PEBK Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	210	198	170	168	184	156
Market Cap Growth	43.54%	15.96%	1.58%	-8.55%	17.47%	17.27%
Enterprise Value	163.98	197.71	170.5	183.31	199	171.71
Last Close Price	38.45	36.20	31.25	30.94	32.56	27.59
PE Ratio	10.27	10.00	10.49	11.17	11.42	10.49
PS Ratio	2.28	2.22	2.08	2.21	2.40	2.23
PB Ratio	1.26	1.26	1.31	1.39	1.74	1.10
P/TBV Ratio	1.34	1.26	1.31	1.43	1.75	1.11
P/FCF Ratio	10.17	9.91	8.54	8.06	10.17	5.91
P/OCF Ratio	9.50	9.25	8.29	7.37	8.12	5.81
EV/Sales Ratio	1.84	2.22	2.08	2.41	2.61	2.45
EV/EBITDA Ratio	-	72.18	59.00	58.64	33.00	30.83
EV/FCF Ratio	8.22	9.91	8.54	8.80	11.02	6.50
Debt / Equity Ratio	-	0	0	0.13	0.15	0.11
Debt / EBITDA Ratio	-	-	-	4.95	2.56	2.78
Debt / FCF Ratio	-	-	-	0.74	0.86	0.59
Net Debt / Equity Ratio	-	-	-	0.13	0.15	0.11
Net Debt / EBITDA Ratio	-	-	-	4.95	2.56	2.78
Net Debt / FCF Ratio	-	-	-	0.74	0.86	0.59
Asset Turnover	0.05	0.05	0.05	0.05	0.05	0.05
Return on Equity (ROE)	13.79%	13.79%	13.00%	13.74%	13.03%	10.72%
Earnings Yield	9.77%	10.00%	9.54%	8.95%	8.75%	9.53%
FCF Yield	9.83%	10.10%	11.71%	12.41%	9.84%	16.91%
Dividend Yield	2.61%	2.73%	3.05%	3.04%	2.77%	2.47%
Payout Ratio	27.07%	26.46%	30.86%	32.86%	30.61%	25.06%
Buyback Yield / Dilution	-0.03%	-0.03%	1.15%	1.19%	0.36%	2.31%
Total Shareholder Return	2.58%	2.71%	4.20%	4.23%	3.13%	4.77%

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q