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Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
204.15
-0.08 (-0.04%)
At close: Aug 31, 2026, 4:00 PM EDT
213.71
+9.56 (4.68%)
Pre-market: Sep 1, 2026, 4:02 AM EDT

Royal Bank of Canada Cash Flow Statement

Millions CAD. Fiscal year is Nov - Oct.

Operating Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Net Income
6,0225,5075,7845,4325,4154,3865,1294,2194,4833,9483,5803,9373,8583,6793,1313,8763,5754,2504,0933,887
Depreciation & Amortization
734719708-392754778758-317759711672-370693696677-435656650650-385
Other Amortization
---1,147---1,088---1,139---1,113---1,036
Gain (Loss) on Sale of Assets
--------34-1-4--92----11-89--
Gain (Loss) on Sale of Investments
-29-102-81-14-18-45-55-13-28-59-70-1-27-110-53-86-28-23-14-150
Total Asset Writedown
632214216504122-181412111114214
Provision for Credit Losses
1,0009121,0901,0078811,4241,050840659920813720616600532381340-342105-227
Change in Trading Asset Securities
-27,25013,324-4,397-37,09618,171-34,246-9,190-37,8127,665-65534,891-40,084-32,16115,28126,844-38,59635,956-58,126-7,0631,146
Accrued Interest Receivable
1691,125-90347-1,271323-979917-8321,4141751,052-1671,556397579-167-68-1123
Change in Income Taxes
2432922,749-876-206736-590280780-430315-828-749-314883-27529-372-2,718868
Change in Other Net Operating Assets
-8,829-39,6006,174-18,059-29,53231,9192,595-421-23,251-21,410-50,8827,91731,228-17,198-30,4202,620-53,91745,098-28,821-12,152
Other Operating Activities
34-209209-109126-25630102-773-244-604-825168-95-259167-235421229-231
Operating Cash Flow
-27,927-18,05311,298-48,924-5,6915,005-1,255-31,078-10,443-15,812-11,124-27,1383,4184,0951,714-30,559-13,834-8,621-33,577-6,075
Operating Cash Flow Growth (YoY)
--------------------

Investing Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Capital Expenditures
-743-459-597-549-530-483-681-671-717-410-482-769-557-706-698-771-586-553-590-647
Sale of Property, Plant and Equipment
------------1,7121,712----95--
Cash Acquisitions
--11--------12,716------2,047----
Investment in Securities
-26,859849-26,13517,972-37,441-31,428-15,429-12,350-26,99418,83914,599-311-23,2496,212-9,899-19,563-34,712-8,57410,655-8,285
Income (Loss) Equity Investments
-27-24-37-13-25-16-19-1157-18-1222337-12-2986-33-24-2996
Divestitures
--------5191,712--------
Other Investing Activities
-----------------408---
Investing Cash Flow
-27,602379-26,73217,423-37,971-31,911-16,110-13,021-27,7065,71414,126-1,080-22,0945,506-10,597-22,381-35,706-9,03210,065-8,932

Financing Activities

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Short-Term Debt Issued
415-4,553--2,068----533---4,491-1281--
Long-Term Debt Issued
-1,750--1,491-1,500-1,3852,000----1,500---1,000-
Total Debt Issued
4151,7504,5532,8041,4912,0681,500-1,3852,000533---5,9919,48012811,0001,750
Short-Term Debt Repaid
--5,319---2,068----688-4,352---2,758-2,109------
Long-Term Debt Repaid
-168-165-2,072--1,418-171-1,654--1,500-157-153--277-163-226--166-154-163-
Total Debt Repaid
-168-5,484-2,072-295-3,486-171-1,654-461-2,188-4,509-153-4,885-3,035-2,272-226-338-166-154-163-1,163
Net Debt Issued (Repaid)
247-3,7342,4812,509-1,9951,897-154-461-803-2,509380-4,885-3,035-2,2725,7659,142-38-153837587
Issuance of Common Stock
4,1733,2362,7763,3583,2412,0472,1251,7422,2221,5361,3767609711,4671,0411,0891,3831,3501,7031,213
Repurchase of Common Stock
-5,717-4,990-3,729-4,336-4,037-2,635-2,487-1,600-2,399-1,465-1,203-842-975-1,199-1,059-2,135-2,784-3,323-2,885-1,197
Preferred Stock Issued
--1,3511,8611,698-1,386-5961,362744-------749-
Preferred Share Repurchases
---1,850-1,750-600---500-500--21-------155--750
Common Dividends Paid
-2,271-2,298-2,156-2,151-2,074-2,098-1,983-2,024-1,914-1,195-1,182-1,155-1,176-1,185-1,797-1,775-1,696-1,688-1,554-1,526
Preferred Dividends Paid
-143-135-141-139-125-112-118-91-106-67-58-67-58-67-44-67-58-68-54-68
Total Dividends Paid
-2,414-2,433-2,297-2,290-2,199-2,210-2,101-2,115-2,020-1,262-1,240-1,222-1,234-1,252-1,841-1,842-1,754-1,756-1,608-1,594
Net Increase (Decrease) in Deposit Accounts
63,02739,33026,60034,13934,6914,84632,40948,24433,6622099,48116,0165,6186,21116,14530,21026,9549,35842,01115,953
Other Financing Activities
-3-1-13-13-12-14--1-2-2-1-3-2-9-7-1-2-1-1-
Financing Cash Flow
59,31331,40825,31933,47830,7873,93131,17845,30930,756-2,1319,5169,8241,3432,94620,04436,46323,7595,32040,80614,212

Net Cash Flow

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Foreign Exchange Rate Adjustments
1,009-613-683120-8193966642831,250-745-16025-1,5083752,719-236-1,038-2,90123-766
Net Cash Flow
4,79313,1219,2022,097-13,694-22,57914,4771,493-6,143-12,97412,358-18,369-18,84112,92213,880-16,713-26,819-15,23417,317-1,561

Free Cash Flow

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Free Cash Flow
-28,670-18,51210,701-49,473-6,2214,522-1,936-31,749-11,160-16,222-11,606-27,9072,8613,3891,016-31,330-14,420-9,174-34,167-6,722
Free Cash Flow Growth (YoY)
--------------------
Free Cash Flow Margin
-163.47%-111.92%63.43%-305.35%-38.63%31.74%-12.34%-223.05%-79.87%-122.58%-91.59%-233.24%23.14%28.61%7.92%-257.10%-122.29%-79.35%-263.61%-53.34%
Free Cash Flow Per Share
-20.61-13.267.63-35.17-4.413.20-1.37-22.41-7.88-11.47-8.24-19.932.052.440.73-22.56-10.31-6.50-23.98-4.71

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Cash Interest Paid
17,42515,37317,49717,24117,89116,36719,47717,55920,37216,78818,92015,65716,01411,80111,2266,4443,7051,7571,7711,434
Cash Income Tax Paid
1,0991,517-6202,1741,2031,4681,2425677671,2218551,0861,4709721,4368601,1301,6573,679997
SEC Filings: 10-K · 10-Q