SB Financial Group, Inc. (SBFG)

SB Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	68.85	65.44	57.36	51.89	38.57	38.17
Interest Income on Investments	8.36	8.48	6.99	6.26	6	3.74
Total Interest Income	77.21	73.92	64.35	58.15	44.57	41.9
Interest Paid on Deposits	23.74	22.49	21.04	14.71	3.48	3.13
Interest Paid on Borrowings	2.76	2.98	3.39	4.17	1.69	0.89
Total Interest Expense	26.5	25.47	24.43	18.88	5.17	4.02
Net Interest Income	50.71	48.45	39.92	39.27	39.4	37.88
Net Interest Income Growth	13.98%	21.37%	1.65%	-0.32%	4.00%	5.44%
Trust Income	3.71	3.54	3.51	3.53	3.73	3.81
Gain (Loss) on Sale of Assets	-0	-	-	-	-	-
Gain (Loss) on Sale of Investments	-	-	-	1.45	-	-
Other Non-Interest Income	8.63	8.7	8.76	8.75	8.36	6.03
Total Non-Interest Income	17.71	17.4	16.98	17.77	16.95	27.26
Non-Interest Income Growth	-0.73%	2.47%	-4.47%	4.83%	-37.82%	-19.06%
Revenues Before Loan Losses	68.42	65.85	56.9	57.04	56.35	65.15
Provision for Loan Losses	0.84	1.31	0.12	0.32	-	1.05
Revenue	67.59	64.54	56.77	56.73	56.35	64.1
Revenue Growth	10.39%	13.68%	0.08%	0.67%	-12.08%	-1.56%
Salaries and Employee Benefits	25.56	25.3	23.7	22.73	24.19	26.56
Occupancy Expenses	3.01	3.01	2.68	2.91	2.8	2.86
Selling, General & Administrative	14.08	14.51	12.97	12.34	11.91	11.8
Other Non-Interest Expense	4.16	4.18	3.61	3.98	3.42	3.59
Total Non-Interest Expense	46.8	47	42.96	41.96	42.31	44.81
EBT Excluding Unusual Items	20.79	17.54	13.82	14.77	14.04	19.29
Asset Writedown	-0.06	-0.29	0.04	-0.05	1.28	3.44
Pretax Income	20.73	17.26	13.86	14.72	15.32	22.72
Income Tax Expense	3.97	3.28	2.39	2.62	2.8	4.45
Net Income	16.76	13.97	11.47	12.1	12.52	18.28
Preferred Dividends & Other Adjustments	0.03	0.03	0.03	0.03	0.03	0.02
Net Income to Common	16.73	13.95	11.44	12.07	12.49	18.26
Net Income Growth	39.62%	21.97%	-5.22%	-3.43%	-31.56%	22.29%
Basic Shares Outstanding	6	6	7	7	7	7
Diluted Shares Outstanding	6	6	7	7	7	7
Shares Change	-4.59%	-4.37%	-3.43%	-2.27%	-5.46%	-6.61%
EPS (Basic)	2.68	2.19	1.72	1.77	1.78	2.45
EPS (Diluted)	2.67	2.19	1.72	1.75	1.77	2.44
EPS Growth	46.13%	27.54%	-1.88%	-1.13%	-27.40%	30.61%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.620	0.600	0.560	0.520	0.480	0.419
Dividend Growth	6.90%	7.14%	7.69%	8.33%	14.56%	9.97%
Effective Tax Rate	19.15%	19.02%	17.22%	17.82%	18.25%	19.57%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 7, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 18, 2026

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