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Salisbury Bancorp, Inc. (SAL)

Stock Price: $38.25 USD 0.15 (0.39%)
Updated December 3, 1:38 PM EST - Market open

Stock Price Chart

Key Info

Market Cap 108.76M
Revenue (ttm) 42.65M
Net Income (ttm) 11.95M
Shares Out 2.84M
EPS (ttm) 4.27
PE Ratio 8.96
Forward PE 10.31
Dividend $1.16
Dividend Yield 3.03%

Stock Quote

Trading Day December 3
Last Price $38.25
Previous Close $38.10
Change ($) 0.15
Change (%) 0.39%
Day's Open 37.80
Day's Range 37.61 - 38.78
Day's Volume 3,175
52-Week Range 24.55 - 45.13

More Stats

Market Cap 108.76M
Enterprise Value 79.21M
Earnings Date (est) n/a
Ex-Dividend Date Nov 12, 2020
Shares Outstanding 2.84M
Float n/a
EPS (basic) 4.28
EPS (diluted) 4.27
FCF / Share 4.36
Dividend $1.16
Dividend Yield 3.03%
Earnings Yield 11.16%
FCF Yield 11.39%
Payout Ratio 26.90%
Shares Short 27,249
Short Ratio 9.79
Short % of Float n/a
Beta 0.72
PE Ratio 8.96
Forward PE 10.31
P/FCF Ratio 8.78
PS Ratio 2.55
PB Ratio 0.92
Revenue 42.65M
Operating Income 14.58M
Net Income 11.95M
Free Cash Flow 12.39M
Net Cash 29.55M
Net Cash / Share 10.39
Gross Margin 100.86%
Operating Margin 34.19%
Profit Margin 28.00%
FCF Margin 29.05%
ROA 1.00%
ROE 10.39%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (2)

Buy 1
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$40.75*
(6.54% upside)
Low
40.0
Current: $38.25
High
41.5
Target: 40.75
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue42.4140.3738.5036.6637.9425.2723.9324.6222.7021.47
Revenue Growth5.05%4.85%5.01%-3.37%50.15%5.61%-2.81%8.45%5.75%-
Gross Profit42.4140.3738.5036.6637.9425.2723.9324.6222.7021.47
Operating Income13.5010.539.179.2712.023.134.995.525.064.35
Net Income10.988.716.206.638.232.333.923.863.593.20
Shares Outstanding2.782.762.762.732.711.761.711.691.691.69
Earnings Per Share3.933.132.242.413.021.322.302.282.121.90
EPS Growth25.56%39.73%-7.05%-20.2%128.79%-42.61%0.88%7.55%11.58%-
Dividend Per Share1.121.121.121.121.121.121.121.121.121.12
Dividend Growth0%0%0%0%0%0%0%0%0%-
Operating Cash Flow14.3313.2810.2111.278.094.429.697.126.785.46
Capital Expenditures-2.06-1.39-1.95-1.29-0.78-2.16-0.56-0.38-0.82-2.91
Free Cash Flow12.2811.888.259.997.312.269.146.745.962.56
Cash & Equivalents27.6458.4548.4935.4962.1236.1113.4543.5736.8931.91
Total Debt71.2484.4568.0553.2741.4633.4033.3933.7666.7686.00
Net Cash / Debt-43.61-26.01-19.56-17.7920.662.71-19.949.81-29.88-54.09
Assets1,1121,122987935891855587601609575
Liabilities9991,018889841801754514529542520
Book Value11410397.5194.0190.5710272.7972.0066.8655.02
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Salisbury Bancorp, Inc.

Stock Information

Ticker Symbol SAL
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks-Regional
Unique Identifier NASDAQ: SAL
IPO Date August 3, 1998

Description

Salisbury Bancorp operates as the bank holding company for Salisbury Bank and Trust Company that provides commercial banking, consumer financing, retail banking, and trust and wealth advisory services. It offers various retail and commercial deposit products. The company also provides loans, such as residential and commercial real estate loans; construction loans; commercial loans; and consumer loans, including home equity loans and lines of credit, and auto and personal installment loans. In addition, it offers a range of fiduciary services, including trust and estate administration, wealth advisory, and investment management services to individuals, families, businesses, and institutions. Further, the company provides additional depositor related services consisting of landlord/tenant lease security accounts and services, merchant services, payroll services, ATM services, bank-by-phone services, Internet banking services, Internet bill pay services, person to person payments, bank to bank transfers, mobile banking services with remote deposit, and Online financial management with account aggregation services, as well as cash management services, including remote deposit capture, ACH origination, wire transfers, and positive pay services. It operates through a network of fourteen banking offices and ten ATMs located in Litchfield County, Connecticut; Dutchess, Orange, and Ulster Counties, New York; and Berkshire County, Massachusetts. Salisbury Bancorp, Inc. was founded in 1998 and is headquartered in Lakeville, Connecticut.