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Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
204.15
-0.08 (-0.04%)
Aug 31, 2026, 4:00 PM EDT - Market closed

Royal Bank of Canada Balance Sheet

Millions CAD. Fiscal year is Nov - Oct.

Assets

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Cash & Equivalents
61,14056,34743,22634,02432,92746,62169,20054,72353,23059,37371,34758,98978,35896,19984,27770,39787,110113,929129,163111,846
Investment Securities
755,456723,632689,427700,923669,831668,779624,541671,642631,065576,759618,635628,656628,272598,031594,167593,697570,717537,211526,376530,932
Trading Asset Securities
414,596387,346400,670410,748359,177377,348343,102343,746296,100303,765298,635338,580199,277195,812275,637246,757197,258236,196178,406185,175
Mortgage-Backed Securities
2,9682,6522,5722,6742,6832,4782,4432,6342,4892,4842,5322,7012,5512,7092,7432,8882,8022,8652,7402,747
Total Investments
1,173,0201,113,6301,092,6691,114,3451,031,6911,048,605970,0861,018,022929,654883,008919,802969,937830,100796,552872,547843,342770,777776,272707,522718,854
Gross Loans
1,116,1591,085,4701,062,2821,050,0691,032,7321,014,4311,012,650987,934977,595966,254863,615858,306840,209835,519827,793824,327799,981778,030744,078722,366
Allowance for Loan Losses
-7,429-7,521-7,401-7,093-7,272-7,125-6,600-6,037-5,798-5,715-5,299-5,004-4,495-4,332-3,999-3,753-3,667-3,566-4,047-4,089
Net Loans
1,108,7301,077,9491,054,8811,042,9761,025,4601,007,3061,006,050981,897971,797960,539858,316853,302835,714831,187823,794820,574796,314774,464740,031718,277
Property, Plant & Equipment
6,9476,7786,7236,8196,7426,7346,8786,8526,9436,9086,6336,7496,7937,0237,0197,2147,1427,2257,4067,424
Goodwill
19,48919,23719,25519,40519,31619,28719,57819,28619,12519,03112,43012,59412,29912,46912,20412,27710,93310,98111,01010,854
Other Intangible Assets
7,3347,2987,3437,4027,4267,5327,7127,7988,0328,1335,7905,9035,8926,0265,9576,0834,3834,4164,4594,471
Accrued Interest Receivable
---8,342---7,904---7,774---4,703---2,195
Other Receivables
---18,390---15,150---21,407---19,223---13,342
Restricted Cash
3,0003,0003,00030,4182,0002,0002,00022,4752,0002,0003,00023,1042,0003,0002,00027,6342,0002,0002,00016,541
Other Current Assets
---22,66418287417,1266779,05919,49335,859112,60584,72946,18897,23584,14680,30382,31489,460
Long-Term Deferred Tax Assets
---4,486---4,328---3,116---1,472---2,011
Other Long-Term Assets
119,157111,841115,29615,735102,313104,020109,44816,02184,64982,99977,5947,79773,973103,11779,0337,06579,28778,98268,56411,048
Total Assets
2,498,8172,396,0802,342,3932,325,0062,227,8932,242,1332,191,0262,171,5822,076,1072,031,0501,974,4052,006,5311,957,7341,940,3021,933,0191,917,2191,842,0921,848,5721,752,4691,706,323

Liabilities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Accounts Payable
---1,663---1,475---1,580---1,292---1,867
Accrued Expenses
---23,061---20,051---17,154---19,965---15,801
Interest Bearing Deposits
608,253582,387574,053596,937573,494569,855564,538541,163524,656511,636460,938458,490445,532428,407433,251989,652467,777465,781475,952461,937
Institutional Deposits
810,000779,000753,000704,000701,000670,000674,000670,000644,000619,000602,000586,000583,000584,000570,000-484,000451,000440,000416,000
Non-Interest Bearing Deposits
226,320220,159215,163214,679206,983206,931203,402198,368192,609196,967178,230187,197187,139197,646200,591219,162226,827234,816226,890222,894
Total Deposits
1,644,5731,581,5461,542,2161,515,6161,481,4771,446,7861,441,9401,409,5311,361,2651,327,6031,241,1681,231,6871,215,6711,210,0531,203,8421,208,8141,178,6041,151,5971,142,8421,100,831
Short-Term Borrowings
---20,496---13,996---16,223---19,647---7,916
Current Portion of Long-Term Debt
--265,334289,935244,491261,715251,318304,855282,158257,929312,070334,959310,474270,013273,206273,111258,469260,516240,643261,721
Current Portion of Leases
---694---709---653---654---631
Current Income Taxes Payable
---2,852---2,398---2,962---2,136---3,403
Accrued Interest Payable
---11,784---13,226---10,936---5,019---2,178
Other Current Liabilities
59,40557,47247,80974,71247,09046,85145,53457,45034,68040,59754,54883,69156,06056,27680,47683,28655,89456,03460,50377,915
Long-Term Debt
505,803483,079205,288197,495194,490227,700198,534177,775162,536171,824140,919154,294152,437157,008159,773164,352152,659180,639123,029101,512
Long-Term Leases
---3,892---3,964---4,111---4,456---4,446
Long-Term Unearned Revenue
---4,277---4,149---3,830---3,660---3,518
Pension & Post-Retirement Benefits
---1,966---1,924---1,611---1,668---2,038
Long-Term Deferred Tax Liabilities
---484---542---426---439---74
Other Long-Term Liabilities
143,942133,210141,88836,928124,713126,551120,43732,345110,976111,493109,21227,267110,663135,598107,92320,54592,46895,38183,44423,710
Total Liabilities
2,353,7232,255,3072,202,5352,185,8552,092,2612,109,6032,057,7632,044,3901,951,6151,909,4461,857,9171,891,3841,845,3051,828,9481,825,2201,809,0441,738,0941,744,1671,650,4611,607,561

Shareholders' Equity

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Preferred Stock, Redeemable
---------75075023--232377377377323
Preferred Stock, Non-Redeemable
8,7048,7048,7048,5938,4746,766-5,370-5,3704,0004,0004,0004,0004,0004,0004,0004,0004,0004,000
Preferred Stock, Convertible
2,4502,4502,4503,0503,0503,65010,4163,6509,5203,3003,3003,3003,3233,3233,3003,3002,5502,5502,7002,700
Preferred Stock, Other
-40-16-2332-26-53-1211-2819-19-9--410-55-25-32-39
Total Preferred Equity
11,11411,13811,13111,67511,49810,36310,4049,0319,4929,4398,0317,3147,3237,3197,3337,3187,3287,2987,4416,684
Common Stock
20,75420,76020,83620,75320,87320,82020,92320,95220,78620,84720,07219,16718,51217,85716,95316,98417,09217,31417,57217,655
Retained Earnings
103,477101,24399,26596,93894,97192,98890,75488,60886,06583,77482,04981,71582,01180,32678,36978,03776,46675,93173,54271,795
Treasury Stock
-96-121------------------
Comprehensive Income & Other
9,7877,6978,5699,7268,2218,27611,0868,4988,0487,4446,2396,8524,4885,7545,0415,7253,0123,7613,3552,533
Total Common Equity
133,922129,579128,670127,417124,065122,084122,763118,058114,899112,065108,360107,734105,011103,937100,363100,74696,57097,00694,46991,983
Minority Interest
58565759698396103101100979995981031111001019895
Shareholders' Equity
145,094140,773139,858139,151135,632132,530133,263127,192124,492121,604116,488115,147112,429111,354107,799108,175103,998104,405102,00898,762
Total Liabilities & Equity
2,498,8172,396,0802,342,3932,325,0062,227,8932,242,1332,191,0262,171,5822,076,1072,031,0501,974,4052,006,5311,957,7341,940,3021,933,0191,917,2191,842,0921,848,5721,752,4691,706,323

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Total Debt
505,803483,079470,622512,512438,981489,415449,852501,299444,694429,753452,989510,240462,911427,021432,979462,220411,128441,155363,672376,226
Net Cash (Debt)
334,405311,135306,147292,307291,779302,451290,825313,993287,446273,641325,944298,606249,525282,109348,809280,790289,950294,497319,443308,336
Net Cash Growth (YoY)
14.61%2.87%5.27%-6.91%1.51%10.53%-10.78%5.15%15.20%-3.00%-6.55%6.35%-13.94%-4.21%9.19%-8.93%-8.99%-1.14%3.72%16.20%
Net Cash Per Share
240.39222.79218.38207.80206.98213.97205.31221.62202.98193.50231.55213.22178.88202.93251.93202.22207.30208.49224.23216.04
Filing Date Shares Outstanding
1,3841,3901,3971,4001,4051,4101,4131,4151,4141,4141,4141,4071,3951,3901,3901,3831,3921,4021,4171,425
Total Common Shares Outstanding
1,3851,3891,3971,4001,4051,4101,4131,4151,4141,4141,4081,4011,3951,3901,3831,3831,3911,4021,4161,425
Book Value Per Share
96.7393.2892.1291.0088.3086.6186.8983.4681.2879.2476.9576.9275.2874.7972.5872.8569.4469.2066.7164.57
Tangible Book Value
107,099103,044102,072100,61097,32395,26595,47390,97487,74284,90190,14089,23786,82085,44282,20282,38681,25481,60979,00076,658
Tangible Book Value Per Share
77.3574.1873.0871.8669.2767.5967.5764.3262.0760.0364.0163.7262.2461.4859.4559.5758.4358.2255.7953.81
SEC Filings: 10-K · 10-Q