Royal Bank of Canada (RY)
NYSE: RY · Real-Time Price · USD
204.15
-0.08 (-0.04%)
Aug 31, 2026, 4:00 PM EDT - Market closed

Royal Bank of Canada Income Statement

Millions CAD. Fiscal year is Nov - Oct.
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Interest Income on Loans
14,17713,62013,91014,19514,03313,48414,33014,40514,43312,93312,26911,86311,21910,3849,9978,5406,7615,7075,5575,412
Interest Income on Investments
12,40811,40212,19412,09512,07711,48612,12512,09312,65712,82113,34012,63911,6159,9349,3406,3583,9762,0511,8211,602
Total Interest Income
26,58525,02226,10426,29026,11024,97026,45526,49827,09025,75425,60924,50222,83420,31819,33714,89810,7377,7587,3787,014
Interest Paid on Deposits
10,95010,19510,61111,05811,22710,71611,81612,03112,43211,48811,30510,4769,7758,6567,7725,1972,7861,4731,2951,270
Interest Paid on Borrowings
6,8916,3216,9086,5876,5326,1986,6916,7967,3317,6437,9727,4846,7735,5635,3633,4192,0611,011812683
Total Interest Expense
17,84116,51617,51917,64517,75916,91418,50718,82719,76319,13119,27717,96016,54814,21913,1358,6164,8472,4842,1071,953
Net Interest Income
8,7448,5068,5858,6458,3518,0567,9487,6717,3276,6236,3326,5426,2866,0996,2026,2825,8905,2745,2715,061
Net Interest Income Growth (YoY)
4.71%5.59%8.02%12.70%13.98%21.64%25.52%17.26%16.56%8.59%2.10%4.14%6.72%15.64%17.66%24.13%16.59%8.65%4.69%1.02%
Trust Income
3,1162,9152,9242,7942,6422,5442,6672,5012,3822,2572,1852,1062,0992,0832,0561,9001,8571,8921,9611,888
Income From Trading Activities
9626091,1806046856411,1953835076338044084854301,069451-128289314103
Gain (Loss) on Sale of Investments
291027621845551328597022711153-2328231520
Gain (Loss) on Sale of Equity Investments
2724371325161911-571812-223-3712292433242934
Other Non-Interest Income
5,6605,2975,1585,1515,2644,3704,8554,4954,4444,5644,0823,8504,1173,7103,9483,9334,4523,7185,4765,270
Total Non-Interest Income
9,7948,9479,3758,5648,6347,6168,7917,4037,3047,5317,1536,1436,6916,3467,1556,2856,2425,9467,7957,315
Non-Interest Income Growth (YoY)
13.44%17.48%6.64%15.68%18.21%1.13%22.90%20.51%9.16%18.67%-0.03%-2.26%7.19%6.73%-8.21%-14.08%-18.98%-12.09%-1.43%20.27%
Revenues Before Loan Losses
18,53817,45317,96017,20916,98515,67216,73915,07414,63114,15413,48512,68512,97712,44513,35712,56712,13211,22013,06612,376
Provision for Loan Losses
1,0009121,0901,0078811,4241,050840659920813720616600532381340-342105-227
17,53816,54116,87016,20216,10414,24815,68914,23413,97213,23412,67211,96512,36111,84512,82512,18611,79211,56212,96112,603
Revenue Growth (YoY)
8.91%16.09%7.53%13.83%15.26%7.66%23.81%18.96%13.03%11.73%-1.19%-1.81%4.83%2.45%-1.05%-3.31%-11.31%-1.30%1.00%18.17%
Salaries and Employee Benefits
6,1565,8235,9464,0475,5405,4245,6093,2845,1714,9124,7664,5644,5214,4414,5804,0543,7903,9854,2382,387
Amortization of Goodwill & Intangibles
395387386431436457435398426373352357369383362354342336337330
Selling, General & Administrative
2,3012,2722,3173,9182,3082,1022,3174,3322,1962,2902,3682,1512,1751,9501,9032,0921,6131,5211,4813,204
Other Non-Interest Expense
9379558149789487478951,0058067338389877006267448251,4914121,5211,694
Total Non-Interest Expense
9,7899,4379,4639,3749,2328,7309,2569,0198,5998,3088,3248,0597,7657,4007,5897,3257,2366,2547,5777,615
EBT Excluding Unusual Items
7,7497,1047,4076,8286,8725,5186,4335,2155,3734,9264,3483,9064,5964,4455,2364,8614,5565,3085,3844,988
Pretax Income
7,7497,1047,4076,8286,8725,5186,4335,2155,3734,9264,3483,9064,5964,4455,2364,8614,5565,3085,3844,988
Income Tax Expense
1,7251,5951,6221,3941,4581,1281,302993887976766-337367652,1039799791,0551,2891,096
Earnings From Continuing Operations
6,0245,5095,7855,4345,4144,3905,1314,2224,4863,9503,5823,9393,8603,6803,1333,8823,5774,2534,0953,892
Minority Interest in Earnings
-2-2-1-21-4-2-3-3-2-2-2-2-1-2-6-2-3-2-5
Net Income
6,0225,5075,7845,4325,4154,3865,1294,2194,4833,9483,5803,9373,8583,6793,1313,8763,5754,2504,0933,887
Preferred Dividends & Other Adjustments
143135141139125112118911066758675867446758685468
Net Income to Common
5,8795,3725,6435,2935,2904,2745,0114,1284,3773,8813,5223,8703,8003,6123,0873,8093,5174,1824,0393,819
Net Income Growth (YoY)
11.13%25.69%12.61%28.22%20.86%10.13%42.28%6.67%15.18%7.45%14.09%1.60%8.05%-13.63%-23.57%-0.26%-16.99%6.20%6.65%20.36%
Basic Shares Outstanding
1,3871,3931,3991,4041,4071,4111,4141,4141,4141,4131,4061,3991,3941,3881,3831,3871,3961,4101,4221,425
Diluted Shares Outstanding
1,3911,3971,4021,4071,4101,4141,4171,4171,4161,4141,4081,4001,3951,3901,3851,3891,3991,4131,4251,427
Shares Change (YoY)
-1.32%-1.20%-1.03%-0.71%-0.46%-0.05%0.63%1.17%1.52%1.73%1.67%0.86%-0.27%-1.59%-2.81%-2.71%-2.00%-1.02%-0.05%0.05%
EPS (Basic)
4.243.864.033.773.763.033.542.923.102.752.502.772.732.602.232.752.522.972.842.68
EPS (Diluted)
4.233.854.033.763.753.023.542.913.092.742.502.772.732.602.232.752.512.962.842.67
EPS Growth (YoY)
12.80%27.48%13.84%29.23%21.36%10.22%41.60%5.23%13.31%5.38%12.11%0.70%8.64%-12.16%-21.48%2.85%-15.49%7.25%6.77%19.97%

Additional Metrics

Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jul '26 Apr '26 Jan '26 Oct '25 Jul '25 Apr '25 Jan '25 Oct '24 Jul '24 Apr '24 Jan '24 Oct '23 Jul '23 Apr '23 Jan '23 Oct '22 Jul '22 Apr '22 Jan '22 Oct '21
Dividend Per Share
1.7601.6401.6401.5401.5401.4801.4801.4201.4201.3801.3801.3501.3501.3201.3201.2801.2801.2001.2001.080
Dividend Growth (YoY)
14.29%10.81%10.81%8.45%8.45%7.25%7.25%5.18%5.18%4.54%4.54%5.47%5.47%10.00%10.00%18.52%18.52%11.11%11.11%0%
Effective Tax Rate
22.26%22.45%21.90%20.42%21.22%20.44%20.24%19.04%16.51%19.81%17.62%-16.01%17.21%40.16%20.14%21.49%19.88%23.94%21.97%
SEC Filings: 10-K · 10-Q