Peoples Bancorp of North Carolina, Inc. (PEBK)

PEBK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	58.11	59.27	82.38	71.6	277.5
Securities and Investments	379.96	390.73	394.8	448.05	410.22
Other Earning Assets	1.14	1.37	0.69	0.21	3.64
Gross Loans	1,204	1,138	1,093	1,033	884.87
Allowance for Loan Losses	-10.13	-10	-11.04	-10.49	-9.36
Net Loans	1,194	1,128	1,082	1,022	875.51
Net Property, Plant & Equipment	17.64	18.86	21.43	23.32	20.72
Accrued Interest and Accounts Receivable	33.21	35.29	36.46	37.93	19.25
Other Non-Earning Assets	17.84	18.04	18.13	17.7	17.37
Total Assets	1,702	1,652	1,636	1,621	1,624
Interest-bearing deposits	1,115	1,082	959.36	912.13	898.43
Noninterest-bearing deposits	394.56	402.25	432.69	523.09	514.32
Total Deposits	1,509	1,485	1,392	1,435	1,413
Short-Term Interbank Borrowing and Repurchase Agreements	15.46	15.46	86.72	47.69	37.09
Accrued Expenses	16.73	17.07	15.84	12.18	11.84
Long-Term Debt	-	-	15.46	15.46	15.46
Other Liabilities	3.62	4.14	4.83	5.19	4.68
Total Liabilities	1,545	1,521	1,515	1,516	1,482
Common Stock	48.71	48.66	50.63	52.64	53.31
Treasury Stock	-1.51	-1.76	-1.91	-2.18	-1.99
Additional Paid-in Capital	1.51	1.76	1.91	2.18	1.99
Accumulated Other Comprehensive Income	-27.24	-39.16	-39.37	-47.6	0.1
Retained Earnings	135.65	121.06	109.76	100.16	88.97
Shareholders' Equity	157.12	130.56	121.02	105.2	142.37
Total Liabilities & Equity	1,702	1,652	1,636	1,621	1,624
Total Debt	0	0	15.46	15.46	15.46
Net Cash (Debt)	-0	-0	-15.46	-15.46	-15.46
Net Cash Per Share	-	-	-2.76	-2.73	-2.69
Book Value	157.12	130.56	121.02	105.2	142.37
Book Value Per Share	28.72	23.81	21.57	18.58	24.76
Tangible Book Value	157.12	130.56	121.02	105.2	142.37
Tangible Book Value Per Share	28.72	23.81	21.57	18.58	24.76

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q