NBT Bancorp Statistics
Total Valuation
NBT Bancorp has a market cap or net worth of $1.70 billion. The enterprise value is $2.16 billion.
| Market Cap | 1.70B |
| Enterprise Value | 2.16B |
Important Dates
The last earnings date was Monday, April 22, 2024, after market close.
| Earnings Date | Apr 22, 2024 |
| Ex-Dividend Date | Feb 29, 2024 |
Share Statistics
NBT Bancorp has 47.15 million shares outstanding. The number of shares has increased by 9.92% in one year.
| Shares Outstanding | 47.15M |
| Shares Change (YoY) | +9.92% |
| Shares Change (QoQ) | +10.12% |
| Owned by Insiders (%) | 3.40% |
| Owned by Institutions (%) | 59.27% |
| Float | 45.44M |
Valuation Ratios
The trailing PE ratio is 13.57 and the forward PE ratio is 11.97. NBT Bancorp's PEG ratio is 3.82.
| PE Ratio | 13.57 |
| Forward PE | 11.97 |
| PS Ratio | 3.43 |
| Forward PS | 2.99 |
| PB Ratio | 1.19 |
| P/FCF Ratio | 11.44 |
| PEG Ratio | 3.82 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 12.29, with an EV/FCF ratio of 14.57.
| EV / Earnings | 18.18 |
| EV / Sales | 4.36 |
| EV / EBITDA | 12.29 |
| EV / EBIT | 14.07 |
| EV / FCF | 14.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.45 |
| Debt / EBITDA | 3.63 |
| Debt / FCF | 4.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.10% and return on invested capital (ROIC) is 5.76%.
| Return on Equity (ROE) | 9.10% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 5.76% |
| Revenue Per Employee | $243,423 |
| Profits Per Employee | $58,398 |
| Employee Count | 2,034 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NBT Bancorp has paid $34.68 million in taxes.
| Income Tax | 34.68M |
| Effective Tax Rate | 22.60% |
Stock Price Statistics
The stock price has increased by +11.67% in the last 52 weeks. The beta is 0.51, so NBT Bancorp's price volatility has been lower than the market average.
| Beta (1Y) | 0.51 |
| 52-Week Price Change | +11.67% |
| 50-Day Moving Average | 34.79 |
| 200-Day Moving Average | 35.57 |
| Relative Strength Index (RSI) | 58.49 |
| Average Volume (30 Days) | 221,538 |
Short Selling Information
The latest short interest is 928,195, so 1.97% of the outstanding shares have been sold short.
| Short Interest | 928,195 |
| Short Previous Month | 1.15M |
| Short % of Shares Out | 1.97% |
| Short % of Float | 2.04% |
| Short Ratio (days to cover) | 4.42 |
Income Statement
In the last 12 months, NBT Bancorp had revenue of $495.12 million and earned $118.78 million in profits. Earnings per share was $2.65.
| Revenue | 495.12M |
| Gross Profit | 495.12M |
| Operating Income | 153.46M |
| Pretax Income | 153.46M |
| Net Income | 118.78M |
| EBITDA | 175.73M |
| EBIT | 153.46M |
| Earnings Per Share (EPS) | $2.65 |
Balance Sheet
The company has $173.81 million in cash and $637.39 million in debt, giving a net cash position of -$463.58 million or -$9.83 per share.
| Cash & Cash Equivalents | 173.81M |
| Total Debt | 637.39M |
| Net Cash | -463.58M |
| Net Cash Per Share | -$9.83 |
| Equity / Book Value | 1.43B |
| Book Value Per Share | 30.24 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $157.46 million and capital expenditures -$9.25 million, giving a free cash flow of $148.20 million.
| Operating Cash Flow | 157.46M |
| Capital Expenditures | -9.25M |
| Free Cash Flow | 148.20M |
| FCF Per Share | $3.15 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.99% and 23.99%.
| Gross Margin | 100.00% |
| Operating Margin | 30.99% |
| Pretax Margin | 30.99% |
| Profit Margin | 23.99% |
| EBITDA Margin | 35.49% |
| EBIT Margin | 30.99% |
| FCF Margin | 29.93% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.56%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 3.56% |
| Dividend Growth (YoY) | 6.78% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 48.30% |
| Buyback Yield | -9.92% |
| Shareholder Yield | -6.36% |
| Earnings Yield | 7.00% |
| FCF Yield | 8.74% |
Analyst Forecast
The average price target for NBT Bancorp is $41.33, which is 14.90% higher than the current price. The consensus rating is "Buy".
| Price Target | $41.33 |
| Price Target Difference | 14.90% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on November 29, 1999. It was a forward split with a ratio of 105:100.
| Last Split Date | Nov 29, 1999 |
| Split Type | Forward |
| Split Ratio | 105:100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |