Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
17.91
-0.04 (-0.22%)
Aug 18, 2026, 4:00 PM EDT - Market closed
PROV Income Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Interest Income on Loans | 52.02 | 52.54 | 50.19 | 42.19 | 32.16 |
Interest Income on Investments | 3.87 | 4.08 | 4.54 | 3.8 | 2.57 |
Total Interest Income | 55.89 | 56.62 | 54.73 | 45.99 | 34.73 |
Interest Paid on Deposits | 11.82 | 11.23 | 9.67 | 3.15 | 1.14 |
Interest Paid on Borrowings | 7.74 | 9.93 | 10.14 | 5.86 | 1.99 |
Total Interest Expense | 19.56 | 21.16 | 19.81 | 9.01 | 3.14 |
Net Interest Income | 36.33 | 35.47 | 34.92 | 36.99 | 31.6 |
Net Interest Income Growth | 2.42% | 1.56% | -5.58% | 17.06% | 3.12% |
Gain (Loss) on Sale of Investments | - | 0.19 | 0.54 | - | - |
Other Non-Interest Income | 2.66 | 2.23 | 2.25 | 2.78 | 3.41 |
Total Non-Interest Income | 3.73 | 3.53 | 3.94 | 4.08 | 4.72 |
Non-Interest Income Growth | 5.52% | -10.40% | -3.29% | -13.59% | 3.13% |
Revenues Before Loan Losses | 40.05 | 39 | 38.86 | 41.06 | 36.31 |
Provision for Loan Losses | -0.55 | -0.67 | -0.06 | 0.37 | -2.46 |
| 40.61 | 39.67 | 38.93 | 40.69 | 38.77 | |
Revenue Growth | 2.37% | 1.90% | -4.32% | 4.93% | 7.94% |
Salaries and Employee Benefits | 19.26 | 18.46 | 17.4 | 16.55 | 15.04 |
Federal Deposit Insurance | 0.66 | 0.74 | 0.78 | 0.66 | 0.54 |
Selling, General & Administrative | 7.58 | 8.01 | 7.37 | 7.92 | 7.33 |
Other Non-Interest Expense | 3.47 | 3.58 | 2.98 | 3.14 | 3.01 |
Total Non-Interest Expense | 30.97 | 30.79 | 28.54 | 28.27 | 25.92 |
EBT Excluding Unusual Items | 9.64 | 8.87 | 10.39 | 12.42 | 12.86 |
Pretax Income | 9.64 | 8.87 | 10.39 | 12.42 | 12.86 |
Income Tax Expense | 2.98 | 2.62 | 3.04 | 3.82 | 3.77 |
Net Income | 6.66 | 6.26 | 7.35 | 8.59 | 9.09 |
Net Income to Common | 6.66 | 6.26 | 7.35 | 8.59 | 9.09 |
Net Income Growth | 6.40% | -14.91% | -14.44% | -5.51% | 20.26% |
Basic Shares Outstanding | 6 | 7 | 7 | 7 | 7 |
Diluted Shares Outstanding | 6 | 7 | 7 | 7 | 7 |
Shares Change | -4.11% | -2.85% | -3.23% | -3.45% | -1.19% |
EPS (Basic) | 1.04 | 0.93 | 1.06 | 1.20 | 1.23 |
EPS (Diluted) | 1.03 | 0.93 | 1.06 | 1.19 | 1.22 |
EPS Growth | 10.75% | -12.16% | -11.03% | -2.46% | 22.00% |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Dividend Per Share | 0.560 | 0.560 | 0.560 | 0.560 | 0.560 |
Dividend Growth | 0% | 0% | 0% | 0% | 0% |
Effective Tax Rate | 30.94% | 29.50% | 29.23% | 30.80% | 29.28% |