PCB Bancorp (PCB)

PCB Bancorp Statistics

Total Valuation

PCB Bancorp has a market cap or net worth of $265.26 million. The enterprise value is $97.29 million.

Market Cap	265.26M
Enterprise Value	97.29M

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, after market close.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Feb 14, 2025

Share Statistics

PCB Bancorp has 14.26 million shares outstanding. The number of shares has decreased by -0.52% in one year.

Current Share Class	14.26M
Shares Outstanding	14.26M
Shares Change (YoY)	-0.52%
Shares Change (QoQ)	+0.35%
Owned by Insiders (%)	20.12%
Owned by Institutions (%)	40.01%
Float	10.98M

Valuation Ratios

The trailing PE ratio is 10.64 and the forward PE ratio is 9.09.

PE Ratio	10.64
Forward PE	9.09
PS Ratio	2.77
Forward PS	2.34
PB Ratio	0.91
P/TBV Ratio	0.89
P/FCF Ratio	7.52
P/OCF Ratio	6.73
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.90
EV / Sales	1.01
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	2.79

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.24%.

Return on Equity (ROE)	7.24%
Return on Assets (ROA)	0.88%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$366,194
Profits Per Employee	$94,787
Employee Count	263
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PCB Bancorp has paid $10.48 million in taxes.

Income Tax	10.48M
Effective Tax Rate	28.87%

Stock Price Statistics

The stock price has increased by +13.35% in the last 52 weeks. The beta is 0.64, so PCB Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+13.35%
50-Day Moving Average	19.30
200-Day Moving Average	18.87
Relative Strength Index (RSI)	41.72
Average Volume (20 Days)	23,372

Short Selling Information

The latest short interest is 38,117, so 0.27% of the outstanding shares have been sold short.

Short Interest	38,117
Short Previous Month	31,227
Short % of Shares Out	0.27%
Short % of Float	0.35%
Short Ratio (days to cover)	1.84

Income Statement

In the last 12 months, PCB Bancorp had revenue of $96.31 million and earned $24.93 million in profits. Earnings per share was $1.74.

Revenue	96.31M
Gross Profit	96.31M
Operating Income	36.29M
Pretax Income	33.54M
Net Income	24.93M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.74

Balance Sheet

The company has $198.79 million in cash and $33.67 million in debt, giving a net cash position of $165.12 million or $11.58 per share.

Cash & Cash Equivalents	198.79M
Total Debt	33.67M
Net Cash	165.12M
Net Cash Per Share	$11.58
Equity (Book Value)	363.81M
Book Value Per Share	20.66
Working Capital	-2.44B

Cash Flow

In the last 12 months, operating cash flow was $38.99 million and capital expenditures -$4.08 million, giving a free cash flow of $34.91 million.

Operating Cash Flow	38.99M
Capital Expenditures	-4.08M
Free Cash Flow	34.91M
FCF Per Share	$2.45

Margins

Gross Margin	n/a
Operating Margin	37.68%
Pretax Margin	37.68%
Profit Margin	26.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.25%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.32%.

Dividend Per Share	$0.80
Dividend Yield	4.32%
Dividend Growth (YoY)	2.78%
Years of Dividend Growth	6
Payout Ratio	45.98%
Buyback Yield	0.52%
Shareholder Yield	4.80%
Earnings Yield	9.50%
FCF Yield	13.30%

Analyst Forecast

The average price target for PCB Bancorp is $22.00, which is 18.28% higher than the current price. The consensus rating is "Hold".

Price Target	$22.00
Price Target Difference	18.28%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.

Last Split Date	Dec 28, 2016
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4