Peoples Bancorp of North Carolina, Inc. (PEBK)

PEBK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	102	59.27	82.38	71.6	277.5	161.58
Investment Securities	123.48	122.07	127.53	173.4	192.36	103.09
Mortgage-Backed Securities	250.78	267.56	266.17	273.84	217.15	145.31
Total Investments	374.26	389.63	393.7	447.24	409.51	248.4
Gross Loans	1,158	1,138	1,093	1,033	884.87	948.64
Allowance for Loan Losses	-9.79	-10	-11.04	-10.49	-9.36	-9.91
Net Loans	1,148	1,128	1,082	1,022	875.51	938.73
Property, Plant & Equipment	18.36	18.86	21.43	23.32	20.72	22.02
Loans Held for Sale	1.54	1.37	0.69	0.21	3.64	9.14
Accrued Interest Receivable	31.92	20.99	20.98	20.45	16.53	17.35
Long-Term Deferred Tax Assets	-	14.29	15.48	17.49	2.72	0.85
Other Real Estate Owned & Foreclosed	-	0.37	-	-	-	0.13
Other Long-Term Assets	17.59	17.68	18.13	17.7	17.37	16.97
Total Assets	1,694	1,652	1,636	1,621	1,624	1,416
Interest Bearing Deposits	956.68	936.54	810.45	881.13	872.1	738.34
Institutional Deposits	150.58	145.94	148.9	31	26.33	25.77
Non-Interest Bearing Deposits	406.56	402.25	432.69	523.09	514.32	456.98
Total Deposits	1,514	1,485	1,392	1,435	1,413	1,221
Short-Term Borrowings	-	-	86.72	47.69	37.09	26.2
Current Portion of Leases	0.38	0.77	-	-	-	-
Accrued Interest Payable	15.41	17.07	15.84	12.18	11.84	10.05
Long-Term Leases	3.47	3.36	4.83	5.19	4.68	3.47
Trust Preferred Securities	15.46	15.46	15.46	15.46	15.46	15.46
Total Liabilities	1,550	1,521	1,515	1,516	1,482	1,276
Common Stock	48.71	48.66	50.63	52.64	53.31	56.87
Retained Earnings	127.51	121.06	109.76	100.16	88.97	77.63
Comprehensive Income & Other	-32.21	-39.16	-39.37	-47.6	0.1	5.4
Shareholders' Equity	144.01	130.56	121.02	105.2	142.37	139.9
Total Liabilities & Equity	1,694	1,652	1,636	1,621	1,624	1,416
Total Debt	19.31	19.6	107.01	68.34	57.24	45.14
Net Cash (Debt)	82.69	39.67	-24.64	3.26	220.26	116.44
Net Cash Growth	87.68%	-	-	-98.52%	89.16%	-
Net Cash Per Share	15.11	7.23	-4.39	0.58	38.31	20.00
Filing Date Shares Outstanding	5.31	5.46	5.46	5.64	5.66	5.79
Total Common Shares Outstanding	5.31	5.46	5.53	5.64	5.66	5.79
Book Value Per Share	27.12	23.92	21.87	18.66	25.15	24.17
Tangible Book Value	144.01	130.56	121.02	105.2	142.37	139.9
Tangible Book Value Per Share	27.12	23.92	21.87	18.66	25.15	24.17

Updated Jul 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q