Southern First Bancshares, Inc. (SFST)

NASDAQ: SFST · Real-Time Price · USD

52.99

+0.60 (1.15%)

At close: Mar 12, 2026, 4:00 PM EDT

52.87

-0.12 (-0.23%)

After-hours: Mar 12, 2026, 4:10 PM EDT

Southern First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	269.58	162.86	156.17	170.87	167.21
Securities and Investments	147.79	151.62	154.64	104.18	124.3
Gross Loans	3,845	3,632	3,603	3,273	2,490
Allowance for Loan Losses	-42.28	-39.91	-40.68	-38.64	-30.41
Net Loans	3,803	3,592	3,562	3,235	2,459
Net Property, Plant & Equipment	83.47	88.79	94.3	99.18	92.37
Other Non-Earning Assets	99.81	92.47	88.73	83.02	82.2
Total Assets	4,403	4,088	4,056	3,692	2,926
Total Deposits	3,717	3,436	3,380	3,134	2,564
Short-Term Interbank Borrowing and Repurchase Agreements	240	240	275	175	-
Long-Term Debt	24.9	24.9	36.32	36.21	36.11
Other Liabilities	53.13	56.48	52.44	52.39	47.72
Total Liabilities	4,035	3,757	3,743	3,397	2,648
Common Stock	0.08	0.08	0.08	0.08	0.08
Treasury Stock	-1.34	-3.88	-3.6	-3.31	-1.44
Additional Paid-in Capital	125.92	124.64	121.78	119.03	114.23
Accumulated Other Comprehensive Income	-7.45	-11.47	-11.34	-13.41	-0.74
Retained Earnings	251.44	221.08	205.55	192.12	165.77
Shareholders' Equity	368.66	330.44	312.47	294.51	277.9
Total Liabilities & Equity	4,403	4,088	4,056	3,692	2,926
Total Debt	24.9	24.9	36.32	36.21	36.11
Net Cash (Debt)	-24.9	-24.9	-36.32	-36.21	-36.11
Net Cash Per Share	-3.05	-3.07	-4.50	-4.49	-4.52
Book Value	368.66	330.44	312.47	294.51	277.9
Book Value Per Share	45.18	40.71	38.68	36.49	34.79
Tangible Book Value	368.66	330.44	312.47	294.51	277.9
Tangible Book Value Per Share	45.18	40.71	38.68	36.49	34.79

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q