Southern First Bancshares, Inc. (SFST)

Southern First Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	565	422	324	300	366	495
Market Cap Growth	58.53%	30.08%	8.09%	-17.98%	-26.01%	80.79%
Last Close Price	59.65	51.52	39.75	37.10	45.75	62.49

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	12.83	13.89	20.89	22.35	12.57	10.59
PS Ratio	4.39	3.66	3.48	3.48	3.62	4.22
PB Ratio	1.25	1.14	0.98	0.96	1.24	1.78
P/FCF Ratio	14.39	14.12	13.09	18.29	10.06	9.59
P/OCF Ratio	13.71	13.85	12.69	17.00	7.27	6.33

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	0.62	0.78	0.87	1.08	0.81	0.23
Debt / FCF Ratio	7.14	9.59	11.63	20.50	6.52	1.24
Net Debt / Equity Ratio	-0.18	0.05	0.38	0.59	0.24	-0.35
Net Debt / FCF Ratio	-2.08	0.60	5.12	11.29	1.98	-1.91
Return on Equity (ROE)	9.93%	8.69%	4.83%	4.42%	10.17%	18.46%
Return on Assets (ROA)	0.88%	0.71%	0.38%	0.35%	0.88%	1.73%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	7.01%	7.20%	4.79%	4.47%	7.96%	9.45%
FCF Yield	6.95%	7.08%	7.64%	5.47%	9.94%	10.43%
Buyback Yield / Dilution	-4.89%	-0.53%	-0.48%	-0.08%	-1.03%	-2.11%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 6, 2026

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