PCB Bancorp (PCB)

PCB Bancorp Statistics

Total Valuation

PCB Bancorp has a market cap or net worth of $316.71 million. The enterprise value is $162.56 million.

Market Cap	316.71M
Enterprise Value	162.56M

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

PCB Bancorp has 14.11 million shares outstanding. The number of shares has decreased by -0.44% in one year.

Current Share Class	14.11M
Shares Outstanding	14.11M
Shares Change (YoY)	-0.44%
Shares Change (QoQ)	-1.35%
Owned by Insiders (%)	20.30%
Owned by Institutions (%)	40.67%
Float	10.86M

Valuation Ratios

The trailing PE ratio is 8.70 and the forward PE ratio is 8.01.

PE Ratio	8.70
Forward PE	8.01
PS Ratio	2.85
Forward PS	2.55
PB Ratio	0.99
P/TBV Ratio	0.99
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	4.38
EV / Sales	1.46
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.94%.

Return on Equity (ROE)	9.94%
Return on Assets (ROA)	1.18%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.15%
Revenue Per Employee	$413,652
Profits Per Employee	$137,604
Employee Count	270
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PCB Bancorp has paid $15.04 million in taxes.

Income Tax	15.04M
Effective Tax Rate	28.64%

Stock Price Statistics

The stock price has increased by +18.23% in the last 52 weeks. The beta is 0.53, so PCB Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.53
52-Week Price Change	+18.23%
50-Day Moving Average	22.16
200-Day Moving Average	21.13
Relative Strength Index (RSI)	53.62
Average Volume (20 Days)	19,849

Short Selling Information

The latest short interest is 185,665, so 1.32% of the outstanding shares have been sold short.

Short Interest	185,665
Short Previous Month	166,081
Short % of Shares Out	1.32%
Short % of Float	1.71%
Short Ratio (days to cover)	8.52

Income Statement

In the last 12 months, PCB Bancorp had revenue of $111.69 million and earned $37.15 million in profits. Earnings per share was $2.58.

Revenue	111.69M
Gross Profit	111.69M
Operating Income	53.45M
Pretax Income	52.49M
Net Income	37.15M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.58

Balance Sheet

The company has $207.14 million in cash and $53.00 million in debt, with a net cash position of $154.15 million or $10.92 per share.

Cash & Cash Equivalents	207.14M
Total Debt	53.00M
Net Cash	154.15M
Net Cash Per Share	$10.92
Equity (Book Value)	390.03M
Book Value Per Share	22.74
Working Capital	-2.61B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	47.86%
Pretax Margin	47.00%
Profit Margin	33.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 3.92%.

Dividend Per Share	$0.88
Dividend Yield	3.92%
Dividend Growth (YoY)	11.11%
Years of Dividend Growth	7
Payout Ratio	31.01%
Buyback Yield	0.44%
Shareholder Yield	4.36%
Earnings Yield	11.73%
FCF Yield	n/a

Analyst Forecast

The average price target for PCB Bancorp is $24.50, which is 9.18% higher than the current price. The consensus rating is "Hold".

Price Target	$24.50
Price Target Difference	9.18%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.

Last Split Date	Dec 28, 2016
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2