Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
204.15
-0.08 (-0.04%)
At close: Aug 31, 2026, 4:00 PM EDT
213.71
+9.56 (4.68%)
Pre-market: Sep 1, 2026, 4:02 AM EDT

Royal Bank of Canada Financials Overview

Millions CAD. Fiscal year is Nov - Oct.

Revenue & Profits

Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Revenue
17,53816,54116,87016,20216,10414,24815,68914,23413,97213,23412,67211,96512,36111,84512,82512,18611,79211,56212,96112,603
Revenue Growth
8.91%16.09%7.53%13.83%15.26%7.66%23.81%18.96%13.03%11.73%-1.19%-1.81%4.83%2.45%-1.05%-3.31%-11.31%-1.30%1.00%18.17%
Net Income
5,8795,3725,6435,2935,2904,2745,0114,1284,3773,8813,5223,8703,8003,6123,0873,8093,5174,1824,0393,819
Earnings Per Share
4.233.854.033.763.753.023.542.913.092.742.502.772.732.602.232.752.512.962.842.67
EPS Growth
12.80%27.48%13.84%29.23%21.36%10.22%41.60%5.23%13.31%5.38%12.11%0.70%8.64%-12.16%-21.48%2.85%-15.49%7.25%6.77%19.97%

Revenue by Segment

Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Personal Banking
5,2855,0495,2385,1785,0604,8054,8114,6584,4904,1634,0314,0093,8983,7113,8533,7133,609---
Commercial Banking
2,2522,1592,2072,2212,1522,0622,1272,0772,0361,6561,6131,5651,5111,4331,5231,5391,418---
Wealth Management
6,4125,9546,0845,9005,5135,3975,5685,1864,9644,7894,6874,3324,5564,5484,7254,4544,1523,9733,9863,833
Insurance
3283453382093683384062782852983632483362721546441,2332341,3991,501
Capital Markets
4,2123,9434,0183,6113,7583,3013,7562,9033,0043,1542,9512,5642,6792,6623,1462,5051,8892,5313,0242,457
Corporate Support
4937590134-23171-28-14894-160-33-3-181-44-288-169-257-146-20

Cash & Debt

Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Cash & Investments
840,208794,214776,769804,819730,760791,866740,677815,292732,140703,394778,933808,846712,436709,130781,788743,010701,078735,652683,115684,562
Total Debt
505,803483,079470,622512,512438,981489,415449,852501,299444,694429,753452,989510,240462,911427,021432,979462,220411,128441,155363,672376,226
Net Cash (Debt)
334,405311,135306,147292,307291,779302,451290,825313,993287,446273,641325,944298,606249,525282,109348,809280,790289,950294,497319,443308,336
Net Cash Growth
14.61%2.87%5.27%-6.91%1.51%10.53%-10.78%5.15%15.20%-3.00%-6.55%6.35%-13.94%-4.21%9.19%-8.93%-8.99%-1.14%3.72%16.20%
Net Cash Per Share
240.39222.79218.38207.80206.98213.97205.31221.62202.98193.50231.55213.22178.88202.93251.93202.22207.30208.49224.23216.04

Cash Flow & CapEx

Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Operating Cash Flow
-27,927-18,05311,298-48,924-5,6915,005-1,255-31,078-10,443-15,812-11,124-27,1383,4184,0951,714-30,559-13,834-8,621-33,577-6,075
Capital Expenditures
-743-459-597-549-530-483-681-671-717-410-482-769-557-706-698-771-586-553-590-647
Free Cash Flow
-28,670-18,51210,701-49,473-6,2214,522-1,936-31,749-11,160-16,222-11,606-27,9072,8613,3891,016-31,330-14,420-9,174-34,167-6,722
Free Cash Flow Growth
--------------------

Margins

Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Profit Margin
33.52%32.48%33.45%32.67%32.85%30.00%31.94%29.00%31.33%29.33%27.79%32.34%30.74%30.49%24.07%31.26%29.83%36.17%31.16%30.30%
FCF Margin
-163.47%-111.92%63.43%-305.35%-38.63%31.74%-12.34%-223.05%-79.87%-122.58%-91.59%-233.24%23.14%28.61%7.92%-257.10%-122.29%-79.35%-263.61%-53.34%

Dividends

Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Dividend Per Share
1.7601.6401.6401.5401.5401.4801.4801.4201.4201.3801.3801.3501.3501.3201.3201.2801.2801.2001.2001.080
Dividend Per Share Growth
14.29%10.81%10.81%8.45%8.45%7.25%7.25%5.18%5.18%4.54%4.54%5.47%5.47%10.00%10.00%18.52%18.52%11.11%11.11%0%
Dividend Yield
2.24%2.61%2.79%3.00%3.42%3.63%3.38%3.51%3.81%4.40%4.49%5.27%4.48%4.33%4.21%4.50%4.40%4.11%3.60%3.98%

Valuation

Fiscal QuarterQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
PE Ratio
18.3815.8015.4914.5313.4113.1414.4114.9713.9412.4912.4710.8012.7513.3312.9011.2811.2511.2312.8811.63
PS Ratio
6.075.195.014.644.164.024.394.404.213.753.783.173.713.843.893.623.583.624.083.64