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Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
17.78
+0.18 (1.02%)
Jul 29, 2026, 4:00 PM EDT - Market closed

PROV Income Statement

Millions USD. Fiscal year is Jul - Jun.
Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Revenue
59.6260.1658.6750.0739.45
Revenue Growth
-0.90%2.53%17.18%26.92%-0.83%
Cost of Revenue
19.5621.1619.819.013.14
Gross Profit
40.053938.8641.0636.31
Selling, General & Admin
25.0924.9323.4723.3221.08
Depreciation & Amortization Expenses
1.761.541.311.151.28
Other Operating Expenses
3.583.653.74.171.09
Total Operating Expenses
30.4230.1328.4828.6423.45
Operating Income
9.648.8710.3912.4212.86
Pretax Income
9.648.8710.3912.4212.86
Provision for Income Taxes
2.982.623.043.823.77
Net Income
6.666.267.358.599.09
Net Income to Common
6.666.267.358.599.09
Net Income Growth
6.40%-14.91%-14.44%-5.51%20.26%
Shares Outstanding (Basic)
67777
Shares Outstanding (Diluted)
67777
Shares Change
-4.11%-2.85%-3.62%-3.13%-1.43%
EPS (Basic)
1.040.931.061.201.23
EPS (Diluted)
1.030.931.061.191.22
EPS Growth
10.75%-12.26%-10.92%-2.46%22.00%

Additional Metrics

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period Ending
Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Free Cash Flow
08.164.115.5811.63
Free Cash Flow Growth
-99.10%-73.72%34.02%2.47%
Free Cash Flow Per Share
-1.210.592.161.56
Dividends Per Share
0.5600.5600.5600.5600.560
Dividend Growth
0%0%0%0%0%
Gross Margin
67.19%64.83%66.24%82.01%92.05%
Operating Margin
16.16%14.75%17.70%24.80%32.60%
Profit Margin
11.16%10.40%12.53%17.16%23.05%
FCF Margin
0.00%13.56%6.98%31.13%29.48%
EBITDA
9.6412.3613.5415.617.71
EBITDA Margin
16.16%20.55%23.08%31.17%44.89%
EBIT
9.648.8710.3912.4212.86
EBIT Margin
16.16%14.75%17.70%24.80%32.60%
Effective Tax Rate
30.94%29.51%29.23%30.80%29.28%
SEC Filings: 10-K · 10-Q