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Southern First Bancshares, Inc. (SFST)
NASDAQ: SFST · Real-Time Price · USD
61.68
-0.13 (-0.21%)
At close: Sep 18, 2026, 4:00 PM EDT
61.95
+0.27 (0.44%)
After-hours: Sep 18, 2026, 6:24 PM EDT

Southern First Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
39.630.3715.5313.4329.1246.71
Depreciation & Amortization
3.914.314.814.823.72.32
Gain (Loss) on Sale of Assets
-0--0.03-0.390.37
Gain (Loss) on Sale of Investments
0.550.950.550.060.680.94
Provision for Credit Losses
3.832.950.131.266.16-12.4
Net Decrease (Increase) in Loans Originated / Sold - Operating
8.59-0.678.080.5112.5560.38
Change in Other Net Operating Assets
-9.96-2.080.89-0.35-1.38-9.8
Operating Cash Flow
41.2230.4625.5617.6550.3178.07
Operating Cash Flow Growth
-3.20%19.17%44.78%-64.91%-35.56%278.63%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1.96-0.58-0.79-1.24-13.95-26.51
Sale of Property, Plant and Equipment
--0.03-0.10.05
Investment in Securities
-15.087.972.31-47.93.4-29.11
Net Decrease (Increase) in Loans Originated / Sold - Investing
-285.24-213.72-30.41-329.43-782.13-348.72
Other Investing Activities
0.53-----7.5
Investing Cash Flow
-301.75-206.33-28.86-378.58-792.58-410.63

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
---100175-
Long-Term Debt Repaid
---46.5---25
Net Debt Issued (Repaid)
-11.5--46.5100175-25
Issuance of Common Stock
64.342.040.290.520.913.01
Repurchase of Common Stock
-0.83-0.49----
Net Increase (Decrease) in Deposit Accounts
299.12281.0456.2245.7570.04421.07
Financing Cash Flow
351.14282.610346.22745.94399.08

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
90.6106.726.69-14.73.6766.52

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
39.2629.8824.7716.4136.3651.56
Free Cash Flow Growth
-6.40%20.60%50.95%-54.86%-29.49%286.42%
Free Cash Flow Margin
30.48%25.95%26.57%19.03%35.98%43.98%
Free Cash Flow Per Share
4.623.663.052.034.506.45

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
104.2106.85119.3593.3518.886.4
Cash Income Tax Paid
13.0510.643.771.5111.8321.65
SEC Filings: 10-K · 10-Q