Peoples Bancorp of North Carolina, Inc. (PEBK)

NASDAQ: PEBK · Real-Time Price · USD

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38.60

+1.09 (2.91%)

At close: Feb 6, 2026, 4:00 PM EST

38.61

+0.01 (0.03%)

After-hours: Feb 6, 2026, 4:10 PM EST

PEBK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	58.11	59.27	82.38	71.6	277.5
Investment Securities	379.96	122.07	127.53	173.4	192.36
Mortgage-Backed Securities	-	267.56	266.17	273.84	217.15
Total Investments	379.96	389.63	393.7	447.24	409.51
Gross Loans	1,204	1,138	1,093	1,033	884.87
Allowance for Loan Losses	-10.13	-10	-11.04	-10.49	-9.36
Net Loans	1,194	1,128	1,082	1,022	875.51
Property, Plant & Equipment	14.16	18.86	21.43	23.32	20.72
Loans Held for Sale	1.14	1.37	0.69	0.21	3.64
Accrued Interest Receivable	36.69	20.99	20.98	20.45	16.53
Long-Term Deferred Tax Assets	-	14.29	15.48	17.49	2.72
Other Real Estate Owned & Foreclosed	-	0.37	-	-	-
Other Long-Term Assets	17.84	17.68	18.13	17.7	17.37
Total Assets	1,702	1,652	1,636	1,621	1,624
Interest Bearing Deposits	955.27	936.54	810.45	881.13	872.1
Institutional Deposits	159.39	145.94	148.9	31	26.33
Non-Interest Bearing Deposits	394.56	402.25	432.69	523.09	514.32
Total Deposits	1,509	1,485	1,392	1,435	1,413
Short-Term Borrowings	-	-	86.72	47.69	37.09
Current Portion of Leases	-	0.77	-	-	-
Accrued Interest Payable	18.94	17.07	15.84	12.18	11.84
Long-Term Leases	-	3.36	4.83	5.19	4.68
Trust Preferred Securities	15.46	15.46	15.46	15.46	15.46
Other Long-Term Liabilities	1.4	-	-	-	-
Total Liabilities	1,545	1,521	1,515	1,516	1,482
Common Stock	48.71	48.66	50.63	52.64	53.31
Retained Earnings	135.65	121.06	109.76	100.16	88.97
Comprehensive Income & Other	-27.24	-39.16	-39.37	-47.6	0.1
Shareholders' Equity	157.12	130.56	121.02	105.2	142.37
Total Liabilities & Equity	1,702	1,652	1,636	1,621	1,624
Total Debt	15.46	19.6	107.01	68.34	57.24
Net Cash (Debt)	42.64	39.67	-24.64	3.26	220.26
Net Cash Growth	7.50%	-	-	-98.52%	89.16%
Net Cash Per Share	7.78	7.23	-4.39	0.58	38.31
Filing Date Shares Outstanding	5.31	5.46	5.46	5.64	5.66
Total Common Shares Outstanding	5.31	5.46	5.53	5.64	5.66
Book Value Per Share	29.59	23.92	21.87	18.66	25.15
Tangible Book Value	157.12	130.56	121.02	105.2	142.37
Tangible Book Value Per Share	29.59	23.92	21.87	18.66	25.15

Updated Jan 26, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q