Southern First Bancshares, Inc. (SFST)

NASDAQ: SFST · Real-Time Price · USD

62.75

-0.58 (-0.92%)

At close: Aug 10, 2026, 4:00 PM EDT

62.81

+0.06 (0.10%)

After-hours: Aug 10, 2026, 7:34 PM EDT

Southern First Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	39.6	30.37	15.53	13.43	29.12	46.71
Depreciation & Amortization	3.91	4.31	4.81	4.82	3.7	2.32
Provision for Credit Losses	3.83	2.95	0.13	1.26	6.16	-12.4
Stock-Based Compensation	2.46	2.27	2.28	1.94	2.03	1.65
Net Change in Loans Held-for-Sale	2.15	-7	2.63	-3.28	9.64	46.7
Other Adjustments	-2.76	-2.49	-2.13	-1.32	0.64	2.27
Changes in Other Operating Activities	-8.48	-0.46	2.31	0.8	-0.97	-9.18
Operating Cash Flow	41.22	30.46	25.56	17.65	50.31	78.07
Operating Cash Flow Growth	-3.20%	19.17%	44.78%	-64.91%	-35.56%	278.63%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Change in Loans Held-for-Investment	-285.24	-213.72	-30.41	-329.43	-782.13	-348.72
Net Change in Securities and Investments	-44.18	7.97	2.31	-47.9	3.4	-29.11
Capital Expenditures	-1.96	-0.58	-0.79	-1.24	-13.95	-26.51
Sale of Property, Plant & Equipment	-	-	0.03	-	0.1	0.05
Other Investing Activities	0.53	-	-	-	-	-6.34
Investing Cash Flow	-301.75	-206.33	-28.86	-378.58	-792.58	-410.63

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Change in Deposits	299.12	281.04	56.2	245.7	570.04	421.07
Long-Term Debt Issued	-	-	-46.5	100	175	-25
Net Long-Term Debt Issued (Repaid)	-	-	-46.5	100	175	-25
Issuance of Common Stock	3.06	2.04	0.29	0.52	0.91	3.01
Repurchase of Common Stock	0.83	0.49	-	-	-	-
Net Common Stock Issued (Repurchased)	3.89	2.53	0.29	0.52	0.91	3.01
Financing Cash Flow	351.14	282.6	10	346.22	745.94	399.08

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	90.6	106.72	6.69	-14.7	3.67	66.52

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	39.26	29.88	24.77	16.41	36.36	51.56
Free Cash Flow Growth	-6.40%	20.60%	50.95%	-54.86%	-29.49%	286.42%
FCF Margin	30.36%	25.95%	26.57%	19.03%	35.98%	43.98%
Free Cash Flow Per Share	4.62	3.66	3.05	2.03	4.50	6.45

SEC Filings: 10-K · 10-Q