Salisbury Bancorp, Inc. (SAL)
Stock Price Chart
Key Info
| Market Cap | 104.17M |
| Revenue (ttm) | 40.95M |
| Net Income (ttm) | 10.60M |
| Shares Out | 2.84M |
| EPS (ttm) | 3.79 |
| PE Ratio | 9.72 |
| Forward PE | 11.17 |
| Dividend | $1.16 |
| Dividend Yield | 3.15% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $36.83 |
| Previous Close | $36.83 |
| Change ($) | 0.00 |
| Change (%) | 0.00% |
| Day's Open | - |
| Day's Range | 36.10 - 37.22 |
| Day's Volume | 0 |
| 52-Week Range | 24.58 - 49.85 |
More Stats
| Market Cap | 104.17M |
| Enterprise Value | 93.64M |
| Earnings Date (est) | Oct 23, 2020 |
| Ex-Dividend Date | May 14, 2020 |
| Shares Outstanding | 2.84M |
| Float | 2.49M |
| EPS (basic) | 3.81 |
| EPS (diluted) | 3.79 |
| FCF / Share | 3.94 |
| Dividend | $1.16 |
| Dividend Yield | 3.15% |
| Earnings Yield | 10.29% |
| FCF Yield | 10.70% |
| Payout Ratio | 29.90% |
| Shares Short | 53,431 |
| Short Ratio | 1.80 |
| Short % of Float | 1.89% |
| Beta | 0.71 |
| PE Ratio | 9.72 |
| Forward PE | 11.17 |
| P/FCF Ratio | 9.34 |
| PS Ratio | 2.54 |
| PB Ratio | 0.88 |
| Revenue | 40.95M |
| Operating Income | 12.96M |
| Net Income | 10.60M |
| Free Cash Flow | 11.15M |
| Net Cash | 10.52M |
| Net Cash / Share | 3.72 |
| Gross Margin | 103.56% |
| Operating Margin | 31.65% |
| Profit Margin | 25.90% |
| FCF Margin | 27.23% |
| ROA | 0.90% |
| ROE | 9.48% |
| ROIC | 1.10% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 42.41 | 40.37 | 38.50 | 36.66 | 37.94 | 25.27 | 23.93 | 24.62 | 22.70 | 21.47 |
| Revenue Growth | 5.05% | 4.85% | 5.01% | -3.37% | 50.15% | 5.61% | -2.81% | 8.45% | 5.75% | - |
| Gross Profit | 42.41 | 40.37 | 38.50 | 36.66 | 37.94 | 25.27 | 23.93 | 24.62 | 22.70 | 21.47 |
| Operating Income | 13.50 | 10.53 | 9.17 | 9.27 | 12.02 | 3.13 | 4.99 | 5.52 | 5.06 | 4.35 |
| Net Income | 10.98 | 8.71 | 6.20 | 6.63 | 8.23 | 2.33 | 3.92 | 3.86 | 3.59 | 3.20 |
| Shares Outstanding | 2.78 | 2.76 | 2.76 | 2.73 | 2.71 | 1.76 | 1.71 | 1.69 | 1.69 | 1.69 |
| Earnings Per Share | 3.93 | 3.13 | 2.24 | 2.41 | 3.02 | 1.32 | 2.30 | 2.28 | 2.12 | 1.90 |
| EPS Growth | 25.56% | 39.73% | -7.05% | -20.2% | 128.79% | -42.61% | 0.88% | 7.55% | 11.58% | - |
| Dividend Per Share | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 |
| Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | - |
| Operating Cash Flow | 14.33 | 13.28 | 10.21 | 11.27 | 8.09 | 4.42 | 9.69 | 7.12 | 6.78 | 5.46 |
| Capital Expenditures | -2.06 | -1.39 | -1.95 | -1.29 | -0.78 | -2.16 | -0.56 | -0.38 | -0.82 | -2.91 |
| Free Cash Flow | 12.28 | 11.88 | 8.25 | 9.99 | 7.31 | 2.26 | 9.14 | 6.74 | 5.96 | 2.56 |
| Cash & Equivalents | 27.64 | 58.45 | 48.49 | 35.49 | 62.12 | 36.11 | 13.45 | 43.57 | 36.89 | 31.91 |
| Total Debt | 71.24 | 84.45 | 68.05 | 53.27 | 41.46 | 33.40 | 33.39 | 33.76 | 66.76 | 86.00 |
| Net Cash / Debt | -43.61 | -26.01 | -19.56 | -17.79 | 20.66 | 2.71 | -19.94 | 9.81 | -29.88 | -54.09 |
| Assets | 1,112 | 1,122 | 987 | 935 | 891 | 855 | 587 | 601 | 609 | 575 |
| Liabilities | 999 | 1,018 | 889 | 841 | 801 | 754 | 514 | 529 | 542 | 520 |
| Book Value | 114 | 103 | 97.51 | 94.01 | 90.57 | 102 | 72.79 | 72.00 | 66.86 | 55.02 |
Company Profile
Company Details
| Full Name | Salisbury Bancorp, Inc. |
| Country | United States |
| CEO | Richard J. Cantele |
Stock Information
| Ticker Symbol | SAL |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: SAL |
| IPO Date | August 3, 1998 |
Description
Salisbury Bancorp, Inc. operates as the bank holding company for Salisbury Bank and Trust Company that provides commercial banking, consumer financing, retail banking, and trust and wealth advisory services. It offers various retail and commercial deposit products. The company also provides loans, such as residential and commercial real estate loans; construction loans; commercial loans; and consumer loans, including home equity loans and lines of credit, and auto and personal installment loans. In addition, it offers a range of fiduciary services, including trust and estate administration, wealth advisory, and investment management services to individuals, families, businesses, and institutions. Further, the company provides additional depositor related services consisting of landlord/tenant lease security accounts and services, merchant services, payroll services, ATM services, bank-by-phone services, Internet banking services, Internet bill pay services, person to person payments, bank to bank transfers, mobile banking services with remote deposit, and Online financial management with account aggregation services, as well as cash management services, including remote deposit capture, ACH origination, wire transfers, and positive pay services. It operates through a network of fourteen banking offices and ten ATMs located in Litchfield County, Connecticut; Dutchess, Orange, and Ulster Counties, New York; and Berkshire County, Massachusetts. Salisbury Bancorp, Inc. was founded in 1998 and is headquartered in Lakeville, Connecticut.