Ponce Financial Group, Inc. (PDLB)

NASDAQ: PDLB · Real-Time Price · USD

22.12

+0.42 (1.94%)

At close: Nov 9, 2026, 4:00 PM EST

22.12

0.00 (0.00%)

After-hours: Nov 9, 2026, 4:10 PM EST

Ponce Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	187.33	162.51	130.51	95.81	69.87	65.53
Interest Income on Investments	19.31	23.01	32.13	30.06	12.89	1.57
Total Interest Income	206.64	185.53	162.64	125.87	82.75	67.1
Interest Paid on Deposits	64.93	65.11	58.69	35.14	9.95	5.67
Interest Paid on Borrowings	21.5	20.61	27.47	25.46	6.2	2.58
Total Interest Expense	86.43	85.71	86.16	60.6	16.15	8.25
Net Interest Income	120.21	99.81	76.48	65.27	66.6	58.85
Net Interest Income Growth	29.81%	30.51%	17.18%	-2.01%	13.18%	40.21%
Gain (Loss) on Sale of Assets	-1.17	-	-	-	-0.44	20.27
Other Non-Interest Income	8.46	8.39	6.02	9.63	6.11	9.1
Total Non-Interest Income	7.9	9.41	7.21	10.22	6.42	34.64
Non-Interest Income Growth	-1.64%	30.49%	-29.44%	59.26%	-81.47%	161.47%
Revenues Before Loan Losses	128.11	109.22	83.69	75.49	73.02	93.48
Provision for Loan Losses	8.1	3.78	0.55	3.28	24.05	2.72
Revenue	120.01	105.44	83.14	72.21	48.98	90.77
Revenue Growth	24.68%	26.82%	15.15%	47.43%	-46.04%	71.99%
Salaries and Employee Benefits	32.2	27.23	27.36	27.67	24.98	20.46
Occupancy Expenses	11.04	11.35	10.61	10.29	9.4	8.99
Federal Deposit Insurance	1.41	1.37	1.63	1.47	0.7	-
Selling, General & Administrative	20.32	20.35	20.11	21.83	19.36	18.66
Other Non-Interest Expense	6.28	6.71	7.75	5.09	26.39	9.03
Total Non-Interest Expense	71.25	67.01	67.46	66.35	85.82	57.14
EBT Excluding Unusual Items	48.76	38.43	15.69	5.85	-36.85	33.62
Pretax Income	48.76	38.43	15.69	5.85	-36.85	33.62
Income Tax Expense	3.26	9.73	4.71	2.5	-6.85	8.21
Net Income	45.5	28.7	10.97	3.35	-30	25.42
Preferred Dividends & Other Adjustments	1.13	1.13	0.64	-	-	-
Net Income to Common	44.38	27.58	10.33	3.35	-30	25.42
Net Income Growth	117.82%	166.87%	208.29%	-	-	559.62%
Basic Shares Outstanding	23	23	22	23	23	17
Diluted Shares Outstanding	23	23	23	23	23	17
Shares Change	2.15%	2.26%	-1.19%	0.58%	35.13%	-27.86%
EPS (Basic)	1.93	1.21	0.46	0.15	-1.32	1.52
EPS (Diluted)	1.90	1.20	0.46	0.15	-1.32	1.51
EPS Growth	113.18%	160.87%	212.14%	-	-	817.87%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	6.68%	25.31%	30.05%	42.73%	-	24.41%

SEC Filings: 10-K · 10-Q