
Net Cash (Debt)	350.54	165.12	183.21	120.22	185.84	105.64
Net Cash Growth	101.73%	-9.87%	52.39%	-35.31%	75.91%	-9.12%
Net Cash Per Share	24.41	11.51	12.71	7.98	12.18	6.84
Filing Date Shares Outstanding	14.16	14.26	14.22	14.35	14.86	15.42
Total Common Shares Outstanding	14.16	14.26	14.22	14.56	14.81	15.36
Book Value Per Share	22.27	20.66	19.67	18.29	17.30	15.22
Tangible Book Value	315.36	294.67	279.73	266.3	256.29	233.79
Tangible Book Value Per Share	22.27	20.66	19.67	18.29	17.30	15.22

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q