Southern First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	361.63	269.58	162.86	156.17	170.87	167.21
Securities and Investments	164.87	147.79	151.62	154.64	104.18	124.3
Gross Loans	4,030	3,845	3,632	3,603	3,273	2,490
Allowance for Loan Losses	-44.23	-42.28	-39.91	-40.68	-38.64	-30.41
Net Loans	3,986	3,803	3,592	3,562	3,235	2,459
Net Property, Plant & Equipment	88.01	83.47	88.79	94.3	99.18	92.37
Other Non-Earning Assets	99.64	99.81	92.47	88.73	83.02	82.2
Total Assets	4,700	4,403	4,088	4,056	3,692	2,926
Total Deposits	3,935	3,717	3,436	3,380	3,134	2,564
Short-Term Interbank Borrowing and Repurchase Agreements	240	240	240	275	175	-
Long-Term Debt	13.4	24.9	24.9	36.32	36.21	36.11
Other Liabilities	59.05	53.13	56.48	52.44	52.39	47.72
Total Liabilities	4,248	4,035	3,757	3,743	3,397	2,648
Common Stock	0.1	0.08	0.08	0.08	0.08	0.08
Treasury Stock	-0.91	-1.34	-3.88	-3.6	-3.31	-1.44
Additional Paid-in Capital	188.93	125.92	124.64	121.78	119.03	114.23
Accumulated Other Comprehensive Income	-8.37	-7.45	-11.47	-11.34	-13.41	-0.74
Retained Earnings	272.53	251.44	221.08	205.55	192.12	165.77
Shareholders' Equity	452.27	368.66	330.44	312.47	294.51	277.9
Total Liabilities & Equity	4,700	4,403	4,088	4,056	3,692	2,926
Total Debt	13.4	24.9	24.9	36.32	36.21	36.11
Net Cash (Debt)	-13.4	-24.9	-24.9	-36.32	-36.21	-36.11
Net Cash Per Share	-1.58	-3.05	-3.07	-4.50	-4.49	-4.52
Book Value	452.27	368.66	330.44	312.47	294.51	277.9
Book Value Per Share	53.18	45.18	40.71	38.68	36.49	34.79
Tangible Book Value	452.27	368.66	330.44	312.47	294.51	277.9
Tangible Book Value Per Share	53.18	45.18	40.71	38.68	36.49	34.79

SEC Filings: 10-K · 10-Q