Southern First Bancshares, Inc. (SFST)

Southern First Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 2, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	457	423	325	300	367	495
Market Cap Growth	67.81%	30.38%	8.16%	-18.13%	-26.00%	80.26%
Enterprise Value	465.9	448.05	349.46	336.39	402.72	531.39
Last Close Price	55.54	51.52	39.75	37.10	45.75	62.49
PE Ratio	14.66	13.85	20.81	22.35	12.67	10.68
Forward PE	10.06	11.89	14.46	23.63	11.21	13.39
PEG Ratio	-	1.39	1.39	1.39	1.39	1.39
PS Ratio	3.89	3.68	3.48	3.48	3.63	4.22
PB Ratio	1.22	1.15	0.98	0.96	1.24	1.78
P/TBV Ratio	1.22	1.14	0.98	0.96	1.25	1.80
P/FCF Ratio	15.00	14.16	13.10	18.28	10.08	9.61
P/OCF Ratio	14.71	13.89	12.70	17.00	7.29	6.34
EV/Sales Ratio	4.05	3.89	3.75	3.90	3.99	4.53
EV/EBITDA Ratio	-	104.03	72.65	69.85	108.90	229.15
EV/FCF Ratio	15.59	15.00	14.11	20.50	11.08	10.31
Debt / Equity Ratio	0.07	0.07	0.08	0.12	0.12	0.13
Debt / EBITDA Ratio	5.78	5.78	5.18	7.54	9.79	15.57
Debt / FCF Ratio	0.83	0.83	1.00	2.21	1.00	0.70
Net Debt / Equity Ratio	0.07	0.07	0.08	0.12	0.12	0.13
Net Debt / EBITDA Ratio	5.78	5.78	5.18	7.54	9.79	15.57
Net Debt / FCF Ratio	0.83	0.83	1.00	2.21	1.00	0.70
Asset Turnover	0.03	0.03	0.02	0.02	0.03	0.04
Return on Equity (ROE)	8.69%	8.69%	4.83%	4.42%	10.17%	18.46%
Earnings Yield	6.78%	7.22%	4.81%	4.47%	7.89%	9.36%
FCF Yield	6.67%	7.06%	7.63%	5.47%	9.92%	10.41%
Buyback Yield / Dilution	-0.53%	-0.53%	-0.48%	-0.08%	-1.04%	-2.11%
Total Shareholder Return	-0.53%	-0.53%	-0.48%	-0.08%	-1.04%	-2.11%

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q