PEBK Statistics

Total Valuation

PEBK has a market cap or net worth of $149.45 million. The enterprise value is $66.35 million.

Market Cap	149.45M
Enterprise Value	66.35M

Important Dates

The next estimated earnings date is Monday, July 21, 2025, before market open.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	Jun 3, 2025

Share Statistics

PEBK has 5.30 million shares outstanding. The number of shares has decreased by -1.73% in one year.

Current Share Class	5.30M
Shares Outstanding	5.30M
Shares Change (YoY)	-1.73%
Shares Change (QoQ)	-0.10%
Owned by Insiders (%)	15.20%
Owned by Institutions (%)	46.94%
Float	4.27M

Valuation Ratios

The trailing PE ratio is 9.25.

PE Ratio	9.25
Forward PE	n/a
PS Ratio	1.80
Forward PS	n/a
PB Ratio	1.08
P/TBV Ratio	1.08
P/FCF Ratio	6.92
P/OCF Ratio	6.55
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	3.96
EV / Sales	0.80
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	3.07

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.90
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.90%.

Return on Equity (ROE)	12.90%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$282,425
Profits Per Employee	$56,973
Employee Count	294
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PEBK has paid $5.08 million in taxes.

Income Tax	5.08M
Effective Tax Rate	23.26%

Stock Price Statistics

The stock price has decreased by -5.37% in the last 52 weeks. The beta is 0.63, so PEBK's price volatility has been lower than the market average.

Beta (5Y)	0.63
52-Week Price Change	-5.37%
50-Day Moving Average	27.62
200-Day Moving Average	28.16
Relative Strength Index (RSI)	50.33
Average Volume (20 Days)	6,352

Short Selling Information

The latest short interest is 47,567, so 0.90% of the outstanding shares have been sold short.

Short Interest	47,567
Short Previous Month	45,507
Short % of Shares Out	0.90%
Short % of Float	1.11%
Short Ratio (days to cover)	10.71

Income Statement

In the last 12 months, PEBK had revenue of $83.03 million and earned $16.75 million in profits. Earnings per share was $3.05.

Revenue	83.03M
Gross Profit	83.03M
Operating Income	22.59M
Pretax Income	20.73M
Net Income	16.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.05

Full Income Statement

Balance Sheet

The company has $102.52 million in cash and $19.42 million in debt, giving a net cash position of $83.10 million or $15.69 per share.

Cash & Cash Equivalents	102.52M
Total Debt	19.42M
Net Cash	83.10M
Net Cash Per Share	$15.69
Equity (Book Value)	138.51M
Book Value Per Share	26.14
Working Capital	-1.40B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $22.81 million and capital expenditures -$1.22 million, giving a free cash flow of $21.59 million.

Operating Cash Flow	22.81M
Capital Expenditures	-1.22M
Free Cash Flow	21.59M
FCF Per Share	$4.08

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	27.20%
Pretax Margin	26.29%
Profit Margin	20.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.00%

Dividends & Yields

This stock pays an annual dividend of $0.94, which amounts to a dividend yield of 3.33%.

Dividend Per Share	$0.94
Dividend Yield	3.33%
Dividend Growth (YoY)	2.17%
Years of Dividend Growth	3
Payout Ratio	30.82%
Buyback Yield	1.73%
Shareholder Yield	5.06%
Earnings Yield	11.21%
FCF Yield	14.45%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 1, 2017. It was a forward split with a ratio of 1.1:1.

Last Split Date	Dec 1, 2017
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4