PCB Bancorp Statistics

Total Valuation

PCB Bancorp has a market cap or net worth of $307.75 million.

Market Cap	307.75M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 23, 2025, after market close.

Earnings Date	Jan 23, 2025
Ex-Dividend Date	Nov 8, 2024

Share Statistics

PCB Bancorp has 14.25 million shares outstanding. The number of shares has decreased by -1.50% in one year.

Current Share Class	14.25M
Shares Outstanding	14.25M
Shares Change (YoY)	-1.50%
Shares Change (QoQ)	+0.30%
Owned by Insiders (%)	21.87%
Owned by Institutions (%)	36.63%
Float	10.72M

Valuation Ratios

The trailing PE ratio is 12.86 and the forward PE ratio is 11.43.

PE Ratio	12.86
Forward PE	11.43
PS Ratio	3.20
Forward PS	2.84
PB Ratio	1.04
P/TBV Ratio	1.05
P/FCF Ratio	7.59
P/OCF Ratio	6.87
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.48
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.01%.

Return on Equity (ROE)	7.01%
Return on Assets (ROA)	0.90%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$349,937
Profits Per Employee	$89,122
Employee Count	271
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PCB Bancorp has paid $9.55 million in taxes.

Income Tax	9.55M
Effective Tax Rate	27.89%

Stock Price Statistics

The stock price has increased by +30.96% in the last 52 weeks. The beta is 0.69, so PCB Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+30.96%
50-Day Moving Average	19.37
200-Day Moving Average	17.17
Relative Strength Index (RSI)	63.00
Average Volume (20 Days)	43,999

Short Selling Information

The latest short interest is 46,015, so 0.32% of the outstanding shares have been sold short.

Short Interest	46,015
Short Previous Month	38,349
Short % of Shares Out	0.32%
Short % of Float	0.43%
Short Ratio (days to cover)	1.19

Income Statement

In the last 12 months, PCB Bancorp had revenue of $94.83 million and earned $24.15 million in profits. Earnings per share was $1.68.

Revenue	94.83M
Gross Profit	94.83M
Operating Income	34.24M
Pretax Income	33.54M
Net Income	24.15M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.68

Full Income Statement

Balance Sheet

The company has $193.06 million in cash and $19.30 million in debt, giving a net cash position of $173.76 million or $12.20 per share.

Cash & Cash Equivalents	193.06M
Total Debt	19.30M
Net Cash	173.76M
Net Cash Per Share	$12.20
Equity (Book Value)	362.30M
Book Value Per Share	20.58
Working Capital	-2.28B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $44.66 million and capital expenditures -$4.29 million, giving a free cash flow of $40.37 million.

Operating Cash Flow	44.66M
Capital Expenditures	-4.29M
Free Cash Flow	40.37M
FCF Per Share	$2.83

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	36.10%
Pretax Margin	36.10%
Profit Margin	26.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	50.04%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.33%.

Dividend Per Share	$0.72
Dividend Yield	3.33%
Dividend Growth (YoY)	30.43%
Years of Dividend Growth	5
Payout Ratio	42.88%
Buyback Yield	1.50%
Shareholder Yield	4.88%
Earnings Yield	7.88%
FCF Yield	13.17%

Dividend Details

Analyst Forecast

The average price target for PCB Bancorp is $20.50, which is -5.09% lower than the current price. The consensus rating is "Hold".

Price Target	$20.50
Price Target Difference	-5.09%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.

Last Split Date	Dec 28, 2016
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4