PCB Bancorp Statistics
Total Valuation
PCB Bancorp has a market cap or net worth of $307.20 million. The enterprise value is -$43.33 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Nov 7, 2025 |
Share Statistics
PCB Bancorp has 14.14 million shares outstanding. The number of shares has increased by 0.20% in one year.
| Current Share Class | 14.14M |
| Shares Outstanding | 14.14M |
| Shares Change (YoY) | +0.20% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | 20.25% |
| Owned by Institutions (%) | 40.18% |
| Float | 10.86M |
Valuation Ratios
The trailing PE ratio is 9.01 and the forward PE ratio is 8.39.
| PE Ratio | 9.01 |
| Forward PE | 8.39 |
| PS Ratio | 2.87 |
| Forward PS | 2.48 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 11.92 |
| P/OCF Ratio | 11.02 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.44%.
| Return on Equity (ROE) | 9.44% |
| Return on Assets (ROA) | 1.13% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $409,669 |
| Profits Per Employee | $130,989 |
| Employee Count | 263 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PCB Bancorp has paid $14.43 million in taxes.
| Income Tax | 14.43M |
| Effective Tax Rate | 29.05% |
Stock Price Statistics
The stock price has increased by +2.86% in the last 52 weeks. The beta is 0.51, so PCB Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +2.86% |
| 50-Day Moving Average | 21.10 |
| 200-Day Moving Average | 20.40 |
| Relative Strength Index (RSI) | 54.14 |
| Average Volume (20 Days) | 27,579 |
Short Selling Information
The latest short interest is 185,237, so 1.31% of the outstanding shares have been sold short.
| Short Interest | 185,237 |
| Short Previous Month | 79,660 |
| Short % of Shares Out | 1.31% |
| Short % of Float | 1.71% |
| Short Ratio (days to cover) | 5.83 |
Income Statement
In the last 12 months, PCB Bancorp had revenue of $107.74 million and earned $34.45 million in profits. Earnings per share was $2.41.
| Revenue | 107.74M |
| Gross Profit | 107.74M |
| Operating Income | 49.59M |
| Pretax Income | 49.68M |
| Net Income | 34.45M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.41 |
Full Income StatementBalance Sheet
The company has $369.50 million in cash and $18.96 million in debt, giving a net cash position of $350.54 million or $24.78 per share.
| Cash & Cash Equivalents | 369.50M |
| Total Debt | 18.96M |
| Net Cash | 350.54M |
| Net Cash Per Share | $24.78 |
| Equity (Book Value) | 384.50M |
| Book Value Per Share | 22.27 |
| Working Capital | -2.55B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $27.89 million and capital expenditures -$2.11 million, giving a free cash flow of $25.77 million.
| Operating Cash Flow | 27.89M |
| Capital Expenditures | -2.11M |
| Free Cash Flow | 25.77M |
| FCF Per Share | $1.82 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.03% |
| Pretax Margin | 46.11% |
| Profit Margin | 32.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.92% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.68%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.68% |
| Dividend Growth (YoY) | 11.11% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 33.20% |
| Buyback Yield | -0.20% |
| Shareholder Yield | 3.48% |
| Earnings Yield | 11.21% |
| FCF Yield | 8.39% |
Dividend DetailsAnalyst Forecast
The average price target for PCB Bancorp is $24.50, which is 13.37% higher than the current price. The consensus rating is "Hold".
| Price Target | $24.50 |
| Price Target Difference | 13.37% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 28, 2016 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
