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Salisbury Bancorp, Inc. (SAL)

Stock Price: $36.83 USD 0.00 (0.00%)
Updated Aug 7, 2020 4:00 PM EDT - Market open

Stock Price Chart

Key Info

Market Cap 104.17M
Revenue (ttm) 40.95M
Net Income (ttm) 10.60M
Shares Out 2.84M
EPS (ttm) 3.79
PE Ratio 9.72
Forward PE 11.17
Dividend $1.16
Dividend Yield 3.15%

Stock Quote

Trading Day Aug 7, 2020
Last Price $36.83
Previous Close $36.83
Change ($) 0.00
Change (%) 0.00%
Day's Open -
Day's Range 36.10 - 37.22
Day's Volume 0
52-Week Range 24.58 - 49.85

More Stats

Market Cap 104.17M
Enterprise Value 93.64M
Earnings Date (est) Oct 23, 2020
Ex-Dividend Date May 14, 2020
Shares Outstanding 2.84M
Float 2.49M
EPS (basic) 3.81
EPS (diluted) 3.79
FCF / Share 3.94
Dividend $1.16
Dividend Yield 3.15%
Earnings Yield 10.29%
FCF Yield 10.70%
Payout Ratio 29.90%
Shares Short 53,431
Short Ratio 1.80
Short % of Float 1.89%
Beta 0.71
PE Ratio 9.72
Forward PE 11.17
P/FCF Ratio 9.34
PS Ratio 2.54
PB Ratio 0.88
Revenue 40.95M
Operating Income 12.96M
Net Income 10.60M
Free Cash Flow 11.15M
Net Cash 10.52M
Net Cash / Share 3.72
Gross Margin 103.56%
Operating Margin 31.65%
Profit Margin 25.90%
FCF Margin 27.23%
ROA 0.90%
ROE 9.48%
ROIC 1.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (2)

Buy 1
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$40.75*
(10.64% upside)
Low
40.0
Current: $36.83
High
41.5
Target: 40.75
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue42.4140.3738.5036.6637.9425.2723.9324.6222.7021.47
Revenue Growth5.05%4.85%5.01%-3.37%50.15%5.61%-2.81%8.45%5.75%-
Gross Profit42.4140.3738.5036.6637.9425.2723.9324.6222.7021.47
Operating Income13.5010.539.179.2712.023.134.995.525.064.35
Net Income10.988.716.206.638.232.333.923.863.593.20
Shares Outstanding2.782.762.762.732.711.761.711.691.691.69
Earnings Per Share3.933.132.242.413.021.322.302.282.121.90
EPS Growth25.56%39.73%-7.05%-20.2%128.79%-42.61%0.88%7.55%11.58%-
Dividend Per Share1.121.121.121.121.121.121.121.121.121.12
Dividend Growth0%0%0%0%0%0%0%0%0%-
Operating Cash Flow14.3313.2810.2111.278.094.429.697.126.785.46
Capital Expenditures-2.06-1.39-1.95-1.29-0.78-2.16-0.56-0.38-0.82-2.91
Free Cash Flow12.2811.888.259.997.312.269.146.745.962.56
Cash & Equivalents27.6458.4548.4935.4962.1236.1113.4543.5736.8931.91
Total Debt71.2484.4568.0553.2741.4633.4033.3933.7666.7686.00
Net Cash / Debt-43.61-26.01-19.56-17.7920.662.71-19.949.81-29.88-54.09
Assets1,1121,122987935891855587601609575
Liabilities9991,018889841801754514529542520
Book Value11410397.5194.0190.5710272.7972.0066.8655.02
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Salisbury Bancorp, Inc.
Country United States
CEO Richard J. Cantele

Stock Information

Ticker Symbol SAL
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: SAL
IPO Date August 3, 1998

Description

Salisbury Bancorp, Inc. operates as the bank holding company for Salisbury Bank and Trust Company that provides commercial banking, consumer financing, retail banking, and trust and wealth advisory services. It offers various retail and commercial deposit products. The company also provides loans, such as residential and commercial real estate loans; construction loans; commercial loans; and consumer loans, including home equity loans and lines of credit, and auto and personal installment loans. In addition, it offers a range of fiduciary services, including trust and estate administration, wealth advisory, and investment management services to individuals, families, businesses, and institutions. Further, the company provides additional depositor related services consisting of landlord/tenant lease security accounts and services, merchant services, payroll services, ATM services, bank-by-phone services, Internet banking services, Internet bill pay services, person to person payments, bank to bank transfers, mobile banking services with remote deposit, and Online financial management with account aggregation services, as well as cash management services, including remote deposit capture, ACH origination, wire transfers, and positive pay services. It operates through a network of fourteen banking offices and ten ATMs located in Litchfield County, Connecticut; Dutchess, Orange, and Ulster Counties, New York; and Berkshire County, Massachusetts. Salisbury Bancorp, Inc. was founded in 1998 and is headquartered in Lakeville, Connecticut.