Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
30.11
+0.49 (1.65%)
Nov 20, 2024, 4:00 PM EST - Market closed

PEBK Statistics

Total Valuation

PEBK has a market cap or net worth of $159.55 million.

Market Cap 159.55M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, October 21, 2024, before market open.

Earnings Date Oct 21, 2024
Ex-Dividend Date Sep 3, 2024

Share Statistics

PEBK has 5.30 million shares outstanding. The number of shares has decreased by -2.40% in one year.

Current Share Class 5.30M
Shares Outstanding 5.30M
Shares Change (YoY) -2.40%
Shares Change (QoQ) +0.08%
Owned by Insiders (%) 12.91%
Owned by Institutions (%) 37.53%
Float 4.10M

Valuation Ratios

The trailing PE ratio is 10.22.

PE Ratio 10.22
Forward PE n/a
PS Ratio 2.00
Forward PS n/a
PB Ratio 1.17
P/TBV Ratio 1.17
P/FCF Ratio 7.92
P/OCF Ratio 7.60
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.40
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.33%.

Return on Equity (ROE) 13.33%
Return on Assets (ROA) 0.99%
Return on Capital (ROIC) n/a
Revenue Per Employee $273,955
Profits Per Employee $55,596
Employee Count 292
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PEBK has paid $4.53 million in taxes.

Income Tax 4.53M
Effective Tax Rate 21.82%

Stock Price Statistics

The stock price has increased by +11.52% in the last 52 weeks. The beta is 0.59, so PEBK's price volatility has been lower than the market average.

Beta (5Y) 0.59
52-Week Price Change +11.52%
50-Day Moving Average 26.46
200-Day Moving Average 28.12
Relative Strength Index (RSI) 69.54
Average Volume (20 Days) 11,594

Short Selling Information

The latest short interest is 83,571, so 1.58% of the outstanding shares have been sold short.

Short Interest 83,571
Short Previous Month 91,145
Short % of Shares Out 1.58%
Short % of Float 2.04%
Short Ratio (days to cover) 6.94

Income Statement

In the last 12 months, PEBK had revenue of $80.00 million and earned $16.23 million in profits. Earnings per share was $2.95.

Revenue 80.00M
Gross Profit 80.00M
Operating Income 21.89M
Pretax Income 20.73M
Net Income 16.23M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.95
Full Income Statement

Balance Sheet

The company has $73.16 million in cash and $28.21 million in debt, giving a net cash position of $44.96 million or $8.48 per share.

Cash & Cash Equivalents 73.16M
Total Debt 28.21M
Net Cash 44.96M
Net Cash Per Share $8.48
Equity (Book Value) 136.28M
Book Value Per Share 25.72
Working Capital -1.40B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $20.99 million and capital expenditures -$853,000, giving a free cash flow of $20.14 million.

Operating Cash Flow 20.99M
Capital Expenditures -853,000
Free Cash Flow 20.14M
FCF Per Share $3.80
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 27.36%
Pretax Margin 25.96%
Profit Margin 20.29%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 24.02%

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 2.52%.

Dividend Per Share $0.76
Dividend Yield 2.52%
Dividend Growth (YoY) 1.33%
Years of Dividend Growth 3
Payout Ratio 25.78%
Buyback Yield 2.40%
Shareholder Yield 4.92%
Earnings Yield 10.18%
FCF Yield 12.62%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on December 1, 2017. It was a forward split with a ratio of 1.1:1.

Last Split Date Dec 1, 2017
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4