Peoples Bancorp of North Carolina, Inc. (PEBK)

NASDAQ: PEBK · Real-Time Price · USD

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38.60

+1.09 (2.91%)

At close: Feb 6, 2026, 4:00 PM EST

38.61

+0.01 (0.03%)

After-hours: Feb 6, 2026, 4:10 PM EST

PEBK Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	67.25	62.92	55.51	43.08	41.19
Interest Income on Investments	16.37	17.81	16.36	11.35	5.99
Total Interest Income	83.62	80.73	71.86	54.43	47.18
Interest Paid on Deposits	23.64	24.55	14.65	2.58	2.78
Interest Paid on Borrowings	0.96	2.1	2.5	0.74	0.42
Total Interest Expense	24.6	26.65	17.14	3.32	3.21
Net Interest Income	59.02	54.08	54.72	51.11	43.97
Net Interest Income Growth (YoY)	9.13%	-1.17%	7.07%	16.22%	-0.34%
Mortgage Banking Activities	0.33	0.36	0.3	0.39	2.51
Gain (Loss) on Sale of Assets	3.01	-	0.18	-0.09	0.11
Gain (Loss) on Sale of Investments	-0.08	0.01	-2.49	-	-
Other Non-Interest Income	27.72	27.35	24.92	26.38	22.29
Total Non-Interest Income	30.98	27.72	22.91	26.69	24.92
Non-Interest Income Growth (YoY)	11.78%	20.95%	-14.14%	7.10%	8.75%
Revenues Before Loan Losses	90	81.79	77.63	77.8	68.89
Provision for Loan Losses	0.94	-0.29	1.57	1.47	-1.16
Revenue	89.06	82.08	76.07	76.33	70.06
Revenue Growth (YoY)	8.50%	7.90%	-0.34%	8.95%	11.59%
Salaries and Employee Benefits	28.25	28	26.45	25.88	24.33
Federal Deposit Insurance	-	0.76	0.75	0.46	0.42
Selling, General & Administrative	8.95	12.01	10.62	10.91	10.4
Other Non-Interest Expense	26.02	20.38	18.33	18.78	15.99
Total Non-Interest Expense	63.21	61.15	56.14	56.03	51.13
EBT Excluding Unusual Items	25.85	20.93	19.92	20.3	18.93
Pretax Income	25.85	20.93	19.92	20.3	18.93
Income Tax Expense	6.02	4.58	4.38	4.17	3.8
Net Income	19.83	16.35	15.55	16.12	15.13
Net Income to Common	19.83	16.35	15.55	16.12	15.13
Net Income Growth	21.26%	5.19%	-3.58%	6.54%	33.25%
Basic Shares Outstanding	5	5	5	5	6
Diluted Shares Outstanding	5	5	6	6	6
Shares Change (YoY)	-0.09%	-2.27%	-0.90%	-1.52%	-1.25%
EPS (Basic)	3.74	3.08	2.87	2.94	2.71
EPS (Diluted)	3.62	2.98	2.77	2.85	2.63
EPS Growth	21.48%	7.58%	-2.81%	8.37%	34.87%
Dividend Per Share	0.800	0.760	0.760	0.720	0.660
Dividend Growth	5.26%	-	5.56%	9.09%	10.00%
Effective Tax Rate	23.29%	21.86%	21.97%	20.56%	20.05%

Updated Jan 26, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q