PCB Bancorp Statistics
Total Valuation
PCB Bancorp has a market cap or net worth of $327.64 million. The enterprise value is $174.49 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
PCB Bancorp has 14.13 million shares outstanding. The number of shares has decreased by -0.44% in one year.
| Current Share Class | 14.13M |
| Shares Outstanding | 14.13M |
| Shares Change (YoY) | -0.44% |
| Shares Change (QoQ) | -0.63% |
| Owned by Insiders (%) | 20.30% |
| Owned by Institutions (%) | 41.31% |
| Float | 10.84M |
Valuation Ratios
The trailing PE ratio is 9.01 and the forward PE ratio is 8.39.
| PE Ratio | 9.01 |
| Forward PE | 8.39 |
| PS Ratio | 2.94 |
| Forward PS | 2.59 |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 13.47 |
| P/OCF Ratio | 12.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.73 |
| EV / Sales | 1.56 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.94%.
| Return on Equity (ROE) | 9.94% |
| Return on Assets (ROA) | 1.18% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.11% |
| Revenue Per Employee | $421,457 |
| Profits Per Employee | $139,083 |
| Employee Count | 265 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PCB Bancorp has paid $15.04 million in taxes.
| Income Tax | 15.04M |
| Effective Tax Rate | 28.64% |
Stock Price Statistics
The stock price has increased by +36.47% in the last 52 weeks. The beta is 0.52, so PCB Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.52 |
| 52-Week Price Change | +36.47% |
| 50-Day Moving Average | 22.50 |
| 200-Day Moving Average | 21.78 |
| Relative Strength Index (RSI) | 63.23 |
| Average Volume (20 Days) | 23,304 |
Short Selling Information
The latest short interest is 153,643, so 1.09% of the outstanding shares have been sold short.
| Short Interest | 153,643 |
| Short Previous Month | 132,011 |
| Short % of Shares Out | 1.09% |
| Short % of Float | 1.42% |
| Short Ratio (days to cover) | 6.42 |
Income Statement
In the last 12 months, PCB Bancorp had revenue of $111.69 million and earned $36.86 million in profits. Earnings per share was $2.58.
| Revenue | 111.69M |
| Gross Profit | 111.69M |
| Operating Income | 52.94M |
| Pretax Income | 52.49M |
| Net Income | 36.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.58 |
Full Income StatementBalance Sheet
The company has $207.14 million in cash and $53.00 million in debt, with a net cash position of $154.15 million or $10.91 per share.
| Cash & Cash Equivalents | 207.14M |
| Total Debt | 53.00M |
| Net Cash | 154.15M |
| Net Cash Per Share | $10.91 |
| Equity (Book Value) | 390.03M |
| Book Value Per Share | 22.69 |
| Working Capital | -2.63B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $26.59 million and capital expenditures -$2.19 million, giving a free cash flow of $24.40 million.
| Operating Cash Flow | 26.59M |
| Capital Expenditures | -2.19M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 19.00M |
| Free Cash Flow | 24.40M |
| FCF Per Share | $1.73 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 47.40% |
| Pretax Margin | 47.00% |
| Profit Margin | 33.53% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.84% |
Dividends & Yields
This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 3.79%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 3.79% |
| Dividend Growth (YoY) | 10.81% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 31.78% |
| Buyback Yield | 0.44% |
| Shareholder Yield | 4.24% |
| Earnings Yield | 11.22% |
| FCF Yield | 7.42% |
Dividend DetailsAnalyst Forecast
The average price target for PCB Bancorp is $24.50, which is 5.70% higher than the current price. The consensus rating is "Hold".
| Price Target | $24.50 |
| Price Target Difference | 5.70% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 28, 2016 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
